Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
33,363 cars
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2.0 Edge
57,563miManualPetrol2.0L
£2,495
Upminster
~£65/pm
Painted in a silver finish, this used car has a 2000CC petrol motor with manual transmission and it has 57,563 miles on the clock. First Registered in 2009, this Mondeo is currently on offer and ready for its next owner to drive away for only £2,495.
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1.2 Active Hatchback Euro 5 85
13,777miManualPetrol1.2L
£5,000
Wolverhampton
~£131/pm
This motor has a mere 13,777 miles clocked up on the dash and it has been used for less than a year.
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1.4 16V Design Euro 5
69,545miManualPetrol1.4L
£4,795
Brighton
~£126/pm
Now on show at our dealership located in Brighton is this blue Vauxhall Astra that comes fitted with manual transmission and a 1400 cc petrol motor.
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1.4 Zetec
26,800miManualPetrol1.4L
£4,990
Welwyn Garden City
~£131/pm
Coming fitted with manual transmission and a 1.4l petrol engine: this black second hand Fusion is currently on the market and ready for its next owner to take home with 26,800 miles on the dash.
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2.0 116I Sport Euro 5
99,000miManualPetrol2.0L
£2,795
Surbiton
~£73/pm
Now available from our dealership is this 1 Series which comes fitted out with a 2000CC petrol motor and manual transmission. It is up for sale and ready for its new owner to drive away in the tone of black with 99,000 miles on the clock.
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2.0 Cdti Ecoflex Elite Euro 5 Ss
87,000miManualDiesel2.0L
£3,995
Surbiton
~£105/pm
Containing a 2.0 L diesel engine with manual transmission, this used Vauxhall Astra is on offer in black and has 87,000 miles clocked up on the dash.
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1.6 Gdi Ecodynamics 1 2Wd Euro 5 Ss
105,552miManualPetrol1.6L
£4,990
Uxbridge
~£131/pm
First registered in 2012: Second-hand Kia Sportage with manual transmission, a 1.6l petrol engine and a mere 105,552 miles on the dash.
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1.2 Dynamique Tomtom Euro 5
80,000miManualPetrol1.1L
£2,995
Farnham
~£78/pm
On offer at our bargain price of just £2,995 is this Clio 1.2 Dynamique Tomtom Euro 5, it is fitted with manual transmission, a 1.1 Ltr petrol engine and has got 80,000 miles clocked up on the dashboard.
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1.4 S Euro 5
125,000miManualPetrol1.4L
£2,795
Surbiton
~£73/pm
Seize the opportunity to own this Volkswagen Golf 1.4 S Euro 5 which is available at this dealer's great price of just £2,795. It is available in grey, features a 1.4L petrol motor with manual transmission and has 125,000 miles clocked up on the dash.
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1.0T Ecoboost Zetec Euro 5 Ss
49,754miManualPetrol1.0L
£5,495
Hayes
~£144/pm
Up for sale and ready for you to drive away is this Ford that is known as one of the most dependable models around. This second-hand model now in stock at our dealership has 49,754 miles clocked-up on the dashboard and comes in the tone of silver.
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1.4 Gs
46,000miManualPetrol1.4L
£1,490
Chipping Ongar
~£39/pm
This hatchback car has 46,000 miles clocked-up on the dash and features a 1.4 L petrol engine with manual transmission.
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2.0 20D Se Steptronic Sdrive Euro 5
98,000miAutoDiesel2.0L
£5,195
Surbiton
~£136/pm
This X1 is fitted out with a 2.0l diesel engine with automatic transmission and has got 98,000 miles clocked-up on the dashboard. This particular second hand one from this dealer is available in the shade of grey.
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1.8 Tdci Zetec
139,470miManualDiesel1.8L
£995
Oldham
~£26/pm
Coming in the tone of , this hatchback motor is equipped with a 1.8 Ltr diesel motor with manual transmission and it has 139,470 miles clocked up on the dashboard.
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1.4 Toca Euro 5
127,000miManualPetrol1.4L
£2,950
Surbiton
~£77/pm
Currently available from our dealership in Surbiton is this vehicle which encompasses a petrol, 1.4 litre engine and manual transmission. It's on offer and ready for you to drive away in a shade of green with 127,000 miles clocked-up on the dashboard. It is a great choice if you're on the lookout for a model which has been engineered to have reliability in mind.
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1.0 Vvt-i Go Euro 5
58,000miManualPetrol1.0L
£3,795
Surbiton
~£99/pm
Favoured for its reliability, this Toyota Aygo has manual transmission and a 1000cc petrol engine. This dealer currently has this second hand model on offer that has 58,000 miles on the dashboard and a grey finish. It is available at the bargain price of £3,795 or through making monthly repayments beginning from as little as £ per month.
