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Used BMW M3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

650 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW M3 on finance

Fancy a used BMW M3 on finance? Known for its sheer power and handling, the M3 is a dream for many car enthusiasts. Let's dive into how you can make it yours.


Q: Why pick the BMW M3? A: The M3 is all about performance, luxury, and iconic design. Before committing, it's wise to read up on reviews and perhaps take one out for a spin.

Q: Where can I get one? A: You can start with BMW's official used car listings. Other places to look are online car sale platforms, local BMW dealers, and classified ads.

Q: What finance options do I have? A:

  • PCP: You pay a deposit, followed by monthly amounts. At the end, buy the car, exchange it, or hand it back.
  • HP: After giving a deposit, you make monthly payments. Once done, the M3 is yours.
  • Leasing: Think of it as a long-term rental. Use the M3 for an agreed period, then return it.
  • Personal Loan: Borrow the amount, get the M3, and pay back the loan in instalments.

Q: How can I be sure I'm getting a good deal? A: Shop around. Compare what BMW offers with deals from banks or other lenders. The APR gives you an idea of the total cost.

Q: Does my credit rating play a role? A: Yep. A better rating often means better finance terms. You can use platforms like Equifax to see where you stand.

Q: What's the best way to set a budget? A: Figure out a monthly payment that won't strain your wallet. A bigger deposit usually leads to smaller monthly payments.

Q: Anything I should watch for in the contract? A: On PCP or leasing, keep an eye on mileage limits. Also, check for fees if you want to end the agreement early.

Q: Is haggling an option? A: Definitely! You might snag a discount on the M3 or get a sweeter finance deal.


Armed with this info, you're set to chase after that BMW M3. Happy car hunting!

About the BMW M3

BMW's M division has always been a byword for high performance, and in its lineup, the M3 holds a special place. From its inception, this vehicle has encapsulated the very essence of a sports saloon, melding unrivalled driving dynamics with everyday usability. For the discerning UK motorist, the M3 represents the zenith of driving pleasure.

A Legacy of Excellence:

Debuting in 1986, the BMW M3 was born out of motorsport necessity, aiming to challenge the racetracks. Quickly, it became synonymous with high performance on both the racetrack and the open road. Generations later, it remains an exemplar of engineering prowess and passion.

Contemporary Yet Classic:

The M3's design evolution is noteworthy. While retaining its iconic silhouette, contemporary models showcase aggressive lines, a pronounced grille, and flared wheel arches that hint at its racetrack heritage. Inside, luxury melds with technology, creating a cocoon that is both driver-centric and sumptuously appointed.

Performance Beyond Numbers:

Underneath its bonnet, the M3's powertrain promises an adrenaline surge on demand. The finely tuned engine paired with precision engineering ensures that each drive, whether on the serpentine country roads of the UK or the urban maze, is an event in itself.

Rivals on the Horizon:

While the M3 sets a high benchmark, it faces competition from the likes of the Mercedes-AMG C63 and the Audi RS4. Each of these cars brings a unique approach to high performance, yet the M3's legacy and holistic driving experience give it an edge.

Conclusion:

Over the decades, the BMW M3 has grown, evolved, and adapted, yet its core ethos remains unchanged. It is a testament to BMW's unwavering commitment to driving pleasure. For those in the UK, contemplating a performance saloon that does not compromise on luxury or usability, the M3 stands out as an impeccable choice. And with comprehensive finance options in place, it's never been more accessible.

Buying Guide

Want to find out everything about all M3 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW M3 buying guide here.

BMW M3 Data by County

BMW M3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All650£57,893631,314718
Aberdeenshire10£64,129211,3126
Angus6£67,956211,8758
Ayrshire1£80,89832,5012
Bedfordshire18£49,662840,97917
Berkshire12£69,989732,69710
Bristol3£75,32539,8297
Buckinghamshire15£58,022524,58323
Cambridgeshire18£55,266732,78217
Cardiff5£53,818530,7014
Cheshire8£78,54317,31612
Conwy1£70,9991-2
Cornwall4£44,986951,2193
County Antrim7£52,853430,7937
County Armagh2£59,495631,670-
County Durham7£62,094320,0863
County Londonderry3£57,8271253,8473
County Tyrone2£46,3701145,6672
Cumbria1£32,995549,8002
Derbyshire12£54,517527,85618
Devon4£72,73718,7992
Dorset2£22,99520128,0004
Dunbartonshire5£47,7952162,6673
East Riding of Yorkshire1£69,990210,2503
East Sussex6£38,9141453,44111
Essex20£45,060941,18620
Falkirk1£25,990-77,821-
Flintshire1£19,9951796,0001
Gloucestershire6£74,758622,66610
Greater London47£53,831636,53646
Greater Manchester62£54,479633,45347
Hampshire10£56,023837,41514
Herefordshire2£73,374111,1054
Hertfordshire26£47,721842,90138
Highland5£75,63813,4452
Kent18£64,047423,20521
Lanarkshire9£67,163216,68712
Lancashire18£55,980732,27919
Leicestershire7£62,534527,51714
Lincolnshire6£61,387620,7199
Merseyside8£81,839937,0014
Midlothian9£68,079214,4497
Moray1£36,995940,000-
Neath Port Talbot1£17,9951768,585-
Newport1£66,500114,8135
Norfolk11£53,031929,11910
North Yorkshire20£63,937320,15539
Northamptonshire7£29,2811156,6599
Nottinghamshire23£59,432420,25719
Oxfordshire2£71,95025,4799
Perth & Kinross3£72,798216,4601
Shropshire4£49,870635,6736
Somerset9£61,461434,7536
South Yorkshire21£57,717428,07829
Staffordshire11£61,385428,75714
Stirling2£76,74514,236-
Suffolk5£53,847635,3283
Surrey19£51,721634,20216
Tyne and Wear3£71,39418,0244
Warwickshire4£70,125219,6494
West Lothian1£78,99518,000-
West Midlands32£63,474419,10331
West Sussex6£53,7681036,7925
West Yorkshire43£55,882740,59056
Wiltshire7£58,487838,9259
Worcestershire6£50,1581138,7126
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