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Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,187£8,682851,23214,086
Aberdeen City28£10,308746,14865
Aberdeenshire16£9,448744,26951
Angus6£8,162868,5696
Antrim10£9,868746,95223
Ards8£8,839745,81914
Armagh2£8,600754,6984
Ballymena3£7,712841,06319
Ballymoney2£7,823863,5206
Barking & Dagenham - Greater London14£9,470650,63025
Bedfordshire158£6,590961,475239
Belfast19£10,932538,38250
Berkshire131£6,0611165,057297
Bexley - Greater London3£4,4281462,4604
Blaenau Gwent10£9,768643,48713
Brent - Greater London9£6,8581061,0774
Bristol198£6,2711062,073341
Bromley - Greater London6£9,886738,19529
Buckinghamshire145£8,171952,006229
Cambridgeshire188£8,803854,851319
Cardiff10£10,5441134,8979
Carmarthenshire11£12,040529,10920
Carrickfergus3£7,662762,1582
Ceredigion5£6,995952,60016
Cheshire287£9,745741,770500
City of Edinburgh65£8,854846,925104
City of London - Greater London14£7,489972,18648
Clackmannanshire3£10,765547,7262
Coleraine8£8,899756,54212
Conwy10£8,615941,57011
Cookstown2£16,495311,064-
Cornwall41£10,223745,07545
County Durham119£7,886856,073246
Craigavon15£10,363644,82435
Croydon - Greater London6£6,2031256,32414
Cumbria56£10,393646,555123
Denbighshire3£13,092327,7393
Derbyshire162£9,136847,719399
Derry2£4,9951267,000-
Devon124£9,046846,897255
Dorset49£8,769949,838108
Down3£4,96510103,3486
Dumfries and Galloway5£9,371755,6459
Dundee City49£10,583644,60252
Dungannon7£7,1161076,1085
Ealing - Greater London35£4,9531061,54042
East Ayrshire18£11,068537,89143
East Lothian2£6,5231041,1324
East Riding of Yorkshire25£10,106637,83359
East Sussex58£9,643743,63880
Enfield - Greater London5£4,7181172,94313
Essex212£9,053849,590479
Falkirk31£8,545855,55551
Fermanagh3£10,330645,6864
Fife59£10,539740,750103
Flintshire1£2,79012129,1241
Glasgow City101£10,394638,298209
Gloucestershire41£6,6291065,330149
Greater Manchester395£7,960852,072796
Gwynedd2£6,9981151,16212
Hampshire189£8,584850,909436
Harrow - Greater London13£6,3751152,29821
Havering - Greater London82£7,187956,454180
Herefordshire23£7,916951,41659
Hertfordshire107£8,517850,475248
Highland13£11,727631,60437
Hillingdon - Greater London49£5,3771074,41650
Hounslow - Greater London22£6,074968,40322
Inverclyde5£10,338834,7238
Isle of Anglesey8£9,302752,08311
Isle of Wight6£9,777734,52513
Kent151£7,812950,601349
Kingston upon Thames - Greater London2£6,5931266,88615
Lancashire287£8,232850,319554
Larne3£6,2631188,3725
Leicestershire162£8,048849,733301
Limavady1£2,8951586,0002
Lincolnshire154£9,062747,128251
Lisburn17£9,869739,01727
Merseyside129£9,141745,094238
Merthyr Tydfil20£10,910646,39628
Merton - Greater London4£6,3861171,2062
Midlothian10£13,782427,04513
Monmouthshire4£4,4091474,6817
Moray18£11,729634,14828
Neath Port Talbot9£6,9951064,67712
Newport7£5,8961269,75512
Newry and Mourne1£8,995854,6074
Newtownabbey8£10,186645,93137
Norfolk165£8,646952,284265
North Ayrshire21£9,959642,01029
North Down2£6,4951082,2728
North Lanarkshire43£10,200636,75692
North Yorkshire124£9,787744,059252
Northamptonshire93£8,444750,181208
Northumberland25£10,229850,84652
Nottinghamshire108£8,089954,366213
Omagh6£9,921642,5083
Oxfordshire44£9,691840,158144
Pembrokeshire1£12,995514,6013
Perth and Kinross21£9,182749,03048
Redbridge - Greater London4£7,2931262,10313
Renfrewshire25£10,306640,28582
Rhondda Cynon Taf74£7,006965,66664
Richmond upon Thames - Greater London3£7,2851037,3879
Rutland2£7,3251051,2791
Scottish Borders14£10,949641,29316
Shropshire62£8,754849,488110
Somerset113£8,843953,762156
South Ayrshire23£10,785636,33950
South Lanarkshire4£6,8101061,6422
South Yorkshire189£7,572959,305349
Staffordshire136£9,022841,962307
Stirling10£12,822531,97932
Strabane1£13,995417,9241
Suffolk108£9,413844,493188
Surrey121£8,053952,976289
Sutton - Greater London5£8,128850,89910
Swansea20£8,402845,62715
Tower Hamlets - Greater London1£4,9951265,000-
Tyne and Wear136£8,827848,314303
Warwickshire47£7,747947,77879
West Dunbartonshire8£7,766864,69111
West Lothian19£8,698756,28551
West Midlands373£7,511958,757741
West Sussex68£9,089845,973147
West Yorkshire293£8,259851,069616
Wiltshire98£9,501849,200210
Worcestershire69£10,377741,775140
Wrexham1£13,995320,158-
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