Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
523,003 cars
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R-line
135,000mi Manual Diesel 2.0L
£7,995
Bolton
from £168/pm
This Volkswagen comes fitted with manual transmission, a 2.0 L diesel engine and has 135,000 miles clocked-up on the dash. This particular second-hand one from this dealer comes finished in the tone of grey.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
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Dynamique S Nav
52,877mi Manual Petrol 1.3L
£6,490
Huddersfield
from £136/pm
Painted in the shade of red, this vehicle has 52,877 miles clocked up on the dash and comes fitted with a 1300cc petrol engine with manual transmission.
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Sz4 Auto
40,800mi Auto Petrol 1.6L
£4,995
Glasgow
from £105/pm
Currently available for viewing at this car retailer's showroom in Glasgow is this 5 door SX4 Sz4 Auto that's fitted with a automatic transmission and 1.6 Ltr petrol engine.
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1.8 Tsi Bluemotion Tech Gti Euro 6 Ss
42,700mi Manual Petrol 1.8L
£12,995
Ipswich
from £273/pm
Coming in the tone of white, this motor has 42,700 miles clocked up on the dash and comes fitted with a 1.8l petrol motor with manual transmission.
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Comfort Range 52Kwh Roland Garros
1,616mi Auto Electric
£28,249
Hitchin
from £593/pm
A low price of £28,249 is being offered by this dealer on this low mileage Renault 5 E-Tech in splendid, like new condition.
4.4 M850i V8 Steptronic Xdrive Euro 6 Ss
42,000mi Auto Petrol 4.4L
£40,995
Stratford-upon-Avon
from £861/pm
For sale and ready to take on a test drive is this 8 Series Gran Coupe coming in blue - it has got 42,000 miles on the dash and contains a 4.4l petrol motor with automatic transmission.
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1.5 Dci Acenta
75,000mi Manual 1.5L
£5,295
Sittingbourne
from £111/pm
Pop down to the dealership or call to speak to the dealer's knowledgeable and friendly team and book an appointment for a test drive in this highly sought after, top ten best selling Qashqai.
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C Classic
15,422mi Auto Petrol 1.5L
£24,995
Exeter
from £525/pm
Incorporating a 1.5 L petrol motor with automatic transmission, this used Countryman C Classic is available for sale in silver and has 15,422 miles clocked-up on the dash.
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1.5T Phev Summit Dht
488mi Auto Hybrid 1.5L
£26,299
Glasgow
from £552/pm
In the tone of white, this 1.5L hybrid Chery Tiggo 8 1.5T Phev Summit Dht with automatic transmission is currently available for purchase.
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35 Tfsi Sport S Tronic
12,373mi Auto Petrol 1.5L
£25,199
Chester le Street
from £529/pm
With a mere 12,373 mi clocked up on the dash, this Audi Q3 35 Tfsi Sport S Tronic in a superb, like new condition is available to drive away for £25,199 or on finance starting at as little as £529 per calendar month.
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1.5 Tsi R-line Dsg
20,390mi Auto Petrol 1.5L
£22,399
Derby
from £470/pm
Having 20,390 mi clocked up on the dash and in white, this suv T-Roc 1.5 Tsi R-line Dsg is fitted out with a 1.5 LTR petrol motor and it has automatic transmission.
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1.5 Tsi Se L Dsg
6,868mi Auto Petrol 1.5L
£20,849
Glasgow
from £438/pm
Now available from the dealership is this suv with automatic transmission and a 1.5l petrol engine. It's in an almost flawless, like new condition throughout and is available to drive home in a grey finish with 6,868 mi on the clock.
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1.0T Gdi 48V Mhd Premium Dct
33,707mi Auto Petrol 1.0L
£12,499
Swansea
from £262/pm
This hatchback Hyundai I20 is now on offer and ready for its new owner to take home. It is fitted with automatic transmission, a 1.0L petrol engine and has 33,707 miles clocked up on the dash.
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Bluehdi Feel 1.5 Wheelchair Accessible Vehicle
16,000mi Manual Diesel 1.5L
£10,995
Malvern
from £231/pm
Coming in the tone of grey, this mpv car has 16,000 miles clocked-up on the dashboard and features a manual 1500 cc engine running on diesel.
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1.5 Tsi 150 Life Dsg
34,851mi Auto Petrol 1.5L
£18,998
Edinburgh
from £399/pm
A terrific price of only £18,998 is currently being advertised by this dealership in Edinburgh for this low mileage Volkswagen Tiguan 1.5 Tsi 150 Life Dsg that has a 1.5L petrol engine with automatic transmission
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1.0 Tsi 115 Match
11,004mi Manual Petrol 1.0L
£17,998
Wishaw
from £378/pm
Take a look at the superb price of just £17,998 on this like new Volkswagen with manual transmission, a 1.0 ltr petrol engine and a mere 11,004 miles clocked-up on the dashboard.
