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Used BMW on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Financing a BMW

If you're considering securing a used BMW on finance in the UK, here's a concise guide to assist you in your journey.


Quick Guide: Used BMW on Finance


Why Choose BMW?

  • Premium German craftsmanship and engineering.
  • Sporty aesthetics and performance-driven models.
  • High resale value and desirability.
  • Array of models ranging from sedans, SUVs to sporty coupes.

Top Places to Buy:

  • BMW's Approved Used Cars Programme for vetted vehicles.
  • Local BMW dealerships.
  • Reliable online automotive platforms.
  • Private sellers (ensure thorough vehicle checks).

Popular BMW Models in the UK:

  1. BMW 3 Series - An all-time favourite sedan.
  2. BMW 1 Series - Compact hatchback, ideal for city dwellers.
  3. BMW X5 - Luxury SUV with ample space.
  4. BMW 4 Series - Stylish coupe/convertible.
  5. BMW 5 Series - Executive saloon with top-notch features.

Finance Options:

  1. PCP (Personal Contract Purchase): Start with a deposit, followed by monthly payments. End choices include buying the car outright, trading it, or handing it back.
  2. HP (Hire Purchase): Deposit followed by set monthly instalments. Once payments are complete, the car is yours.
  3. Leasing: Pay monthly to use the car, then return it at contract's end.

Your Credit Score: Having a strong credit score could grant you more appealing interest rates.

Budget Planning: Determine a practical deposit and monthly payment. Remember to account for other costs: insurance, road tax, and maintenance.

Pre-purchase Checks:

  • Confirm a comprehensive service history.
  • Verify the stated mileage.
  • Be cautious: prematurely exiting a finance contract might result in additional charges.

Price Negotiation Tips:

  • Research typical prices for your chosen BMW model.
  • Use the car's age, mileage, and condition to your advantage during negotiations.
  • Discuss interest rates, deposit amounts, and monthly payment conditions.

With this guide in hand, you're prepared to venture into the UK's used car market in search of a BMW on finance. Safe travels and enjoy your BMW experience!

About BMW

Originating from Germany, BMW has long been a stalwart of the premium automotive world. Their famous slogan, "The Ultimate Driving Machine", truly encapsulates the brand's ethos. In the UK, BMWs are synonymous with driving pleasure, innovation, and class-leading luxury.

Key Features and Specifications

  • Performance: With a rich motorsport heritage, BMW ensures that even their everyday models offer spirited driving dynamics.
  • Luxury Interiors: Every BMW boasts a meticulously crafted interior, complete with high-quality materials, intuitive controls, and the latest infotainment technology.
  • EfficientDynamics: BMW's approach to optimising performance and efficiency simultaneously is evident in their engine technology and lightweight construction techniques.
  • Electrification: With the BMW i and iPerformance ranges, BMW is at the forefront of electric and hybrid vehicle technology.

Most Popular Models in the UK

BMW's model range caters to a wide variety of preferences and needs. Here are some of the standout favourites among British drivers:

  • BMW 3 Series: This executive saloon is a benchmark in its class, known for its dynamic driving experience and premium build quality.
  • BMW 1 Series: A premium hatchback that offers an agile driving experience coupled with top-tier interiors and tech features.
  • BMW X5: A luxurious SUV that doesn't compromise on performance, the X5 offers versatility, space, and state-of-the-art features.
  • BMW i3: An all-electric city car with a unique design, the i3 reflects BMW's commitment to sustainability without sacrificing driving pleasure.

For those in the UK who value a blend of luxury, performance, and cutting-edge technology, BMW remains a top choice in the premium vehicle market.

BMW Data

Find out which BMW vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg Age (years)Avg MileageRecent Sales
All Models36,077£34,016744,03464,219
1 Series6,009£17,336647,18512,245
2 Series1,306£19,457541,2683,046
2 Series Active Tourer441£14,765648,418882
2 Series Gran Coupe1,483£23,426433,4652,672
2 Series Gran Tourer204£10,957866,774403
3 Series5,790£20,780758,13310,203
3 Series Gran Turismo122£10,3081080,360184
4 Series1,105£22,338753,5222,197
4 Series Gran Coupe1,351£21,713756,5112,406
5 Series2,404£21,922761,7534,075
5 Series Gran Turismo25£9,2791289,70139
6 Series135£13,9511375,914166
6 Series Gran Coupe113£14,8511276,125115
6 Series Gran Turismo45£18,268869,15078
7 Series305£31,746860,915431
8 Series117£36,568538,463227
8 Series Gran Coupe153£35,289540,794298
Alpina28£41,5091058,13223
i3251£12,176740,885726
i4706£35,093225,4541,216
i5352£44,488112,080555
i7103£68,879213,26892
i851£42,741936,27890
iX496£46,958224,257996
iX1350£31,996216,113833
iX2369£36,14616,396431
iX3325£29,399437,185856
M115£21,578747,81229
M2335£44,950425,567668
M3576£57,759631,340718
M4537£44,371634,493975
M5298£62,417532,157319
M615£25,1131353,48520
M6 Gran Coupe9£27,8961051,81016
M848£63,293425,69348
M8 Gran Coupe13£62,425424,87314
X12,235£21,889642,9234,026
X2776£21,137539,8971,421
X32,574£30,816544,4413,791
X3 M161£41,695433,152356
X4590£28,352650,459817
X4 M77£44,845436,768120
X52,268£44,272548,6463,264
X5 M174£60,701434,554251
X6418£34,746758,591590
X6 M56£56,509535,15564
X7298£67,098225,982380
XM58£84,249111,06259
Z332£6,2712777,90624
Z3 M10£41,0422750,6075
Z4352£20,0731049,717743
Z4 M13£23,0011554,16616
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