2008 Mazda 5
1.8 Ts2
111,000miManualPetrol1.8L
£1,600
Banbridge
~£40/pm
Priced at £1,600 you can get this second-hand mpv from this dealer in Banbridge that comes fitted with a 1800cc petrol engine with manual transmission.
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
2,639 cars
1.8 Ts2
111,000miManualPetrol1.8L
£1,600
Banbridge
~£40/pm
Priced at £1,600 you can get this second-hand mpv from this dealer in Banbridge that comes fitted with a 1800cc petrol engine with manual transmission.
2.0 135 Cdti
154,000miAutoDiesel1.0L
£1,499
Wokingham
~£38/pm
Be the new owner of this ZT that comes fitted with automatic transmission and a 1.0L diesel motor. This second-hand model from this dealer priced at £1,499 has 154,000 miles on the clock and has been finished in the shade of blue.
2.0 Tdci Zetec
144,000miManualDiesel2.0L
£1,495
Macclesfield
~£38/pm
This second hand Ford Mondeo 2.0 Tdci Zetec painted in the shade of silver is on the market and ready for you to take home with the added option to purchase with finance.
1.6 Vvt-i T3
124,000miManualPetrol1.6L
£2,000
Ipswich
~£50/pm
Up for sale and ready for its new owner to drive away is this Toyota Corolla that comes fitted out with manual transmission and a 1.6 Litre petrol engine. This second hand model currently available from this dealership has 124,000 miles on the clock and has been finished in blue.
1.8I 16V Life
79,000miAutoPetrol1.8L
£1,999
Bedford
~£50/pm
This very popular, best selling Vauxhall Astra comes equipped with a 1.8 Litre petrol engine and automatic transmission. This second hand one from this dealer is available at the fabulous price of just £1,999 or with the possibility to purchase on finance with achievable instalments on hand from £ per month.
1.9 Tdi Match
156,000miManualDiesel0.9L
£1,995
Altrincham
~£50/pm
This Touran 1.9 Tdi Match has 156,000 miles clocked up on the dashboard and incorporates a 900cc engine. It runs on diesel with manual transmission and comes in the tone of blue.
Sw 1.6 Hdi Sport
127,000miManualDiesel1.6L
£1,595
Wellingborough
~£40/pm
On offer and ready for its new owner to drive away today is this Peugeot 207 SW which has manual transmission and a 1600 CC diesel motor. This second-hand one is up for sale at the fantastic price of only £1,595, comes in grey and has clocked-up 127,000 mi.
1.4 Tsi Cabriolet Euro 4
48,594miManualPetrol1.4L
£2,000
Peterborough
~£50/pm
Currently up for sale and ready for you to drive home is this EOS 1.4 Tsi Cabriolet Euro 4 with a 1.4 LTR petrol engine and 48,594 miles on the dash.
Style U1889 Ulez
158,935miManualPetrol1.6L
£1,249
Downham Market
~£31/pm
Combining several points, the Reliability Index gathers the data sourced from a vast quantity of claims which are made by drivers every year. It considers: the amount the car fails, price and inconvenience for the driver and shows you a comprehensive overview of all of the vehicles on the road. The Ford Focus is amongst those ranked in the top 20 for reliability and at this dealer you can pick up this second hand one for just £1,249. That is already a great price for this particular model and even more so if you take into account that it's less likely to need extra trips to the mechanic.
1.1 Zest 3 60 Bhp
48,683miManualPetrol1.1L
£2,000
Bedworth
~£50/pm
Be the new owner of this Peugeot 206 1.1 Zest 3 60 Bhp equipped with manual transmission and a 1.1 L petrol engine. This second-hand model currently on sale at this dealer priced at £2,000 has 48,683 miles clocked up on the dash.
1.6I Club
500miManualPetrol1.6L
£500
Staines
~£13/pm
The low price of £500 is currently being offered by our dealership in Staines for this highly sought after Vauxhall Astra which has got a 1.6 Ltr petrol engine, manual transmission and 500 miles on the dashboard.
1.2 Urban 6V 55 Bhp
86,000miManualPetrol1.2L
£1,995
Bury
~£50/pm
On offer at our superb price of just £1,995 is this Volkswagen Fox, it has 86,000 miles clocked up on the dash and incorporates a 1200 CC petrol engine with manual transmission.
2.0 Cdti 2700 No Vat Van 89 Bhp
182,360miManualDiesel2.0L
£1,950
Barrhead
~£49/pm
Now available from this dealership in Barrhead is this Vauxhall Vivaro 2.0 Cdti 2700 No Vat Van 89 Bhp - 2000 cc diesel motor, manual transmission and 182,360 miles.
1.6I 16V Vtr
108,000miManualPetrol1.6L
£990
Bradford
~£25/pm
Currently advertised by this dealership located in the Bradford area is this hatchback vehicle which incorporates a petrol, 1600CC engine and manual gearbox. It's on offer and ready for its next owner to drive away in the shade of beige with 108,000 miles on the dash.
