Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Equipped with a 2000 CC hybrid engine and automatic transmission: this second hand
BMW X1 Xdrive 23I Mht M Sport Step is currently available for you to drive it away today with 25,621 miles on the dash.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Thinking of going for a vehicle that is manufactured to be dependable and durable and is among those rated in the top twenty for reliability? Then have a closer look at this particular used model with automatic transmission, 17,747 miles clocked up on the dash and a 1500cc petrol motor.
The Reliability Index figure analyses - cost, rate of failure and inconvenience for drivers. It's based on data sourced through the number of claims that are made by motorists throughout each year and therefore shows you a good overview of cars on the road today. BMW's X1 is among those ranked in the top 20 for reliability and this dealer in Scarborough currently has this second hand model for sale at just £13,995. It's already a great value for this particular model and even more so when you take into account that it is less likely to need extra trips to the mechanic.
On the market and ready for you to take home is this BMW X1 that comes fitted with automatic transmission and a 2.0L diesel engine. This second hand model currently available from this dealership is available at the fabulous price of just £5,490, comes in the shade of blue and has 115,133 mi clocked-up on the dash.
Now available for sale - second hand BMW X1 which is fitted out with automatic transmission and a 2000CC diesel engine. Buy it at the awesome price of only £13,498 from this dealer.
At this dealership there is a low price of just £13,950 for this BMW X1 with a 2.0 litre diesel motor, manual transmission and 73,500 miles clocked up on the dash.
Coming fitted with a 2.0l diesel motor and automatic transmission, this used BMW is currently available for sale in the shade of grey with 87,000 miles clocked-up on the dash.
Available for viewing at our dealership in Leatherhead is this X1 that contains a petrol, 2.0 Litre engine and automatic transmission. It's on offer in a finish with only 23,100 miles on the clock. It could be the one for you if you're looking for a model that has been engineered with dependability in mind.
Currently available to test-drive at our dealership is this very trustworthy BMW X1 with a 2.0 litre diesel engine, automatic transmission and 37,000 miles clocked-up on the dash
This X1 X1 Sdrive18d M Sport has 7,686 miles on the dash and is fitted out with a L engine. It runs on diesel with automatic transmission and is available in the shade of black.
On the market and ready for you to take home is this X1 that comes with manual transmission and a 1.5 ltr petrol motor. This used model has clocked up 52,786 mi and comes in the shade of orange.
Would you like to be the new owner of a BMW X1? Well, consider going for this used one coming in the tone of white with automatic transmission, a 1500 cc petrol motor and 28,636 miles clocked up on the dash.
A marvellous price of just £30,499 is being offered by our dealership in Aylesbury for this low mileage BMW X1 Sdrive 20I Mht M Sport Step that has just 8,201 mi on the dashboard.
A suv designed by the BMW company that offers motorists a higher level of dependability than an average model. This particular second-hand X1 1.5 X1 Sdrive 18I Xline comes in the tone of grey with a petrol 1500CC motor, manual transmission and 69,663 miles on the clock.
A suv vehicle designed by BMW to provide its driver a higher level of durability and a more reliable performance than your average car, it possesses a diesel 2.0L motor and automatic gearbox. This dealership currently has this second hand model in stock that has 70,400 miles clocked-up on the dashboard.
Located at our dealership in Nottingham is this X1 1.5 25E 10Kwh M which has a hybrid, 1.5 ltr engine and automatic gearbox. It is on the market and ready for its next owner to drive away in a tone of black with 83,352 miles on the dash. It is an excellent choice if you're looking to buy a vehicle that has been designed with reliability in mind.
On the market and ready for you to drive away today is this BMW X1 that incorporates a 2.0 LTR diesel engine and manual transmission. This second hand one now in stock at our dealership has done 121,800 miles and comes finished in white.
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.