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1.4 Vvt-i T2
73,000miManualPetrol1.4L
£2,499
Southend-on-Sea
~£65/pm
This car is fitted with a 1.4 LTR petrol motor with manual transmission and has got 73,000 miles clocked up on the dash. It's on the market and ready for its next owner to drive home for the total price of only £2,499.
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3.0I Se 4Wd Euro 3
125,000miAutoPetrol3.0L
£1,500
Farnham
~£39/pm
Containing a 3.0L petrol engine with automatic transmission, this second hand from this dealer is available for sale in black and has 125,000 miles clocked up on the dashboard.
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4
108,000miManualDiesel1.8L
£4,990
Milton Keynes
~£131/pm
Up for sale and available for a test drive is this suv in the tone of silver - it has 108,000 miles clocked-up on the dashboard and has a 1800 CC diesel engine with manual transmission.
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1.5 Dci Dynamique Tomtom Euro 5
96,000miManualDiesel1.5L
£2,950
Chipping Ongar
~£77/pm
Located at our dealership in Chipping Ongar is this Megane 1.5 Dci Dynamique Tomtom Euro 5 which comes equipped with a 1500 cc diesel motor and manual transmission. Available for sale in the shade of blue with 96,000 mi on the clock.
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1.8 Vvt 16V Exclusiv Sport Hatch
79,000miAutoPetrol1.8L
£3,990
Coulsdon
~£105/pm
This hatchback motor incorporates a 1.8 Litre petrol engine with automatic transmission and has 79,000 miles clocked-up on the dash.
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2.0 Vcdi Ltz 7 Seats
97,000miManualDiesel2.0L
£4,995
Fareham
~£131/pm
Available in the shade of white, this Captiva 2.0 Vcdi Ltz 7 Seats is fitted with a 2.0 L diesel motor with manual transmission and it has got 97,000 miles clocked-up on the dashboard.
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1.6 Zetec Climate
100,000miManualPetrol1.6L
£1,995
Upminster
~£52/pm
Check out the low price at this dealership for this popular, best selling hatchback. This second hand one has 100,000 miles on the dash and is fitted out with a 1600 CC petrol engine.
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1.6 Tdi S Euro 5
124,000miManualDiesel1.6L
£3,795
Surbiton
~£99/pm
This Volkswagen Touran 1.6 Tdi S Euro 5 available from this dealership priced at £3,795 has clocked up 124,000 miles and is available in grey.
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Se
168,000miAutoDiesel3.0L
£2,995
Feltham
~£78/pm
Giving the new happy owner a really incredible and luxurious level of transport, this saloon 7 Series Se comes in the shade of silver, comes equipped with automatic transmission, a 3.0 ltr diesel engine and has got 168,000 miles clocked-up on the dash.
Getting behind the wheel of a new car doesn't have to break the bank. In the UK, used car finance has become an increasingly popular option for individuals looking to drive a quality car without the hefty upfront cost. If you're considering a budget of around £150 per month, you're in for some exciting options.
Select the Ideal Car for Your Needs
Your choice of car will significantly impact your monthly payments. With a budget of £150 per month, you can explore a broader range of vehicles, including larger family cars, SUVs, and even some luxury models. Popular options include the Nissan Qashqai, Volkswagen Golf, and Ford Focus. Remember to consider running costs like insurance, road tax, and fuel consumption when choosing a car.
Understand the Different Finance Options
There are several car finance options available, including Personal Contract Purchase (PCP), Hire Purchase (HP), and Personal Contract Hire (PCH). Each option comes with its benefits and considerations. For instance, PCP allows for lower monthly payments and the option to purchase the car at the end of the term, while PCH is a leasing option where you return the car at the end of the contract.
Shop Around for Competitive Deals
Don't settle for the first finance offer you come across. Take the time to shop around and compare deals from various finance providers, including banks, credit unions, and online lenders. Make use of online comparison tools to quickly identify the most competitive offers. This will help you find a finance deal that aligns with your budget and offers favourable terms.
Save Up for a Larger Deposit
The more you can put down as a deposit, the lower your monthly payments will be. By saving up for a more substantial deposit, you'll reduce the amount you need to finance and decrease your monthly payments. A larger deposit can also improve your chances of being approved for finance and may help you secure a lower interest rate.
Consider the Length of the Finance Term
The length of your finance term will directly impact your monthly payments. A shorter term means higher monthly payments but less interest paid over the contract. On the other hand, a longer term results in lower monthly payments but more interest paid over the duration. With a budget of £150 per month, you can consider a shorter term to save on interest.
Conclusion:
Securing a car finance deal for around £150 per month is possible with some research and planning. By selecting the right car, understanding finance options, shopping around for the best deal, saving for a deposit, and considering your finance term, you can drive away in a car that suits your needs and budget. Take the time to explore your options and enjoy the freedom that comes with driving a quality vehicle.