Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
506,674 cars
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2.0 Tdi C20 Bluemotion Tech Highline Swb Euro 6 S
105,280mi Manual Diesel 2.0L
£10,295
Blackburn
from £216/pm
With 105,280 mi clocked-up on the dash and coming in the shade of silver, this mpv Volkswagen Caddy is equipped with a 2000CC diesel engine and manual transmission.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
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1.5 Vvt-h Excel E-cvt Euro 6 Ss
12,408mi Auto Hybrid 1.5L
£24,993
Milton Keynes
from £525/pm
Get yourself behind the wheel of this Toyota Yaris Cross for only £24,993. It comes with automatic transmission and a 1.5l hybrid motor with 12,408 miles on the dashboard.
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2.0 Acenta Cvt
94,382mi Auto Petrol 2.0L
£2,490
Slough
from £52/pm
Designed with a 2.0L petrol engine and a automatic transmission, this dependable Nissan Qashqai 2.0 Acenta Cvt is currently available to drive away in black with 94,382 miles clocked up on the dash.
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3.0 Tdi V6 S Line
25,000mi Auto Diesel 3.0L
£18,995
Harlow
from £399/pm
Now on the market and ready for its next owner to drive away is this Audi A6 Avant with a 3000 CC diesel engine and 25,000 miles clocked up on the dash.
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Suv 1.5T 204Ps Phev Summit Dht
10mi Auto Petrol 1.5L
£31,261
Wolverhampton
from £656/pm
Incorporating a 1.5 L petrol motor with automatic transmission, this used Chery Tiggo 8 is currently available to buy in white with 10 miles clocked-up on the dash.
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116D M Sport
51,654mi Manual Diesel 1.5L
£11,690
Waltham Abbey
from £245/pm
Grab the opportunity to be the lucky owner of this hatchback now up for sale at this dealer's great price of just £11,690. It is finished in blue, features a 1.5 LTR diesel motor with manual transmission and has 51,654 miles on the dash.
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1.0 Vvt-i Move Euro 5
64,000mi Manual Petrol 1.0L
£3,495
Sittingbourne
from £73/pm
Fitted out with a 1.0 Ltr petrol engine and a manual gearbox, this trustworthy and reliable Aygo is available to drive away in white with 64,000 miles clocked up on the dash. This model is advertised at £3,495 with budget friendly repayment plans available starting out at only £ per calendar month.
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1.0T Ecoboost St-line X Hatchback
95,943mi Auto Petrol 1.0L
£7,995
Birmingham
from £168/pm
Seize the chance to buy this Ford Focus 1.0T Ecoboost St-line X Hatchback that is available at this dealer's great price of just £7,995. It comes in the tone of blue, has a 1.0l petrol engine with automatic transmission and has 95,943 miles on the dash.
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2.2 Hdi Se
120,000mi Auto Diesel 2.2L
£650
Chertsey
from £14/pm
Currently advertised by this dealership in the Chertsey area is this saloon vehicle that is comprised of a diesel, 2200 CC engine and automatic gearbox. It is up for sale and ready for you to take home in the tone of black with 120,000 miles on the clock.
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1.8L Icon
79,000mi Auto Hybrid 1.8L
£8,245
Biggleswade
from £173/pm
Now on show at our dealership in Biggleswade - blue Toyota Prius+ which features a 1800cc hybrid motor with automatic transmission.
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1.0T Ecoboost Titanium Hatchback
39,785mi Manual Petrol 1.0L
£5,995
London
from £126/pm
On offer and ready for its next owner to drive away today is this popular, top 10 best selling Ford which is fitted with a 1.0 Ltr petrol motor with manual transmission. This second-hand one has 39,785 miles on the dash.
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1.3L Sr7
49,216mi Manual Petrol 1.3L
£5,495
Haverhill
from £115/pm
A remarkable price of only £5,495 from our dealership for this RIO that is known to be one of the most reliable and trustworthy motors around.
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Gti Launch
77,402mi Manual Petrol 2.0L
£9,450
Swindon
from £198/pm
Are you interested in owning one of 2017's top 10, best selling models? Well, have a more detailed look at this hatchback from this dealer, it features a 2.0L petrol engine with manual transmission and it has 77,402 miles clocked up on the dashboard.
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2.0 Tfsi Hatchback Quattro 199
158,000mi Manual Petrol 2.0L
£4,995
Cambridge
from £105/pm
Currently available on the market is this Audi that is fitted with a 2.0 Litre petrol motor and manual transmission. On offer at the marvellous price of £4,995 and manageable payments available starting out at only £ pm.
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Colour Collection
58,215mi Auto Petrol 1.6L
£4,250
Croydon
from £89/pm
This used Corolla Colour Collection from this dealer in Croydon has 58,215 miles on the dash and incorporates a 1.6 ltr petrol motor with automatic transmission.
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2.0 Tdi Se L 116 Ps Full Service History
44,729mi Manual Diesel 2.0L
£17,999
Swansea
from £378/pm
Taking several elements into account, the UK Reliability Index collates data based on a vast number of claims which are filed by motorists throughout each year. It looks at: inconvenience caused, rate of failure and price and gives you a comprehensive overview of cars on the road today. Skoda's Karoq is among those rated in the top ten for reliability and at this dealer you can pick up this second hand one for just £17,999. That is already a really good deal for this model and even better taking into account that it's less likely to leave you with a bill for repairs.
