Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 5 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 5 Series on finance

Financing a used BMW 5 Series, known for its luxurious design and superior driving experience, involves a series of steps and considerations. Below is a guide to assist you in comprehending and navigating the process of acquiring a used BMW 5 Series on finance:

Initial Steps:

1. Budget Assessment:

  • Define your budget, including down payment, monthly payments, insurance, and maintenance costs.

2. Credit Score Review:

  • Ensure your credit score is accurate and healthy to secure favorable financing terms.

3. Model Selection:

  • Choose a specific model and variant of the BMW 5 Series that fits your requirements and preferences.

4. Vehicle Inspection:

  • Have the vehicle inspected and check its history report to safeguard against potential issues.

Financing Options:

1. Bank Loan:

  • Apply for a loan from a bank, repaying in agreed monthly instalments over a set period.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, gaining ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Utilize a lower monthly payment plan, deciding at the end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Ensure ownership at the end of the term after an initial deposit and subsequent monthly payments.

5. Dealer Financing:

  • Explore financing options from BMW dealerships, potentially benefitting from promotional offers.

6. Peer-to-Peer Lending (P2P):

  • Leverage P2P platforms to secure a loan from individual lenders, often at competitive rates.

Purchase Procedure:

1. Seller Selection:

  • Opt for a reputable dealer or private seller to ensure transparency and reliability.

2. Negotiate Price:

  • Engage in negotiations to settle on a price and, if possible, optimize financing terms.

3. Test Drive:

  • Ensure a comprehensive test drive to validate the vehicle’s condition and performance.

4. Finalize Financing:

  • Confirm your financing option, understanding all associated terms and conditions.

5. Insurance Arrangement:

  • Set up appropriate insurance coverage before finalizing the purchase.

6. Handle Documentation:

  • Manage all necessary paperwork, such as the contract, registration, and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the vehicle’s depreciation when understanding its future value.

  • Warranty: Investigate if there is an existing warranty or consider purchasing an extended warranty for security.

  • Total Payable Amount: Understand the total amount payable throughout the finance term.

  • Prepayment: Check if there are any penalties or clauses related to early repayment.

Conclusion:

Financing a used BMW 5 Series demands strategic planning, understanding your financial standing, and comprehensive knowledge of available finance options. With methodical preparation, perhaps involving a financial advisor or utilizing online calculators, you will be better positioned to make informed decisions, ensuring that your journey in the BMW 5 Series is both enjoyable and financially sustainable.

About the BMW 5 Series

When it comes to striking the perfect balance between luxury, dynamism, and innovation, the BMW 5 Series stands as a paragon in the executive saloon segment. Over the years, it has continually evolved, ensuring its place as a favorite among both business professionals and driving enthusiasts alike.

Sleek Aesthetics:

Every curve and line on the 5 Series is a testament to BMW's meticulous design philosophy. The imposing front grille, coupled with adaptive LED headlights, gives it a commanding presence. Its athletic stance, accentuated by its sculpted side profile, makes it unmistakably a BMW, evoking a sense of motion even when stationary.

Luxury Within:

Inside the 5 Series, luxury takes center stage. Premium materials, ergonomic design, and cutting-edge technology blend seamlessly to create an oasis of comfort. The intuitive infotainment system, plush seating with multiple adjustment settings, and ambient lighting transform every journey into a first-class experience.

Performance That Thrills:

Under the bonnet, the BMW 5 Series houses a range of powertrains designed to deliver exhilarating performance without compromising on efficiency. Whether it's the silky-smooth petrol engines, the torque-rich diesels, or the eco-friendly plug-in hybrids, each offers a distinct driving experience tailored to cater to diverse preferences.

Technological Vanguard:

The 5 Series is brimming with state-of-the-art technologies that enhance driving pleasure and safety. Features like the head-up display, gesture control, and semi-autonomous driving capabilities not only make driving more intuitive but also set the bar high for competitors.

Conclusion:

More than just an executive saloon, the BMW 5 Series is a statement of prestige, performance, and progressive technology. It continues to set benchmarks in its category, reflecting BMW's unyielding commitment to creating vehicles that captivate the heart and soul of every driver.

Buying Guide

Want to find out everything about all 5 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 5 Series buying guide here.

