Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Fitted with a 3.0 Litre diesel motor with automatic transmission: this black second-hand
Grand Cherokee 3.0 Crd Limited 4Wd is on offer and ready for its next owner to take home with 122,209 mi on the dash.
Featuring manual transmission and a 2.3L petrol engine: this silver
Mercedes-Benz SLK 2.3 Slk230 Kompressor is up for sale and ready for its new owner to drive home with 92,000 miles clocked up on the dash.
For sale and available to drive home is this Golf in the shade of black - this used model has got 70,000 miles clocked-up on the dash and is fitted with a 600 CC petrol engine and automatic transmission.
At this dealership you will find the low price of just £3,995 on this second hand Mercedes-Benz C Class that’s got a 3.0 ltr diesel engine with automatic transmission and 155,000 miles on the clock.
Painted in black, this very popular, best selling Volkswagen Polo 1.2 S Low Mileage Example has 43,722 miles on the clock and is fitted out with a 1.2l petrol engine with manual transmission.
Currently available at our dealership is this A1 that has got a 1.4 litre petrol motor with manual transmission. On offer and ready for its new owner to drive away in the shade of black with 11,000 miles on the dash.
On the market and ready for you to take home is this second hand, black Honda which has automatic transmission and a 2000 cc petrol motor. It could be yours for the incredible price of £1,950 from this dealer in Bolton.
Become the next owner of this Citroen C1 Hatchback 1.0I Vtr Euro 4 201010 that is fitted with a 1.0 Litre petrol engine and manual transmission. This second hand one available from this dealership priced at £2,850 has 51,141 miles clocked up on the dash and has been finished in the tone of red.
Favoured for its reliability and trustworthiness, this Peugeot 107 Hatchback 1.0 12V Verve Euro 4 200909 is fitted with manual transmission and a 1.0l petrol motor. This dealership currently has this second hand model in stock that has clocked up 107,000 miles and a blue finish. It is available at the discount price tag of only £1,490 or by making monthly payments beginning at only £ per calendar month.
Up for sale and ready for its next owner to take home - second hand, silver Vauxhall Astra 1.4 I which incorporates a 1.4 L petrol engine with manual transmission. Priced to sell from this dealer at the superb price of only £1,500.
On the market and ready for its next owner to drive away today is this suv featuring a 2.0 litre diesel engine and manual transmission. This second hand one available from this dealer in Stalybridge is available at the superb price of only £1,995, has been finished in the tone of black and has clocked-up 149,000 miles.
For sale at the price of £4,490 or with the possibility to purchase using finance with affordable repayments beginning at £ per month, this Ford Focus 1.0 Zetec S Ss 124 Bhp has 81,500 miles clocked-up on the dash and has a 1.0 ltr petrol engine with manual transmission.
Would you like to own a Hyundai Ix35? Well, take a more detailed look at this second hand model painted in the tone of grey with a 1700cc diesel engine, manual transmission and 120,000 mi on the dash.
Get behind the wheel of this Mercedes-Benz E Class with automatic transmission and a 3.0 L diesel engine. This second hand one currently in stock at our dealership in Stalybridge is available for just £2,995.
Go down to this dealership for a closer look at this manual Renault with manual transmission and a 1.5 litre diesel motor. This second hand one located in Nottingham comes in the shade of white and has 88,000 miles clocked up on the dash.
Getting a car for around £150 per month on finance
Getting behind the wheel of a new car doesn't have to break the bank. In the UK, used car finance has become an increasingly popular option for individuals looking to drive a quality car without the hefty upfront cost. If you're considering a budget of around £150 per month, you're in for some exciting options.
Select the Ideal Car for Your Needs
Your choice of car will significantly impact your monthly payments. With a budget of £150 per month, you can explore a broader range of vehicles, including larger family cars, SUVs, and even some luxury models. Popular options include the Nissan Qashqai, Volkswagen Golf, and Ford Focus. Remember to consider running costs like insurance, road tax, and fuel consumption when choosing a car.
Understand the Different Finance Options
There are several car finance options available, including Personal Contract Purchase (PCP), Hire Purchase (HP), and Personal Contract Hire (PCH). Each option comes with its benefits and considerations. For instance, PCP allows for lower monthly payments and the option to purchase the car at the end of the term, while PCH is a leasing option where you return the car at the end of the contract.
Shop Around for Competitive Deals
Don't settle for the first finance offer you come across. Take the time to shop around and compare deals from various finance providers, including banks, credit unions, and online lenders. Make use of online comparison tools to quickly identify the most competitive offers. This will help you find a finance deal that aligns with your budget and offers favourable terms.
Save Up for a Larger Deposit
The more you can put down as a deposit, the lower your monthly payments will be. By saving up for a more substantial deposit, you'll reduce the amount you need to finance and decrease your monthly payments. A larger deposit can also improve your chances of being approved for finance and may help you secure a lower interest rate.
Consider the Length of the Finance Term
The length of your finance term will directly impact your monthly payments. A shorter term means higher monthly payments but less interest paid over the contract. On the other hand, a longer term results in lower monthly payments but more interest paid over the duration. With a budget of £150 per month, you can consider a shorter term to save on interest.
Conclusion:
Securing a car finance deal for around £150 per month is possible with some research and planning. By selecting the right car, understanding finance options, shopping around for the best deal, saving for a deposit, and considering your finance term, you can drive away in a car that suits your needs and budget. Take the time to explore your options and enjoy the freedom that comes with driving a quality vehicle.