Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Advertised by this dealership located in the Bedford area is this very popular, top 10 best selling suv that is fitted out with manual transmission and a 1600 cc petrol motor. It is on the market and ready for you to drive away in black with 87,677 mi on the clock.
This Ford is currently on the market and ready for you to take home. It has a 1.2l petrol motor with manual transmission and has 26,704 mi clocked-up on the dash.
Now on display at this car dealership located in Rotherham - Golf 2.0 Tdi Bluemotion Tech Gt Euro 5 Ss that contains a 2.0 L diesel engine with manual transmission.
This second-hand Jazz 1.4 I-vtec Es Euro 4 from this dealer is fitted out with a 1.3 Litre petrol motor with manual transmission and it has 99,009 miles on the clock.
At our marvellous price of only £2,987 is this X-Type 2.5L 2.5 V6 Se Awd, it contains a 2500CC petrol motor with automatic transmission and it has 119,000 miles on the clock.
At £6,110 you can purchase this second hand Fiat Punto from this dealership in Kingston upon Hull which is fitted out with manual transmission and a 1200 cc petrol motor.
Purchase this used 108 for only £5,230. Credit offers commence at just £ monthly for this vehicle that has a 1000CC petrol motor with manual transmission.
At this dealership there is a fantastic price on this Volkswagen Polo with a 1.2l petrol engine, 91,000 miles clocked up on the dashboard and manual transmission.
On offer and ready for its new owner to take home is this dependable Vauxhall Mokka Exclusiv Ss which is one of the UK's top 10 most reliable vehicles. It is equipped with a 1400CC petrol motor and manual transmission. This second-hand model from this dealer in Birmingham comes finished in blue and has 42,590 miles on the clock.
On offer and ready for you to drive away is this Vauxhall that is fitted with manual transmission and a 1.6L petrol engine. This second-hand model is for sale at the superb price of £5,190, has 74,820 miles clocked-up on the dashboard and has been finished in white.
Grab the chance to buy this Ford Transit Custom which is now priced at only £7,695. It comes finished in the shade of white, has 81,600 miles clocked-up on the dash and comes equipped with a 2.2l diesel motor and manual transmission.
This highly popular, top 10 best selling 1.0 Titanium 100 Bhp hatchback has a petrol 1000CC engine and manual gears. This used model has 77,279 miles clocked-up on the dash and is finished in the shade of blue.
Become the next owner of this V40, it
has a 2.0 litre diesel motor with manual transmission. This used model at this dealership priced at £5,995 comes finished in black and has got 117,869 miles clocked up on the dashboard.
On the market and ready for you to drive away today is this very popular, top 10 best selling Fiat that has got a 1.2 Litre petrol motor with manual transmission. This second hand model now in stock at our dealership has only 31,000 miles on the dashboard.
Looking out for a model that is one of the United Kingdom's top ten, best selling motors? Then take a look at this second hand Ford Fiesta from us at this dealer, it has 89,000 mi clocked up on the dash and is fitted out with a 1400 CC diesel engine with manual transmission.
On the market and ready for its new owner to take home is this Touran which is equipped with a 0.6 LTR diesel engine with manual transmission. This second hand model currently available from this dealer in Rotherham has 165,776 miles clocked up on the dash and has been finished in the tone of silver.
Be the new owner of this manual Audi A3 containing a 1.6 litre diesel engine with manual transmission. This second hand model located in Dungannon has got 128,000 miles clocked up on the dash and is finished in white.
On offer at the incredible price of only £3,495 is this , it comes fitted with manual transmission and a 1.0 litre petrol motor. This second hand one currently available from this dealership has 43,008 miles on the dash.
Take a closer look at this Toyota Yaris 1.33 Vvt-i Icon that contains a 1.3 Ltr petrol motor with manual transmission. This second hand model currently up for sale at our dealership in Yeovil has got 65,500 mi clocked up on the dash.
Driving a new or quality used car doesn't have to come with a sky-high price tag. Car finance offers a convenient and accessible way for UK drivers to get behind the wheel of a car they love without the need for a large upfront payment. If you're working with a budget of £200 per month, there are numerous options available to you.
Identify the Right Car for Your Needs
With a budget of £200 per month, you have access to a wide range of cars, from sporty coupes to spacious SUVs. Popular choices within this budget include the Audi A3, Mercedes-Benz A-Class, and BMW 1 Series. When selecting a car, consider factors such as running costs, insurance premiums, fuel efficiency, and maintenance costs to ensure that it aligns with your overall budget.
Understand Your Finance Options
There are several finance options available to car buyers, including Personal Contract Purchase (PCP), Hire Purchase (HP), and Personal Contract Hire (PCH). Take the time to understand the features of each finance option, including deposit requirements, monthly payments, interest rates, and end-of-term options. This will help you make an informed decision that best suits your budget and requirements.
Shop Around for the Best Deal
When it comes to car finance, it pays to shop around. Take the time to compare finance offers from various providers, including banks, credit unions, and online lenders. Many car dealerships also offer in-house financing, which may provide competitive rates and flexible terms. Use online comparison tools to quickly identify the best deals based on your budget and preferences.
Maximise Your Deposit
The size of your deposit will significantly influence your monthly payments. A larger deposit will reduce the amount you need to finance, resulting in lower monthly payments and potentially lower interest rates. If possible, save up for a more substantial deposit to maximise your budget and reduce your monthly payments.
Consider the Term of Your Finance Agreement
The length of your finance term will impact your monthly payments. A shorter finance term will result in higher monthly payments but may save you money on interest in the long run. Conversely, a longer finance term will reduce your monthly payments but may result in higher overall interest costs. With a budget of £200 per month, you can opt for a shorter finance term to maximise your savings.
Conclusion:
With careful planning and research, finding a car finance deal for £200 per month is entirely achievable. By selecting the right car, understanding your finance options, shopping around for the best deal, and considering your deposit and finance term, you can drive away in a car that suits your needs and budget. Take the time to explore your options and enjoy the freedom and convenience of driving a quality car without the high upfront cost.