BMW 5 Series Data by County

BMW 5 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,007£22,090760,5423,294
Aberdeen City9£32,422423,89316
Aberdeenshire3£26,995630,6893
Antrim6£20,058754,44511
Ards7£18,7131086,1784
Armagh3£12,3651186,4448
Ballymena11£19,384766,4567
Ballymoney3£23,297552,2988
Banbridge1£16,400663,000-
Barking & Dagenham - Greater London1£12,9008100,0007
Barnet - Greater London1£14,995994,413-
Bedfordshire79£18,529874,556126
Belfast17£30,262438,23934
Berkshire24£20,325869,18940
Bexley - Greater London1£21,395628,770-
Brent - Greater London3£30,633565,7122
Bristol31£25,291651,90758
Bromley - Greater London8£28,394336,02913
Buckinghamshire43£19,825868,66066
Cambridgeshire65£17,103882,338134
Carmarthenshire2£14,995853,485-
Cheshire59£23,130659,398112
City of Edinburgh23£15,784983,99115
City of London - Greater London9£15,458886,21012
Clackmannanshire1£26,998435,083-
Coleraine8£17,516878,6494
Cookstown6£21,379666,5674
Cornwall9£31,254532,52016
County Durham37£20,791757,69833
Craigavon19£36,441225,04129
Croydon - Greater London9£25,001954,22110
Cumbria7£13,174991,4954
Denbighshire1£14,4951038,500-
Derbyshire43£20,751861,66172
Derry1£9,9951297,0001
Devon21£21,3821062,73431
Dorset8£17,222668,98518
Down1£13,9959114,000-
Dundee City13£28,535535,82611
Dungannon9£20,127787,09215
Ealing - Greater London8£11,466974,4008
East Ayrshire1£7,7951290,1622
East Lothian1£13,2501025,400-
East Riding of Yorkshire2£21,494564,6552
East Sussex13£15,5691079,73222
Enfield - Greater London1£63,99522,83913
Essex51£18,156972,29080
Falkirk2£29,714647,6382
Fermanagh6£16,593787,1336
Fife10£30,387551,26113
Flintshire9£17,312970,786-
Glasgow City32£31,687435,55048
Gloucestershire17£29,337536,79339
Greater Manchester136£21,565763,229240
Hampshire45£25,511653,46671
Harrow - Greater London3£10,995983,3564
Havering - Greater London36£22,291663,60871
Herefordshire13£43,719210,73822
Hertfordshire84£24,603652,493129
Highland4£25,111940,6566
Hillingdon - Greater London16£17,935867,89339
Hounslow - Greater London8£26,971632,38912
Inverclyde1£18,498778,2662
Kent29£16,1521068,10865
Kingston upon Thames - Greater London4£37,048326,2727
Lancashire74£18,305873,970113
Larne1£24,950836,0001
Leicestershire41£31,199543,49296
Lincolnshire61£21,296655,41089
Lisburn2£20,095681,2723
Magherafelt6£16,824974,7416
Merseyside24£27,366547,30552
Merthyr Tydfil2£14,9997102,9272
Merton - Greater London1£5,9901398,0002
Moray1£16,995874,7431
Newham - Greater London3£16,997862,576-
Newry and Mourne19£23,011664,32919
Newtownabbey4£20,860867,3169
Norfolk22£24,153755,52643
North Ayrshire8£41,448320,61914
North Down3£9,9951195,5581
North Lanarkshire2£11,3239103,9505
North Yorkshire31£24,756654,73438
Northamptonshire28£18,853873,28152
Northumberland2£20,193660,5284
Nottinghamshire39£28,033555,69765
Omagh8£26,849452,01114
Oxfordshire7£23,448653,08917
Perth and Kinross8£24,935546,1697
Redbridge - Greater London1£16,000849,0004
Renfrewshire3£20,332767,5695
Rhondda Cynon Taf3£12,4321186,847-
Shropshire15£28,354549,03930
Somerset10£19,244766,87125
South Ayrshire1£15,995763,0002
South Lanarkshire8£44,62015,5076
South Yorkshire46£28,605655,30786
Staffordshire41£30,200537,83944
Stirling2£38,745316,7336
Strabane3£24,492473,2049
Suffolk20£20,855765,14616
Surrey46£20,591757,47477
Sutton - Greater London1£5,9901373,0002
Swansea1£15,999862,537-
Tower Hamlets - Greater London2£20,495765,5002
Tyne and Wear19£18,391777,79039
Warwickshire17£31,357539,63324
West Dunbartonshire2£13,995968,500-
West Lothian4£19,570778,25910
West Midlands86£19,696874,908181
West Sussex13£25,431750,39324
West Yorkshire85£21,345865,045119
Wiltshire33£27,434543,24771
Worcestershire14£28,248653,21532
Add postcode for better results.