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2021 2.0 D200 Mhev Edition Suv 4Wd
62,943mi Auto Diesel 2.0L
£21,190
Crewe
from £445/pm
Painted in the shade of silver, this 2.0 L diesel Land Rover with automatic transmission is currently available for purchase.
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1.5 A180d Se Executive 7G-dct Euro 6 Ss
63,000mi Auto Diesel 1.5L
£11,500
Macclesfield
from £241/pm
The Mercedes-Benz A Class has been built to be dependable and trustworthy and is in the top 20 of the UK's reliability index. This second hand model is currently available for sale from this dealer in the shade of red with automatic transmission, a 1.5 litre diesel motor and 63,000 miles clocked-up on the dash .
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1.6T Gdi Gt-line
140mi Manual Petrol 1.6L
£27,795
Braintree
from £583/pm
Containing a 1.6L petrol engine with manual transmission, this used Kia Sportage 1.6T Gdi Gt-line is available for sale in a grey finish and has 140 miles on the dash.
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2L Sport
50,745mi Manual Diesel 2.0L
£8,995
Bridgend
from £189/pm
Dependable and durable, Audi's A3 is among those rated in the top 20 for reliability and at this dealer you can get this second hand model for £8,995.
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Exclusive
24,150mi Auto Petrol 1.5L
£11,750
Ruislip
from £247/pm
Fitted with a 1500 cc petrol engine and a automatic gearbox, this very reliable HS Exclusive is available for sale in blue with 24,150 miles clocked-up on the dashboard.
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Acenta Xtronic
88,360mi Auto Petrol 1.6L
£4,995
Hemel Hempstead
from £105/pm
Advertised by this dealer located in the Hemel Hempstead area is this Nissan Juke Acenta Xtronic that incorporates a 1.6 L petrol motor with automatic transmission. It's on the market and ready for its next owner to take home in a silver finish with 88,360 miles clocked up on the dashboard.
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2.0 Tfsi 35 Black Edition Euro 6 Ss
91,900mi Manual Petrol 2.0L
£13,990
Dudley
from £294/pm
Combining several factors, the Reliability Index collects the data sourced from the number of insurance claims which are made by motorists every year. Considering cost, a car's rate of failure and inconvenience for motorists, it assists in providing you with a comprehensive overview of all of the cars on the UK's roads. The Audi A4 is amongst those ranked in the top 20 for reliability and this dealer currently has this used one for sale at just £13,990. That is already a really good deal for this particular model, even more so when you take into account that it's less likely to leave you with an extra bill for repairs.
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1.0 Tfsi 30 S Line Sportback Euro 6 Ss
40,000mi Manual Petrol 1.0L
£17,495
Poole
from £367/pm
Test drive this popular, top ten best selling Audi A3 that is fitted with manual transmission and a 1.0 Ltr petrol engine.
Driving a new or quality used car doesn't have to come with a sky-high price tag. Car finance offers a convenient and accessible way for UK drivers to get behind the wheel of a car they love without the need for a large upfront payment. If you're working with a budget of £200 per month, there are numerous options available to you.
Identify the Right Car for Your Needs
With a budget of £200 per month, you have access to a wide range of cars, from sporty coupes to spacious SUVs. Popular choices within this budget include the Audi A3, Mercedes-Benz A-Class, and BMW 1 Series. When selecting a car, consider factors such as running costs, insurance premiums, fuel efficiency, and maintenance costs to ensure that it aligns with your overall budget.
Understand Your Finance Options
There are several finance options available to car buyers, including Personal Contract Purchase (PCP), Hire Purchase (HP), and Personal Contract Hire (PCH). Take the time to understand the features of each finance option, including deposit requirements, monthly payments, interest rates, and end-of-term options. This will help you make an informed decision that best suits your budget and requirements.
Shop Around for the Best Deal
When it comes to car finance, it pays to shop around. Take the time to compare finance offers from various providers, including banks, credit unions, and online lenders. Many car dealerships also offer in-house financing, which may provide competitive rates and flexible terms. Use online comparison tools to quickly identify the best deals based on your budget and preferences.
Maximise Your Deposit
The size of your deposit will significantly influence your monthly payments. A larger deposit will reduce the amount you need to finance, resulting in lower monthly payments and potentially lower interest rates. If possible, save up for a more substantial deposit to maximise your budget and reduce your monthly payments.
Consider the Term of Your Finance Agreement
The length of your finance term will impact your monthly payments. A shorter finance term will result in higher monthly payments but may save you money on interest in the long run. Conversely, a longer finance term will reduce your monthly payments but may result in higher overall interest costs. With a budget of £200 per month, you can opt for a shorter finance term to maximise your savings.
Conclusion:
With careful planning and research, finding a car finance deal for £200 per month is entirely achievable. By selecting the right car, understanding your finance options, shopping around for the best deal, and considering your deposit and finance term, you can drive away in a car that suits your needs and budget. Take the time to explore your options and enjoy the freedom and convenience of driving a quality car without the high upfront cost.