Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
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R-line
135,000mi Manual Diesel 2.0L
£7,995
Bolton
from £168/pm
This Volkswagen comes fitted with manual transmission, a 2.0 L diesel engine and has 135,000 miles clocked-up on the dash. This particular second-hand one from this dealer comes finished in the tone of grey.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
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Dynamique S Nav
52,877mi Manual Petrol 1.3L
£6,490
Huddersfield
from £136/pm
Painted in the shade of red, this vehicle has 52,877 miles clocked up on the dash and comes fitted with a 1300cc petrol engine with manual transmission.
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Sz4 Auto
40,800mi Auto Petrol 1.6L
£4,995
Glasgow
from £105/pm
Currently available for viewing at this car retailer's showroom in Glasgow is this 5 door SX4 Sz4 Auto that's fitted with a automatic transmission and 1.6 Ltr petrol engine.
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1.8 Tsi Bluemotion Tech Gti Euro 6 Ss
42,700mi Manual Petrol 1.8L
£12,995
Ipswich
from £273/pm
Coming in the tone of white, this motor has 42,700 miles clocked up on the dash and comes fitted with a 1.8l petrol motor with manual transmission.
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Comfort Range 52Kwh Roland Garros
1,616mi Auto Electric
£28,249
Hitchin
from £593/pm
A low price of £28,249 is being offered by this dealer on this low mileage Renault 5 E-Tech in splendid, like new condition.
4.4 M850i V8 Steptronic Xdrive Euro 6 Ss
42,000mi Auto Petrol 4.4L
£40,995
Stratford-upon-Avon
from £861/pm
For sale and ready to take on a test drive is this 8 Series Gran Coupe coming in blue - it has got 42,000 miles on the dash and contains a 4.4l petrol motor with automatic transmission.
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1.5 Dci Acenta
75,000mi Manual 1.5L
£5,295
Sittingbourne
from £111/pm
Pop down to the dealership or call to speak to the dealer's knowledgeable and friendly team and book an appointment for a test drive in this highly sought after, top ten best selling Qashqai.
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C Classic
15,422mi Auto Petrol 1.5L
£24,995
Exeter
from £525/pm
Incorporating a 1.5 L petrol motor with automatic transmission, this used Countryman C Classic is available for sale in silver and has 15,422 miles clocked-up on the dash.
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1.5T Phev Summit Dht
488mi Auto Hybrid 1.5L
£26,299
Glasgow
from £552/pm
In the tone of white, this 1.5L hybrid Chery Tiggo 8 1.5T Phev Summit Dht with automatic transmission is currently available for purchase.
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35 Tfsi Sport S Tronic
12,373mi Auto Petrol 1.5L
£25,199
Chester le Street
from £529/pm
With a mere 12,373 mi clocked up on the dash, this Audi Q3 35 Tfsi Sport S Tronic in a superb, like new condition is available to drive away for £25,199 or on finance starting at as little as £529 per calendar month.
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1.5 Tsi R-line Dsg
20,390mi Auto Petrol 1.5L
£22,399
Derby
from £470/pm
Having 20,390 mi clocked up on the dash and in white, this suv T-Roc 1.5 Tsi R-line Dsg is fitted out with a 1.5 LTR petrol motor and it has automatic transmission.
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1.5 Tsi Se L Dsg
6,868mi Auto Petrol 1.5L
£20,849
Glasgow
from £438/pm
Now available from the dealership is this suv with automatic transmission and a 1.5l petrol engine. It's in an almost flawless, like new condition throughout and is available to drive home in a grey finish with 6,868 mi on the clock.
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1.0T Gdi 48V Mhd Premium Dct
33,707mi Auto Petrol 1.0L
£12,499
Swansea
from £262/pm
This hatchback Hyundai I20 is now on offer and ready for its new owner to take home. It is fitted with automatic transmission, a 1.0L petrol engine and has 33,707 miles clocked up on the dash.
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Bluehdi Feel 1.5 Wheelchair Accessible Vehicle
16,000mi Manual Diesel 1.5L
£10,995
Malvern
from £231/pm
Coming in the tone of grey, this mpv car has 16,000 miles clocked-up on the dashboard and features a manual 1500 cc engine running on diesel.
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1.5 Tsi 150 Life Dsg
34,851mi Auto Petrol 1.5L
£18,998
Edinburgh
from £399/pm
A terrific price of only £18,998 is currently being advertised by this dealership in Edinburgh for this low mileage Volkswagen Tiguan 1.5 Tsi 150 Life Dsg that has a 1.5L petrol engine with automatic transmission
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1.0 Tsi 115 Match
11,004mi Manual Petrol 1.0L
£17,998
Wishaw
from £378/pm
Take a look at the superb price of just £17,998 on this like new Volkswagen with manual transmission, a 1.0 ltr petrol engine and a mere 11,004 miles clocked-up on the dashboard.
