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Used Ford Fiesta on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All11,133£10,597641,20725,635
Aberdeen City25£13,442427,779126
Aberdeenshire39£14,152421,76964
Angus17£12,724530,45142
Antrim9£12,657438,24416
Ards5£7,131859,34811
Armagh13£11,037547,17625
Ballymena27£12,450434,39438
Ballymoney2£8,195676,4353
Barking & Dagenham - Greater London28£13,552322,45057
Barnet - Greater London32£14,871218,06357
Bedfordshire203£7,024961,706369
Belfast38£12,853323,68595
Berkshire158£9,453745,137454
Bexley - Greater London32£10,202632,24295
Blaenau Gwent24£11,830436,43758
Brent - Greater London31£7,300867,67229
Bridgend3£5,462989,3893
Bristol155£9,424746,058316
Bromley - Greater London23£11,792529,43263
Buckinghamshire131£10,948641,674274
Caerphilly22£7,795865,43739
Cambridgeshire229£10,084646,045518
Cardiff75£12,428430,754136
Carmarthenshire13£13,688426,37725
Carrickfergus3£8,495645,8905
Ceredigion56£13,086425,93585
Cheshire356£11,699531,545891
City of Edinburgh73£10,558637,666243
City of London - Greater London152£9,924642,461339
Clackmannanshire2£10,498540,7992
Coleraine15£11,605440,03529
Conwy21£10,959536,82629
Cookstown5£13,026323,1672
Cornwall37£10,066639,44695
County Durham131£9,648642,768372
Craigavon15£12,669428,64452
Croydon - Greater London32£8,332847,50344
Cumbria92£12,340430,647184
Denbighshire14£11,963530,24920
Derbyshire200£10,467538,458569
Derry20£12,161436,22618
Devon171£10,250741,942406
Dorset82£10,838634,444191
Down2£12,095321,5003
Dumfries and Galloway5£14,197422,62322
Dundee City36£10,269649,77298
Dungannon3£13,230472,4342
Ealing - Greater London14£5,4941062,28636
East Ayrshire54£10,279640,030150
East Dunbartonshire12£11,453431,62622
East Lothian5£5,2171078,08312
East Renfrewshire1£12,499325,953-
East Riding of Yorkshire115£11,566534,241273
East Sussex94£11,410633,547163
Enfield - Greater London27£13,935423,04169
Essex508£11,978536,682995
Falkirk56£11,695542,974121
Fermanagh7£8,124666,9655
Fife86£11,961536,405183
Flintshire4£7,446954,47510
Glasgow City72£11,956532,007324
Gloucestershire109£9,335747,946319
Greater Manchester479£9,463645,4861,106
Gwynedd2£9,995639,51913
Hampshire302£10,255641,836740
Harrow - Greater London11£6,458948,26914
Havering - Greater London111£8,082851,518210
Herefordshire21£10,360829,13054
Hertfordshire233£9,920743,248563
Highland24£11,409539,49074
Hillingdon - Greater London57£7,345858,895110
Hounslow - Greater London10£5,2601271,68018
Inverclyde5£14,518422,09632
Isle of Anglesey23£10,632643,85335
Isle of Wight16£8,757942,13532
Kent278£9,901742,269675
Kingston upon Thames - Greater London12£4,8351181,54838
Lancashire309£10,470640,084724
Larne1£10,750539,5005
Leicestershire223£10,330641,088484
Limavady1£10,945340,000-
Lincolnshire204£11,077538,803462
Lisburn28£11,434431,44946
Magherafelt11£8,015777,6605
Merseyside327£10,557538,248574
Merthyr Tydfil25£10,818542,30540
Merton - Greater London6£7,163957,1367
Midlothian13£15,045320,11619
Monmouthshire16£7,343966,41814
Moray29£14,112430,29265
Neath Port Talbot11£8,565647,6878
Newport96£10,619540,180170
Newry and Mourne4£9,698655,3807
Newtownabbey23£13,200431,61585
Norfolk229£10,011740,045410
North Ayrshire20£9,687654,38343
North Down3£8,493650,5756
North Lanarkshire70£10,293536,453181
North Yorkshire138£11,348639,210313
Northamptonshire122£10,242642,707294
Northumberland55£10,665632,869123
Nottinghamshire209£9,845641,208481
Omagh10£10,850442,5757
Oxfordshire91£12,112635,331244
Pembrokeshire18£11,802433,21820
Perth and Kinross20£12,483428,31190
Powys3£12,859418,0806
Redbridge - Greater London25£15,477316,66649
Renfrewshire35£12,624432,880140
Rhondda Cynon Taf58£8,137847,40291
Richmond upon Thames - Greater London5£8,860738,1989
Rutland1£9,350544,9713
Scottish Borders21£12,695428,09645
Shropshire90£11,339535,616183
Somerset160£11,487534,793304
South Ayrshire34£11,721537,44782
South Lanarkshire25£11,349536,89592
South Yorkshire228£9,338648,293707
Staffordshire276£10,603637,974576
Stirling14£11,825539,40989
Strabane4£9,331561,7166
Suffolk247£9,619749,149499
Surrey204£10,705636,850469
Sutton - Greater London5£6,2671070,52110
Swansea96£12,515426,328163
The Vale of Glamorgan2£5,6201075,6527
Torfaen2£7,245950,7774
Tyne and Wear139£10,126644,167497
Waltham Forest - Greater London16£12,335429,11530
Wandsworth - Greater London2£11,745422,4503
Warwickshire108£10,257646,332244
West Dunbartonshire7£15,241313,38135
West Lothian45£11,356432,51384
West Midlands536£9,878644,7551,348
West Sussex119£10,791635,189220
West Yorkshire453£10,765538,4781,084
Wiltshire127£11,540637,920330
Worcestershire106£11,820532,234232
Wrexham23£9,819542,28657
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