1.0 Vvt-i T2
73,941miManualPetrol1.0L
£1,495
Wakefield
~£38/pm
Take a look at this durable Yaris that is listed as one of Britain's top 10 most reliable cars. It is equipped with a 1.0L petrol engine and has manual transmission. This second hand model currently in stock at our dealership in Wakefield has been finished in silver and has done 73,941 mi.
1.2 16V S
104,521miManualPetrol1.2L
£849
Baldock
~£21/pm
Up for sale today is this Nissan Micra 1.2 16V S which is equipped with a 1.2 Ltr petrol engine with manual transmission. At the low price of only £849 and achievable instalments at hand commencing at as little as £ per month.
2.0 Vvt-i Nrg 4Wd
143,221miManualPetrol2.0L
£889
Baldock
~£22/pm
A 2000CC petrol engine and manual transmission are just a couple of the qualities that this motor has to offer its driver.
2.0 Z4 Se Roadster 148 Bhp
98,000miManualPetrol2.0L
£1,750
Durham
~£44/pm
Available at our dealership located in the Durham area is this Z4 which is fitted out with a 2.0 L petrol motor with manual transmission. It's on offer and ready for its new owner to drive away in the tone of black with 98,000 miles on the clock.
1.8I S
67,000miManualPetrol1.8L
£1,695
Swansea
~£43/pm
Containing a 1800 CC petrol motor and manual transmission, this second hand Nissan is up for sale in the tone of blue with 67,000 miles clocked-up on the dashboard.
1.3 Gl
94,140miManualPetrol1.3L
£989
Baldock
~£25/pm
Finished in the tone of yellow, this 1.3 ltr petrol Suzuki Ignis 1.3 Gl with manual transmission is now available for you to own.
Hatchback
75,000miManualPetrol1.4L
£750
Leigh
~£19/pm
Now available for viewing at your request is this vehicle with 75,000 miles clocked up on the dashboard, manual transmission and 1.4L petrol engine.
Sxi Ac 16V
70,000miManualPetrol
£1,995
Chatham
~£50/pm
Up for sale and ready for its next owner to take home is this motor on offer at the awesome price of only £1,995. This dealership in Chatham also gives its customers the option to buy using flexible monthly instalments with payment packages starting at just £ pm.
Hatchback
124,469miManualPetrol1.0L
£1,195
Doncaster
~£30/pm
Finished in silver, this used car has a 1.0L petrol engine with manual transmission and it has 124,469 miles clocked up on the dash. First Registered in 2007, it's now on offer and ready for its new owner to drive home for £1,195.
S
106,000miManual1.4L
£995
Preston
~£25/pm
This Peugeot 207 S is fitted with a 1.4 L engine with manual transmission and has clocked-up 106,000 miles. This particular second-hand one from this dealership is available in the shade of blue.
We'll be honest getting a car on finance for £50 per month isn't going to be easy and it probably isn't going to be a fancy car. However, it's essential to find a finance deal that suits your budget and doesn't leave you paying more than you need to in the long run. We'll explore five tips that can help you secure the cheapest used car finance deals in the UK.
Check Your Credit Score
Your credit score plays a crucial role in determining the interest rates you're offered. Before you start shopping for car finance, check your credit report for any errors or inaccuracies that could be affecting your score. If your credit score isn't as high as you'd like, consider taking steps to improve it, such as paying down existing debt, making timely bill payments, or avoiding taking out new credit.
Shop Around for the Best Deal
Don't limit yourself to the finance offers available at the dealership. Shop around and compare rates from multiple lenders, including banks, credit unions, and online finance providers. You can use online comparison tools to get an overview of the best deals on offer. This will give you a better chance of finding the lowest interest rates and most favourable terms.
Choose a Shorter Loan Term
While longer loan terms may result in lower monthly payments, they usually come with higher interest rates, which means you'll end up paying more over the life of the loan. Opt for a shorter loan term if you can afford the higher monthly payments. You'll pay off the loan faster and save money on interest.
Save for a Larger Deposit
A larger deposit reduces the amount you need to borrow and can help you secure a lower interest rate. This means you'll pay less in interest over the term of the loan. Additionally, having a significant deposit demonstrates to lenders that you're financially responsible, making them more likely to offer you a better deal.
Consider a Hire Purchase Agreement
A Hire Purchase (HP) agreement may be a more affordable finance option for used cars. With HP, you pay a deposit upfront, followed by fixed monthly payments for the duration of the agreement. Once the final payment is made, you own the car outright. HP agreements often come with lower interest rates compared to other finance options and can be an excellent way to get a cheaper deal on a used car.
Conclusion
Securing the cheapest used car finance deal in the UK requires a bit of research, planning, and smart decision-making. By following these tips, you can increase your chances of finding a finance deal that suits your budget and allows you to drive away with the used car you want. Take the time to compare offers, consider your finance options, and ensure that you're making a decision that works for your financial situation.