Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
The UK Reliability Index figure calculates several elements: rate of failure, the inconvenience for drivers and the price. It is made up of data collected through the vast number of insurance claims that are made by drivers each year and gives motorists a comprehensive overview of cars on the UK's roads today. The BMW X1 is amongst those rated in the top 20 for reliability and at this dealer you can pick up this second hand one for just £35,999. That's already a bargain price for this particular model and it's even better when you take into account that it is less likely to let you down and cost you extra money in repairs.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Put yourself in the driver's seat of this BMW X1 Sdrive 18D M Sport Step that
has got a 2.0L diesel engine with automatic transmission. This second hand one now available from this dealership in Lisburn comes finished in blue and has 125,000 miles clocked up on the dash.
On offer at our superb price of only £11,500 is this suv, it incorporates a 2.0 Ltr diesel engine with automatic transmission and has 76,000 miles clocked-up on the dash.
Available for a test drive upon your request is this second hand car with 72,000 miles clocked-up on the dash, automatic transmission and a 2.0 litre diesel engine.
A estate car manufactured by BMW to offer drivers a higher standard of reliability and trustworthiness than most ordinary models, it provides you with a diesel 2.0 litre motor and automatic transmission. This dealership currently has this second hand model on offer that has 68,390 miles clocked up on the dashboard and a orange finish.
This BMW X1 2L M Sport contains a 2.0 Ltr petrol engine with automatic transmission and has 93,346 miles clocked up on the dash. This particular used one from this dealership comes in a white finish.
BMW's X1 is amongst those ranked in the top 20 for reliability and this dealer currently has this used one with a 2000 cc diesel engine, 75,500 miles clocked up on the dashboard and automatic transmission.
The fantastic price of £7,499 is currently being offered by our dealership on this BMW X1 2.0 20D Xline Xdrive Euro 5 Ss that is known as one of the most trustworthy and reliable cars around. It has got a 2000CC diesel engine and has 76,445 miles on the clock.
Make sure you have a look at this suv that's featured in the list of the top 20, most trustworthy models in Britain. This second hand model painted in white, is fitted out with automatic transmission, a 1.5 LTR petrol engine and has 33,000 miles clocked up on the dashboard.
On the market and ready for its next owner to drive away is this near mint X1 M Sport that features automatic transmission and a cc petrol motor. This used one currently on sale at this dealer priced at £35,603 has only done 6,203 miles.
One of the top twenty, most trustworthy and reliable models in the UK, this BMW X1 incorporates a Ltr diesel engine and automatic transmission. This dealer currently has this second hand model on offer which has 43,805 miles clocked-up on the dashboard.
This BMW X1 2L Se is ranked among the top twenty, most dependable and trustworthy models in Great Britain. It is fitted with a 2000cc diesel motor and automatic transmission. This second hand one available from this dealership comes in black and has 55,000 miles on the dash. Available to buy at the incredible price of just £11,449 or with the possibility to buy using finance with affordable repayments available from £ per calendar month.
Take a look at thistrustworthy and dependable X1 2.0 23I Mht Xline Suv Hybrid Dct Xdrive which is ranked as one of Britain's top 20 most reliable vehicles. It comes equipped with a 2.0 litre petrol engine and it has automatic transmission. It is a pre-owned, second hand model, but it's been well cared for and is still in an impeccable, like new condition and has a mere 7,856 miles on the dash.
Now advertised by this dealer is this suv X1 2.0 20D M Sport Suv Xdrive Euro 6 that features a 2000 cc diesel motor with automatic transmission. It's available to drive home in a black finish with 92,655 miles clocked up on the dashboard.
This dealer in Glasgow is currently advertising a fantastic price for this X1 that is known to be one of the most reliable and trustworthy models available.
On the market and ready for its next owner to take home is this X1 which holds a high ranking for trustworthiness and durability. It comes fitted with automatic transmission and a 1500 cc hybrid motor. This second-hand one now available from our dealership has a mere 28,060 mi on the dashboard and has been finished in the shade of black.
Now displayed at our dealership in Eastern BMW is this very trustworthy BMW that has automatic transmission with a 2.0l petrol engine and 6,173 miles clocked-up on the dash
Renowned for its trustworthiness and durability, this BMW comes fitted with automatic transmission and it has got a 2000cc diesel engine. This dealership currently has this second hand model in stock which has 103,000 miles on the dash. It's available at the bargain price tag of just £9,995 or by making monthly repayments beginning at as little as £ per month.
Available for viewing at our dealership in Eastern BMW is this used car which has a petrol, 1500 cc engine and automatic transmission. It is on offer and ready for its new owner to drive away in a blue finish with 435 miles on the dashboard. It's a great choice of estate if you're looking for a vehicle that has been designed to have durability in mind.
