Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Vauxhall Corsa on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Corsa on finance

Getting a used Vauxhall Corsa on finance in the UK involves several steps and considerations to ensure you get a good deal and choose the right financing option for your situation. The Vauxhall Corsa is popular for its compact size, affordability, and reliable performance, making it a favorite among various drivers. Here's a broad overview of what you might need to consider:

Before You Start:

  • Budget: Determine how much you can afford monthly and overall for a used Corsa.
  • Credit Score: Check your credit score as it will impact the finance options available to you and the interest rates you're offered.
  • Research: Understand the average market price of the used Vauxhall Corsa models you're interested in.

Financing Options:

  1. Personal Loan:
    • Borrowing from a bank, credit union, or online lender.
    • You own the car outright and repay the loan in monthly installments.
  2. Hire Purchase (HP):
    • Pay a deposit, followed by monthly payments. Once all payments are made, the car is yours.
    • The car is collateral; missed payments can lead to repossession.
  3. Personal Contract Purchase (PCP):
    • Pay a deposit and lower monthly payments compared to HP. At the end, choose to pay a balloon payment to own the car, return it, or start a new contract.
  4. Dealership Finance:
    • Finance through the car dealer. Ensure to compare their rates with other finance options.
  5. Peer-to-Peer Lending:
    • Borrow from individual investors via online platforms. Ensure you understand the terms and the platform is trustworthy.
  6. Leasing (Personal Contract Hire):
    • Pay monthly to use the car but return it at the end of the lease period.

Steps to Acquire a Used Vauxhall Corsa on Finance:

  1. Choose the Model:

    • Decide on the Corsa model, year, and specifications you want.
  2. Find a Dealer or Seller:

    • Look for a reputable dealer or private seller offering the Vauxhall Corsa model you want.
  3. Inspect the Car:

    • Check the car’s history, mileage, and condition or have it inspected by a professional.
  4. Test Drive:

    • Always take the car for a test drive to ensure it operates smoothly.
  5. Negotiation:

    • Be prepared to negotiate the price and terms with the seller or dealer.
  6. Choose a Finance Option:

    • Decide on the most suitable finance option for you.
    • Ensure you understand the total cost, monthly payments, interest rate, and terms of the agreement.
  7. Insurance:

    • Secure an insurance policy before driving the car. You might opt for fully comprehensive, third-party, or third-party fire and theft, depending on your needs and budget.
  8. Finalize the Paperwork:

    • Complete all necessary paperwork related to the sale, finance, and transfer of ownership.

Additional Tips:

  • Avoid Long-Term Contracts: Consider shorter finance contract lengths to avoid paying more in interest.
  • Depreciation: Remember cars depreciate; try not to finance significantly more than the car's value.
  • Hidden Costs: Be mindful of potential hidden costs like maintenance, repairs, and insurance.
  • Warranty: Check if the car is under warranty or consider purchasing an extended warranty for peace of mind.

Conclusion:

When opting for financing a used Vauxhall Corsa, thoroughly consider your financial stability, the car’s condition, and the terms of your finance agreement. Utilizing online calculators, consulting with financial advisors, and reading all terms carefully will arm you with the knowledge to make a financially sound decision.

Always note that financial decisions should be made with thorough consideration of your personal financial situation and it’s always advisable to consult with a professional when needed.

About the Vauxhall Corsa

There's hardly a name in the British compact car scene as iconic as the Vauxhall Corsa. Synonymous with reliability, affordability, and versatility, the Corsa has, for decades, been a familiar sight on UK roads, from bustling city centres to serene countryside lanes.

A Storied Beginning:

The Vauxhall Corsa made its debut in 1982, originally as the Opel Corsa for mainland Europe. Its compact size, spirited performance, and accessible pricing quickly made it a hit among British motorists, particularly with younger drivers and city dwellers.

Evolution Through the Years:

As the years progressed, the Corsa evolved in tandem with drivers' needs and technological advancements. Later generations witnessed the introduction of more efficient engines, advanced safety features, and a more refined and spacious interior. Vauxhall ensured the Corsa remained current, infusing it with the latest infotainment options and connectivity features to appeal to the tech-savvy generation.

Amidst Fierce Competition:

Throughout its lifespan, the Corsa has squared off against numerous rivals like the Ford Fiesta, Renault Clio, and Volkswagen Polo. Yet, its enduring appeal, backed by its blend of functionality and fun, has solidified its position as a top choice for those seeking an accomplished supermini.

Embracing the Future:

In tune with the global shift towards sustainability, Vauxhall has unveiled electric versions of the Corsa, offering the same beloved driving experience but with zero emissions, making strides towards a greener, cleaner motoring future.

Concluding Thoughts:

The Vauxhall Corsa's widespread recognition and enduring charm stem from its ability to strike a harmonious balance between practicality, performance, and price. For countless Britons, their automotive journey began with a Corsa, and its legacy promises that many more will follow suit.

