Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Painted in a silver finish, this used car has a 2000CC petrol motor with manual transmission and it has 57,563 miles on the clock. First Registered in 2009, this Mondeo is currently on offer and ready for its next owner to drive away for only £2,495.
Now available from our dealership is this 1 Series which comes fitted out with a 2000CC petrol motor and manual transmission. It is up for sale and ready for its new owner to drive away in the tone of black with 99,000 miles on the clock.
On offer at our bargain price of just £2,995 is this Clio 1.2 Dynamique Tomtom Euro 5, it is fitted with manual transmission, a 1.1 Ltr petrol engine and has got 80,000 miles clocked up on the dashboard.
Seize the opportunity to own this Volkswagen Golf 1.4 S Euro 5 which is available at this dealer's great price of just £2,795. It is available in grey, features a 1.4L petrol motor with manual transmission and has 125,000 miles clocked up on the dash.
Up for sale and ready for you to drive away is this Ford that is known as one of the most dependable models around. This second-hand model now in stock at our dealership has 49,754 miles clocked-up on the dashboard and comes in the tone of silver.
This X1 is fitted out with a 2.0l diesel engine with automatic transmission and has got 98,000 miles clocked-up on the dashboard. This particular second hand one from this dealer is available in the shade of grey.
Currently available from our dealership in Surbiton is this vehicle which encompasses a petrol, 1.4 litre engine and manual transmission. It's on offer and ready for you to drive away in a shade of green with 127,000 miles clocked-up on the dashboard. It is a great choice if you're on the lookout for a model which has been engineered to have reliability in mind.
Favoured for its reliability, this Toyota Aygo has manual transmission and a 1000cc petrol engine. This dealer currently has this second hand model on offer that has 58,000 miles on the dashboard and a grey finish. It is available at the bargain price of £3,795 or through making monthly repayments beginning from as little as £ per month.
This car is fitted with a 1.4 LTR petrol motor with manual transmission and has got 73,000 miles clocked up on the dash. It's on the market and ready for its next owner to drive home for the total price of only £2,499.
Located at our dealership in Chipping Ongar is this Megane 1.5 Dci Dynamique Tomtom Euro 5 which comes equipped with a 1500 cc diesel motor and manual transmission. Available for sale in the shade of blue with 96,000 mi on the clock.
Giving the new happy owner a really incredible and luxurious level of transport, this saloon 7 Series Se comes in the shade of silver, comes equipped with automatic transmission, a 3.0 ltr diesel engine and has got 168,000 miles clocked-up on the dash.
Getting a car for around £150 per month on finance
Getting behind the wheel of a new car doesn't have to break the bank. In the UK, used car finance has become an increasingly popular option for individuals looking to drive a quality car without the hefty upfront cost. If you're considering a budget of around £150 per month, you're in for some exciting options.
Select the Ideal Car for Your Needs
Your choice of car will significantly impact your monthly payments. With a budget of £150 per month, you can explore a broader range of vehicles, including larger family cars, SUVs, and even some luxury models. Popular options include the Nissan Qashqai, Volkswagen Golf, and Ford Focus. Remember to consider running costs like insurance, road tax, and fuel consumption when choosing a car.
Understand the Different Finance Options
There are several car finance options available, including Personal Contract Purchase (PCP), Hire Purchase (HP), and Personal Contract Hire (PCH). Each option comes with its benefits and considerations. For instance, PCP allows for lower monthly payments and the option to purchase the car at the end of the term, while PCH is a leasing option where you return the car at the end of the contract.
Shop Around for Competitive Deals
Don't settle for the first finance offer you come across. Take the time to shop around and compare deals from various finance providers, including banks, credit unions, and online lenders. Make use of online comparison tools to quickly identify the most competitive offers. This will help you find a finance deal that aligns with your budget and offers favourable terms.
Save Up for a Larger Deposit
The more you can put down as a deposit, the lower your monthly payments will be. By saving up for a more substantial deposit, you'll reduce the amount you need to finance and decrease your monthly payments. A larger deposit can also improve your chances of being approved for finance and may help you secure a lower interest rate.
Consider the Length of the Finance Term
The length of your finance term will directly impact your monthly payments. A shorter term means higher monthly payments but less interest paid over the contract. On the other hand, a longer term results in lower monthly payments but more interest paid over the duration. With a budget of £150 per month, you can consider a shorter term to save on interest.
Securing a car finance deal for around £150 per month is possible with some research and planning. By selecting the right car, understanding finance options, shopping around for the best deal, saving for a deposit, and considering your finance term, you can drive away in a car that suits your needs and budget. Take the time to explore your options and enjoy the freedom that comes with driving a quality vehicle.