On offer and ready for its new owner to take home is this BMW that is known to be one of the most trustworthy and reliable vehicles on the market. It comes fitted with a 1.5 L petrol engine and automatic transmission. This second hand one at this dealership priced at £17,250 has only done 39,200 miles and has been finished in the shade of blue.
This dealer in Crewe is currently advertising a mere £21,490 for this low mileage BMW X1 1.5 25E 10Kwh M Sport Xdrive Euro 6 Ss containing a 1500 CC hybrid engine with automatic transmission
The BMW X1 is a luxurious compact SUV, combining style with practicality. If you're considering acquiring a used model through finance, here’s a guide to help you navigate through the process.
1. Before You Begin:
Budgeting: Define your budget clearly including down payment and monthly installments.
Credit Check: Know your credit score; it will influence your loan terms.
Select a Model: Choose the X1 variant and year that best suits your needs.
Vehicle Inspection: Ensure the car is thoroughly inspected and check its history report.
2. Understanding Financing Options:
a. Bank Loan
Pros: Likely lower interest with good credit.
Cons: Possible stringent approval conditions.
b. Hire Purchase (HP)
Pros: Simple, with no mileage limits.
Cons: The car is not yours until the last payment.
Cons: Mileage restrictions and might be more expensive in the long run.
d. Dealer Financing
Pros: Convenient, may offer promotional rates.
Cons: May carry higher interest rates.
e. Peer-to-peer Lending (P2P)
Pros: Can be straightforward and may offer competitive rates.
Cons: Can depend heavily on credit score.
f. Leasing
Pros: Drive without worrying about ownership.
Cons: No option to own, and typically comes with mileage limits.
3. Making the Purchase:
a. Choosing a Seller
Opt for a reliable dealer or private seller.
b. Negotiating
Don't be afraid to negotiate the price.
c. Finalizing the Deal
Read through the financial agreement cautiously, ensuring all terms are clear.
d. Insurance
Secure an insurance policy before driving away.
4. Post-purchase Care:
Maintain Your Car: Keep up with regular maintenance.
Manage Your Loan: Ensure timely payments of your monthly dues.
Additional Tips:
Total Cost Awareness: Be mindful of the total amount payable across the loan tenure.
Depreciation: Bear in mind cars depreciate, so choose a model that retains value well.
Warranties: Check for existing warranties and consider purchasing additional coverage.
Early Repayment: Check if there are any penalties for early repayment.
Conclusion:
Financing a used BMW X1 demands careful planning and adherence to your financial capacities. Explore all available financing options, conduct diligent checks on the vehicle, and ensure the terms of the deal align with your fiscal health. It’s prudent to consult with financial or automotive experts for tailored advice during this process.
About the BMW X1
The BMW X1 stands as a testament to the German automaker's expertise in crafting vehicles that combine luxury with practicality. Positioned in the competitive compact SUV segment, the X1 offers an ideal mix of performance, comfort, and advanced features. In this article, we spotlight the characteristics that set the X1 apart, highlight its competitors, and elucidate the benefits of opting for finance when acquiring this esteemed model.
Highlights of the BMW X1:
Signature Design: Bearing the iconic kidney grille and angular headlights, the X1's design is unmistakably BMW, reflecting sophistication and dynamism.
Performance Dynamics: Available in both petrol and diesel engines, the X1 ensures a thrilling drive, balanced with commendable fuel efficiency.
Luxurious Cabin: The interior boasts high-quality materials, spacious seating arrangements, and a state-of-the-art infotainment system with integrated smartphone capabilities.
Safety and Tech: With an array of advanced safety features, including lane departure warning and collision mitigation, the X1 prioritizes driver and passenger safety. Its tech suite further enhances the driving experience with navigation, connectivity, and entertainment options.
Eyeing the Competition:
While the BMW X1 makes a formidable case, it competes in a segment bustling with noteworthy rivals:
Audi Q3: Known for its blend of performance and luxury, the Q3 is a direct competitor with a robust tech interface and plush interiors.
Mercedes-Benz GLA: Offering an elegant design and refined cabin, the GLA is a luxury compact SUV that commands attention.
Volvo XC40: Celebrated for its safety features and Scandinavian design, the XC40 is a strong contender in the segment.
Jaguar E-PACE: With sporty aesthetics and dynamic driving capabilities, the E-PACE presents an exciting alternative for potential buyers.
Conclusion:
For those in pursuit of luxury, performance, and a compact design, the BMW X1 emerges as a top pick. When combined with the benefits of financing, the proposition of driving this luxury SUV becomes all the more irresistible. Representing BMW's commitment to excellence, the X1 is a standout in the crowded compact SUV arena.
Buying Guide
Want to find out everything about all X1 models, pros and cons, what to look out for and everything else you need to know? Check out our BMW X1 buying guide here.
BMW X1 Data by County
BMW X1 data for the amount in stock, average price, age and mileage throughout
the UK and by county.