Vauxhall Corsa Data by County

Vauxhall Corsa data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All8,885£9,614639,07418,776
Aberdeen City51£13,331316,899153
Aberdeenshire20£12,231424,45049
Angus12£9,318645,05823
Antrim12£10,305530,26529
Ards5£7,728753,80813
Argyll and Bute1£6,979845,0001
Armagh1£4,995980,7002
Ballymena8£9,894538,47013
Ballymoney1£5,900852,8305
Barking & Dagenham - Greater London7£6,886955,9857
Barnet - Greater London11£10,663536,93322
Bedfordshire235£6,489954,225345
Belfast31£11,835320,935107
Berkshire118£7,247846,428279
Bexley - Greater London14£5,0151154,46647
Blaenau Gwent35£10,630533,30968
Brent - Greater London15£5,2191052,70217
Bristol124£8,028749,035240
Bromley - Greater London11£13,021318,66924
Buckinghamshire107£8,661741,211172
Caerphilly15£4,8351181,11112
Cambridgeshire203£8,875645,775297
Cardiff47£11,415427,21454
Carmarthenshire19£10,121534,05437
Carrickfergus2£10,998528,0722
Ceredigion38£10,026640,74055
Cheshire263£11,026529,432623
City of Edinburgh101£9,967637,634224
City of London - Greater London154£8,638741,624345
Clackmannanshire15£16,265111,19840
Coleraine4£9,293548,03310
Conwy8£8,872747,03110
Cornwall23£10,713638,22565
County Durham167£9,020642,801384
Craigavon4£7,250758,21717
Croydon - Greater London23£9,462635,05237
Cumbria41£10,878534,96870
Denbighshire1£6,9994122,1721
Derbyshire150£9,753534,345420
Derry8£17,173013314
Devon129£9,121742,362274
Dorset45£9,579635,59871
Dumfries and Galloway11£10,969438,19714
Dundee City63£13,667318,258152
Dungannon6£11,915322,8978
Ealing - Greater London19£5,0041055,78323
East Ayrshire36£9,806538,788106
East Dunbartonshire28£14,788212,19869
East Lothian12£11,220429,33414
East Riding of Yorkshire114£10,052543,382179
East Sussex86£10,085631,251107
Enfield - Greater London4£7,901731,9137
Essex286£9,834638,354435
Falkirk71£10,284634,23389
Fermanagh9£13,79127,68413
Fife61£11,082530,399182
Flintshire14£8,409738,85116
Glasgow City206£12,584318,831964
Gloucestershire72£10,190540,193153
Greater Manchester532£9,729637,1331,044
Greenwich - Greater London3£12,762315,4743
Gwynedd1£4,7951165,7074
Hampshire220£9,847635,161555
Harrow - Greater London13£5,339949,45920
Havering - Greater London68£7,738748,50397
Herefordshire15£9,150633,34444
Hertfordshire159£8,757642,053308
Highland21£10,454532,75582
Hillingdon - Greater London47£5,7521062,94867
Hounslow - Greater London23£6,410949,33833
Inverclyde4£10,096726,78712
Isle of Anglesey9£4,9181062,9689
Isle of Wight13£7,1271056,3288
Kent201£9,934636,817352
Kingston upon Thames - Greater London12£4,6521164,28718
Lancashire346£11,334430,830656
Larne1£5,9901038,0001
Leicestershire93£7,817748,913198
Limavady1£9,995326,000-
Lincolnshire138£9,838635,839334
Magherafelt5£9,195736,1202
Merseyside166£10,063532,343335
Merthyr Tydfil17£11,056524,58132
Merton - Greater London3£3,3271089,2474
Monmouthshire7£7,080848,87012
Moray113£17,48615,975130
Neath Port Talbot3£7,163850,2691
Newham - Greater London1£4,695984,571-
Newport15£8,930548,356111
Newry and Mourne8£13,856213,86217
Newtownabbey13£11,094432,95152
Norfolk165£9,324637,116259
North Ayrshire16£10,113532,49629
North Down31£13,700216,18450
North Lanarkshire44£8,938642,004165
North Yorkshire130£10,667532,536262
Northamptonshire84£9,118643,952202
Northumberland70£12,125427,880133
Nottinghamshire159£8,965742,706355
Omagh4£5,799986,0883
Oxfordshire37£10,109636,892142
Pembrokeshire4£10,112536,1479
Perth and Kinross34£15,66019,21984
Powys2£12,895419,67320
Redbridge - Greater London6£7,698649,3332
Renfrewshire94£14,131215,019225
Rhondda Cynon Taf41£8,988648,98963
Richmond upon Thames - Greater London4£7,363935,4539
Rutland1£12,450510,960-
Scottish Borders4£10,621538,34121
Shropshire91£10,557533,841154
Somerset89£9,551645,586141
South Ayrshire53£12,351326,414145
South Lanarkshire58£13,822218,303160
South Yorkshire206£10,445535,416446
Staffordshire145£10,713532,799426
Stirling52£14,502214,331106
Strabane3£7,328767,025-
Suffolk112£10,098535,699215
Surrey129£8,332742,782229
Sutton - Greater London3£7,1131052,6675
Swansea84£11,986429,145169
Torfaen2£4,6451168,220-
Tyne and Wear151£9,783535,627328
Waltham Forest - Greater London15£11,919424,85779
Wandsworth - Greater London4£4,1151262,4913
Warwickshire77£8,987636,771128
West Dunbartonshire3£9,798535,19623
West Lothian60£13,150324,524255
West Midlands444£8,717743,296834
West Sussex50£11,330530,756153
West Yorkshire310£8,875640,444661
Wiltshire72£9,727639,305171
Worcestershire69£8,856741,661135
Wrexham25£9,813533,36727
Add postcode for better results.