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Used BMW M3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW M3 on finance

Fancy a used BMW M3 on finance? Known for its sheer power and handling, the M3 is a dream for many car enthusiasts. Let's dive into how you can make it yours.


Q: Why pick the BMW M3? A: The M3 is all about performance, luxury, and iconic design. Before committing, it's wise to read up on reviews and perhaps take one out for a spin.

Q: Where can I get one? A: You can start with BMW's official used car listings. Other places to look are online car sale platforms, local BMW dealers, and classified ads.

Q: What finance options do I have? A:

  • PCP: You pay a deposit, followed by monthly amounts. At the end, buy the car, exchange it, or hand it back.
  • HP: After giving a deposit, you make monthly payments. Once done, the M3 is yours.
  • Leasing: Think of it as a long-term rental. Use the M3 for an agreed period, then return it.
  • Personal Loan: Borrow the amount, get the M3, and pay back the loan in instalments.

Q: How can I be sure I'm getting a good deal? A: Shop around. Compare what BMW offers with deals from banks or other lenders. The APR gives you an idea of the total cost.

Q: Does my credit rating play a role? A: Yep. A better rating often means better finance terms. You can use platforms like Equifax to see where you stand.

Q: What's the best way to set a budget? A: Figure out a monthly payment that won't strain your wallet. A bigger deposit usually leads to smaller monthly payments.

Q: Anything I should watch for in the contract? A: On PCP or leasing, keep an eye on mileage limits. Also, check for fees if you want to end the agreement early.

Q: Is haggling an option? A: Definitely! You might snag a discount on the M3 or get a sweeter finance deal.


Armed with this info, you're set to chase after that BMW M3. Happy car hunting!

About the BMW M3

BMW's M division has always been a byword for high performance, and in its lineup, the M3 holds a special place. From its inception, this vehicle has encapsulated the very essence of a sports saloon, melding unrivalled driving dynamics with everyday usability. For the discerning UK motorist, the M3 represents the zenith of driving pleasure.

A Legacy of Excellence:

Debuting in 1986, the BMW M3 was born out of motorsport necessity, aiming to challenge the racetracks. Quickly, it became synonymous with high performance on both the racetrack and the open road. Generations later, it remains an exemplar of engineering prowess and passion.

Contemporary Yet Classic:

The M3's design evolution is noteworthy. While retaining its iconic silhouette, contemporary models showcase aggressive lines, a pronounced grille, and flared wheel arches that hint at its racetrack heritage. Inside, luxury melds with technology, creating a cocoon that is both driver-centric and sumptuously appointed.

Performance Beyond Numbers:

Underneath its bonnet, the M3's powertrain promises an adrenaline surge on demand. The finely tuned engine paired with precision engineering ensures that each drive, whether on the serpentine country roads of the UK or the urban maze, is an event in itself.

Rivals on the Horizon:

While the M3 sets a high benchmark, it faces competition from the likes of the Mercedes-AMG C63 and the Audi RS4. Each of these cars brings a unique approach to high performance, yet the M3's legacy and holistic driving experience give it an edge.

Conclusion:

Over the decades, the BMW M3 has grown, evolved, and adapted, yet its core ethos remains unchanged. It is a testament to BMW's unwavering commitment to driving pleasure. For those in the UK, contemplating a performance saloon that does not compromise on luxury or usability, the M3 stands out as an impeccable choice. And with comprehensive finance options in place, it's never been more accessible.

Buying Guide

Want to find out everything about all M3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW M3 buying guide here.

BMW M3 Data by County

BMW M3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All526£56,536632,951594
Aberdeen City6£70,067210,7608
Aberdeenshire2£50,995840,300-
Bedfordshire13£41,487951,59715
Belfast3£61,995332,3864
Berkshire4£55,621945,7826
Brent - Greater London11£47,5901054,7369
Bristol2£79,495411,94410
Bromley - Greater London2£43,673750,5382
Buckinghamshire19£55,416833,04224
Cambridgeshire5£67,661717,54713
Cheshire7£70,448224,50010
City of Edinburgh5£68,547216,9142
City of London - Greater London1£59,995325,000-
Cornwall2£47,973969,2994
County Durham5£66,397216,6774
Croydon - Greater London1£61,460213,7842
Cumbria2£47,595533,0073
Derbyshire17£54,061630,74713
Devon1£72,90023,3007
Dorset1£17,49522103,0005
Dumfries and Galloway1£65,99824,927-
Dundee City7£63,714114,8425
Dungannon1£24,7501881,8344
Ealing - Greater London1£11,99524105,000-
East Sussex8£46,3661143,7632
Enfield - Greater London1£40,520421,7503
Essex15£43,576944,49616
Fife1£63,498219,4791
Glasgow City7£75,34005,3075
Gloucestershire7£78,529521,3687
Greater Manchester56£56,418630,86346
Hampshire8£50,2451239,36211
Havering - Greater London7£55,177735,88610
Herefordshire4£72,698214,7402
Hertfordshire25£44,492843,24927
Highland4£66,298519,1302
Hillingdon - Greater London1£57,450416,400-
Hounslow - Greater London3£34,489958,8331
Kent9£60,656423,66912
Kingston upon Thames - Greater London4£76,62417,9731
Lancashire16£57,418627,68517
Larne1£19,9901978,000-
Leicestershire9£53,761433,58218
Lincolnshire8£63,856416,1997
Merseyside4£87,34013,5774
Moray1£36,995940,000-
Newry and Mourne1£53,995840,000-
Norfolk12£49,2541039,12510
North Ayrshire2£82,89822,2501
North Lanarkshire1£37,990865,000-
North Yorkshire10£64,123322,04030
Northamptonshire5£29,3951256,63413
Nottinghamshire11£58,522521,6066
Oxfordshire2£66,200212,0418
Perth and Kinross1£88,89005,7521
Redbridge - Greater London1£16,45024135,000-
Shropshire5£63,498313,8614
Somerset3£55,430747,2836
South Lanarkshire1£72,99514,0151
South Yorkshire27£59,621529,83729
Staffordshire8£60,011526,26921
Stirling2£80,99514,2362
Suffolk2£71,74815,4063
Surrey18£55,469530,1585
Tyne and Wear2£49,191735,2515
Warwickshire4£66,250417,5466
West Dunbartonshire6£50,4951861,2662
West Midlands26£63,299519,55230
West Sussex4£52,991730,9916
West Yorkshire38£56,559742,12742
Wiltshire12£57,660635,53213
Worcestershire4£57,600932,9388
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