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1.0 Tsi 110 R-line Dsg
29,953mi Auto Petrol 1.0L
£17,498
Bolton
from £367/pm
In a black finish, this very popular, top 10 best selling hatchback is fitted out with a 1.0 LTR petrol engine with automatic transmission and has 29,900 miles clocked-up on the dash.
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1.0 Evo 80 Match
57,614mi Manual Petrol 1.0L
£10,998
Morecambe
from £231/pm
This hatchback vehicle is now available to drive away. It has 57,614 miles clocked up on the dashboard and has a 1.0 L petrol engine with manual transmission.
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2.0 Tsi Gti Dsg
72,522mi Auto Petrol 2.0L
£20,498
Glasgow
from £430/pm
This best selling Golf 2.0 Tsi Gti Dsg is equipped with a 2.0 LTR petrol engine and automatic transmission. This dealer has this second-hand model in stock with 72,522 miles clocked up on the dash.
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1.5 Tsi 150 R-line
13,845mi Manual Petrol 1.5L
£21,698
Motherwell
from £455/pm
Second hand Volkswagen Golf in impeccable condition both in and out is now on offer at £21,698. This Volkswagen Golf 1.5 Tsi 150 R-line drives and looks like new, has got a 1500 cc petrol motor with manual transmission and has done a mere 13,845 miles.
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2.0 Tdi Life Dsg
46,492mi Auto Diesel 2.0L
£16,498
Edinburgh
from £346/pm
46,492 miles clocked up on the dash, this Volkswagen features automatic transmission and has a 2.0 litre diesel engine.
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1.2 Turbo 136 Ultimate
16,306mi Manual Petrol 1.2L
£13,998
Manchester
from £294/pm
The dealership located in Manchester is currently advertising a mere £13,998 for this Vauxhall that has been designed with durability in mind and is among those rated in the top 20 of the UK's reliability index.
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1.2 Turbo Design
10mi Manual Petrol 1.2L
£15,998
Stirling
from £336/pm
Featured in the top 10 list of the most popular motors : Vauxhall Corsa - 1.2 ltr petrol motor, manual transmission and 10 miles clocked-up on the dash, ready to buy from this dealership in Stirling.
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1.0 Sz4 Ags
17,990mi Auto Petrol 1.0L
£7,498
Glasgow
from £157/pm
Located at the dealership in Glasgow is this Celerio which comes equipped with automatic transmission and a 1.0L petrol engine. It's on offer and ready for its next owner to drive home in the shade of blue with 17,990 miles clocked up on the dash.
We'll be honest getting a car on finance for £50 per month isn't going to be easy and it probably isn't going to be a fancy car. However, it's essential to find a finance deal that suits your budget and doesn't leave you paying more than you need to in the long run. We'll explore five tips that can help you secure the cheapest used car finance deals in the UK.
Check Your Credit Score
Your credit score plays a crucial role in determining the interest rates you're offered. Before you start shopping for car finance, check your credit report for any errors or inaccuracies that could be affecting your score. If your credit score isn't as high as you'd like, consider taking steps to improve it, such as paying down existing debt, making timely bill payments, or avoiding taking out new credit.
Shop Around for the Best Deal
Don't limit yourself to the finance offers available at the dealership. Shop around and compare rates from multiple lenders, including banks, credit unions, and online finance providers. You can use online comparison tools to get an overview of the best deals on offer. This will give you a better chance of finding the lowest interest rates and most favourable terms.
Choose a Shorter Loan Term
While longer loan terms may result in lower monthly payments, they usually come with higher interest rates, which means you'll end up paying more over the life of the loan. Opt for a shorter loan term if you can afford the higher monthly payments. You'll pay off the loan faster and save money on interest.
Save for a Larger Deposit
A larger deposit reduces the amount you need to borrow and can help you secure a lower interest rate. This means you'll pay less in interest over the term of the loan. Additionally, having a significant deposit demonstrates to lenders that you're financially responsible, making them more likely to offer you a better deal.
Consider a Hire Purchase Agreement
A Hire Purchase (HP) agreement may be a more affordable finance option for used cars. With HP, you pay a deposit upfront, followed by fixed monthly payments for the duration of the agreement. Once the final payment is made, you own the car outright. HP agreements often come with lower interest rates compared to other finance options and can be an excellent way to get a cheaper deal on a used car.
Conclusion
Securing the cheapest used car finance deal in the UK requires a bit of research, planning, and smart decision-making. By following these tips, you can increase your chances of finding a finance deal that suits your budget and allows you to drive away with the used car you want. Take the time to compare offers, consider your finance options, and ensure that you're making a decision that works for your financial situation.