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1.0 Tsi 110 R-line Dsg
29,953mi Auto Petrol 1.0L
£17,498
Bolton
from £367/pm
In a black finish, this very popular, top 10 best selling hatchback is fitted out with a 1.0 LTR petrol engine with automatic transmission and has 29,900 miles clocked-up on the dash.
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1.0 Evo 80 Match
57,614mi Manual Petrol 1.0L
£10,998
Morecambe
from £231/pm
This hatchback vehicle is now available to drive away. It has 57,614 miles clocked up on the dashboard and has a 1.0 L petrol engine with manual transmission.
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2.0 Tsi Gti Dsg
72,522mi Auto Petrol 2.0L
£20,498
Glasgow
from £430/pm
This best selling Golf 2.0 Tsi Gti Dsg is equipped with a 2.0 LTR petrol engine and automatic transmission. This dealer has this second-hand model in stock with 72,522 miles clocked up on the dash.
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1.5 Tsi 150 R-line
13,845mi Manual Petrol 1.5L
£21,698
Motherwell
from £455/pm
Second hand Volkswagen Golf in impeccable condition both in and out is now on offer at £21,698. This Volkswagen Golf 1.5 Tsi 150 R-line drives and looks like new, has got a 1500 cc petrol motor with manual transmission and has done a mere 13,845 miles.
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2.0 Tdi Life Dsg
46,492mi Auto Diesel 2.0L
£16,498
Edinburgh
from £346/pm
46,492 miles clocked up on the dash, this Volkswagen features automatic transmission and has a 2.0 litre diesel engine.
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1.2 Turbo 136 Ultimate
16,306mi Manual Petrol 1.2L
£13,998
Manchester
from £294/pm
The dealership located in Manchester is currently advertising a mere £13,998 for this Vauxhall that has been designed with durability in mind and is among those rated in the top 20 of the UK's reliability index.
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1.2 Turbo Design
10mi Manual Petrol 1.2L
£15,998
Stirling
from £336/pm
Featured in the top 10 list of the most popular motors : Vauxhall Corsa - 1.2 ltr petrol motor, manual transmission and 10 miles clocked-up on the dash, ready to buy from this dealership in Stirling.
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1.0 Sz4 Ags
17,990mi Auto Petrol 1.0L
£7,498
Glasgow
from £157/pm
Located at the dealership in Glasgow is this Celerio which comes equipped with automatic transmission and a 1.0L petrol engine. It's on offer and ready for its next owner to drive home in the shade of blue with 17,990 miles clocked up on the dash.
Getting behind the wheel of a new car doesn't have to break the bank. In the UK, used car finance has become an increasingly popular option for individuals looking to drive a quality car without the hefty upfront cost. If you're considering a budget of around £150 per month, you're in for some exciting options.
Select the Ideal Car for Your Needs
Your choice of car will significantly impact your monthly payments. With a budget of £150 per month, you can explore a broader range of vehicles, including larger family cars, SUVs, and even some luxury models. Popular options include the Nissan Qashqai, Volkswagen Golf, and Ford Focus. Remember to consider running costs like insurance, road tax, and fuel consumption when choosing a car.
Understand the Different Finance Options
There are several car finance options available, including Personal Contract Purchase (PCP), Hire Purchase (HP), and Personal Contract Hire (PCH). Each option comes with its benefits and considerations. For instance, PCP allows for lower monthly payments and the option to purchase the car at the end of the term, while PCH is a leasing option where you return the car at the end of the contract.
Shop Around for Competitive Deals
Don't settle for the first finance offer you come across. Take the time to shop around and compare deals from various finance providers, including banks, credit unions, and online lenders. Make use of online comparison tools to quickly identify the most competitive offers. This will help you find a finance deal that aligns with your budget and offers favourable terms.
Save Up for a Larger Deposit
The more you can put down as a deposit, the lower your monthly payments will be. By saving up for a more substantial deposit, you'll reduce the amount you need to finance and decrease your monthly payments. A larger deposit can also improve your chances of being approved for finance and may help you secure a lower interest rate.
Consider the Length of the Finance Term
The length of your finance term will directly impact your monthly payments. A shorter term means higher monthly payments but less interest paid over the contract. On the other hand, a longer term results in lower monthly payments but more interest paid over the duration. With a budget of £150 per month, you can consider a shorter term to save on interest.
Conclusion:
Securing a car finance deal for around £150 per month is possible with some research and planning. By selecting the right car, understanding finance options, shopping around for the best deal, saving for a deposit, and considering your finance term, you can drive away in a car that suits your needs and budget. Take the time to explore your options and enjoy the freedom that comes with driving a quality vehicle.