Used Cars On Finance For £50 per month - Cheap Cars on Finance
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Featuring a 1.6 L hybrid engine with automatic transmission, this second hand Hyundai Tucson is currently available for sale in a black finish with 1 miles clocked up on the dash.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Painted in red, this 1.0l petrol Ford Ecosport 1.0 Ecoboost 125 Titanium with automatic transmission is currently available to take out on a test drive.
On offer and ready for you to take home is this trusty X1 Xdrive 20I 178 Xline Step which has a top 20 ranking for its reliable build. It is fitted out with a 2.0 litre petrol motor and automatic transmission. This used model now up for sale at our dealership in Dundee has a mere 28,680 miles on the dashboard and has been finished in the shade of white.
Currently available from this car dealership's showroom in Livingston is this Audi A1 25 Tfsi Sport that features manual transmission and a 1.0 LTR petrol motor.
Currently on display at this retailer's showroom located in Hamilton is this top 10, best selling used car fitted with a manual gearbox and 1.5 Ltr petrol engine.
Now available from this dealership in the Gillingham area is this Karoq Karoq Se L Edition 1.5 Tsi 150 Ps Dsg in an almost flawless, like new condition which has a 1500 CC petrol motor with automatic transmission.
This dealer is advertising an amazing price of £48,950 for this Porsche that has an excellent reputation for reliability and trustworthiness. This particular model has a 3000CC hybrid motor, automatic transmission and has 55,200 miles clocked up on the dashboard.
Become the next owner of this durable estate that is ranked amongst Britain's top 20 most reliable vehicles. It is fitted with a 1.8 L hybrid motor and automatic transmission. This second hand one currently available at our dealership in Exeter has 85,591 miles on the dash and comes finished in the shade of white.
This hatchback Honda Jazz Honda Jazz I-mmd Elegance incorporates a 1500 cc hybrid motor with automatic transmission and it has got 21,916 miles on the dashboard.
A fabulous price of £3,595 is being advertised by this dealership in Cleckheaton on this Dacia that is ranked as one of the most dependable models around. This particular model features a 900CC petrol motor, manual transmission and has 56,000 miles clocked-up on the dash.
Thinking of going for a car that has been built to be dependable and durable and is one of the top 20 in Britain's reliability index? Then consider going for this particular model from our dealership located in the HU4 7DY area with automatic transmission, a 1500cc petrol engine and 19,987 miles clocked-up on the dash.
Analysing several elements, the UK Reliability Index collects the data sourced from millions of pounds worth of insurance claims that are made throughout each year. It looks at: cost, the rate of failure and the inconvenience for the driver and gives motorists a comprehensive guide of vehicles on the road. Peugeot's 2008 is in the top 20 of the UK's reliability index and this dealer has this used model available to buy priced at only £3,495. That's already a great price for this model and even better when you take into account that it's less likely to leave you with an extra bill for repairs.
Up for sale and ready for you to take home is this trusty Vauxhall Corsa that is one of the UK's top 20 most reliable models. It contains a 1.2 LTR petrol motor and automatic transmission. This is a second hand model, however it has been well maintained and still remains in a superb, near mint condition both in and out and has got just 13,366 miles clocked up on the dash.
Incorporating a 1.5 ltr petrol motor with manual transmission, this used ZS is on the market in the shade of white and has 27,109mi clocked up on the dashboard.
Trustworthy and dependable, the Citroen C3 Aircross is in the top 20 of Britain's reliability index, this second-hand one available at this dealer is fitted with manual transmission and has a 1.2 Ltr petrol engine. It is on offer at the superb price of only £6,830 or with the possibility to purchase on finance with affordable repayments at hand beginning at just £ per calendar month.
The Vauxhall Corsa 1.4 Energy Ac is one of 2017's top ten, best selling cars. This second hand model has 51,000 miles clocked up on the dash and comes finished in the tone of blue.
This Corolla Icon has been finished in the shade of white and although it is a second hand vehicle, it is still in a like new, almost pristine condition in and out. This particular second-hand vehicle contains a 1800 cc hybrid motor with automatic transmission and has 21 miles on the clock.
Currently available from our dealership is this coupe containing a 1.5 litre petrol engine with automatic transmission. It is on offer and ready for its new owner to drive away in the shade of black with 67,287 miles on the clock.
A fabulous price of only £27,049 from our dealership in Coventry for this hatchback motor in excellent, like new condition. It could be a great choice if you're looking to buy a vehicle which has been created to have dependability in mind.
This dealer in Northampton is currently advertising a mere £30,900 for this Audi Q5 that is rated as one of the most trustworthy and durable motors on the market. This model is fitted with a 2000 cc diesel engine with automatic transmission and it only has 18,268 miles clocked up on the dashboard.
On the market and ready for its new owner to drive away is this dependable 208 1.2 Puretech 100 Allure that is ranked amongst the UK's top 20 most reliable cars. It is fitted with a 1.2 litre petrol motor and has manual transmission. This model currently for sale at our dealership in Birmingham is a second hand model, but it was well looked after so it is still in an almost spotless, near mint condition and only has 14,762 miles on the clock.
We'll be honest getting a car on finance for £50 per month isn't going to be easy and it probably isn't going to be a fancy car. However, it's essential to find a finance deal that suits your budget and doesn't leave you paying more than you need to in the long run. We'll explore five tips that can help you secure the cheapest used car finance deals in the UK.
Check Your Credit Score
Your credit score plays a crucial role in determining the interest rates you're offered. Before you start shopping for car finance, check your credit report for any errors or inaccuracies that could be affecting your score. If your credit score isn't as high as you'd like, consider taking steps to improve it, such as paying down existing debt, making timely bill payments, or avoiding taking out new credit.
Shop Around for the Best Deal
Don't limit yourself to the finance offers available at the dealership. Shop around and compare rates from multiple lenders, including banks, credit unions, and online finance providers. You can use online comparison tools to get an overview of the best deals on offer. This will give you a better chance of finding the lowest interest rates and most favourable terms.
Choose a Shorter Loan Term
While longer loan terms may result in lower monthly payments, they usually come with higher interest rates, which means you'll end up paying more over the life of the loan. Opt for a shorter loan term if you can afford the higher monthly payments. You'll pay off the loan faster and save money on interest.
Save for a Larger Deposit
A larger deposit reduces the amount you need to borrow and can help you secure a lower interest rate. This means you'll pay less in interest over the term of the loan. Additionally, having a significant deposit demonstrates to lenders that you're financially responsible, making them more likely to offer you a better deal.
Consider a Hire Purchase Agreement
A Hire Purchase (HP) agreement may be a more affordable finance option for used cars. With HP, you pay a deposit upfront, followed by fixed monthly payments for the duration of the agreement. Once the final payment is made, you own the car outright. HP agreements often come with lower interest rates compared to other finance options and can be an excellent way to get a cheaper deal on a used car.
Conclusion
Securing the cheapest used car finance deal in the UK requires a bit of research, planning, and smart decision-making. By following these tips, you can increase your chances of finding a finance deal that suits your budget and allows you to drive away with the used car you want. Take the time to compare offers, consider your finance options, and ensure that you're making a decision that works for your financial situation.