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Used BMW 4 Series Gran Coupe on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a BMW 4 Series Gran Coupe on finance

The BMW 4 Series Gran Coupé combines sporty aesthetics, luxurious interiors, and an engaging driving experience. If you're considering financing a used model, here's a structured guide to assist you.


1. Understand Your Financial Health

  • Budget: Define your budget considering all expenses including down payment, monthly installments, insurance, and maintenance.
  • Credit Score: Know your credit score; a higher score can secure you lower interest rates.

2. Extensive Vehicle Research

  • Model Variants: Understand different model variants and choose one that aligns with your requirements.
  • Vehicle History Report: Investigate the car’s history to check for past accidents or issues.
  • Inspection: Consider having the car inspected by a professional to ascertain its condition.

3. Choosing the Right Model

  • Test Drive: Ensure to take the model for a test drive and check its performance.
  • Verification: Ensure the actual vehicle matches the described condition and specifications.

4. Explore Various Financing Options

  • Bank Financing: Look into traditional bank loans and compare the interest rates.
  • Hire Purchase: Consider this option to pay in monthly installments and own the car after the final payment.
  • PCP (Personal Contract Purchase): PCP can offer lower monthly payments with a large final payment if you choose to buy the car at the end.
  • Dealer Financing: Examine the financing options offered by dealers and compare them with other avenues.

5. Negotiating the Price

  • Market Research: Be aware of the market price for the chosen BMW model variant.
  • Negotiation Skills: Use your market knowledge to negotiate the price effectively.

6. Thoroughly Reviewing the Contract

  • Terms and Conditions: Ensure that every negotiated point, prices, and terms are explicitly mentioned.
  • Fine Print: Go through every detail of the agreement to avoid any future surprises.

7. Secure Insurance and Complete Paperwork

  • Insurance Policy: Secure a suitable insurance policy before you finalize the purchase.
  • Documentation: Ensure all the documentation is accurate and complete all necessary paperwork.

8. Consistently Manage Your Finances

  • Timely Payments: Make sure to manage your monthly payments promptly to maintain a healthy credit score.
  • Regular Maintenance: Keep the vehicle in top-notch condition through regular maintenance, ensuring a high resale value.

9. Consider Future Implications

  • End of Finance Term: Decide whether you’ll sell, keep or exchange the car at the end of the finance term.
  • Resale Value: Maintaining the vehicle well will ensure a good resale value in the future.

Conclusion

Financing a used BMW 4 Series Gran Coupé involves several strategic steps, from meticulously choosing the right model and negotiating terms to managing monthly payments. Following this guide, you can navigate through each stage effectively, ensuring a rewarding and stress-free ownership journey.

About the BMW 4 Series Gran Coupe

BMW, a name synonymous with precision, luxury, and performance, unveiled its 4 Series Gran Coupé to a market keen on melding the thrill of sporty driving with the allure of a sleek four-door profile. Designed for those desiring the dynamic feel of a coupé with the convenience of a sedan, this model is particularly appealing to the discerning British driver.

A Glimpse into its Inception: The 4 Series Gran Coupé made its debut in 2014, as an extension of BMW's endeavour to segment its range more distinctly. Positioned alongside its 4 Series siblings, the Coupé and Convertible, the Gran Coupé offers the benefits of both, yet stands apart with its unique four-door design.

Gran Coupé on UK Roads: The Gran Coupé, with its elongated roofline and frameless windows, encapsulates a blend of grace and functionality. Perfectly adapted for the UK's varying driving conditions, it promises agility on winding country roads and a poised elegance on city streets. The cabin offers a luxurious retreat, subtly echoing British sophistication.

Facing the Contenders: In the premium four-door coupé segment, competition is fierce. The 4 Series Gran Coupé competes against the likes of the Audi A5 Sportback and Mercedes-Benz CLA. However, with BMW's hallmark driving dynamics, coupled with cutting-edge tech and a rich heritage, the Gran Coupé often emerges as a preferred choice for many.

In Conclusion: BMW's 4 Series Gran Coupé effortlessly bridges the gap between sporty dynamism and luxurious practicality. It stands as a testament to BMW's commitment to evolving with the times while staying rooted in its rich legacy. For the British motorist, the Gran Coupé isn't just a car; it's an experience, made more accessible with competitive finance options.

BMW 4 Series Gran Coupe Data by County

BMW 4 Series Gran Coupe data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,066£21,867649,4742,068
Aberdeen City1£31,249328,8637
Angus1£12,490883,0431
Antrim5£15,179773,7408
Ballymena5£13,168873,6007
Barnet - Greater London3£15,495760,9782
Bedfordshire33£17,543759,11136
Berkshire13£22,485650,96228
Blaenau Gwent4£17,274655,5763
Bristol9£18,268660,49318
Bromley - Greater London10£30,056432,82014
Buckinghamshire10£28,413435,40343
Caerphilly1£15,4999--
Cambridgeshire21£23,003543,17545
Cardiff9£30,416327,82420
Carrickfergus2£17,550560,294-
Cheshire44£26,318435,80934
City of Edinburgh10£31,627321,53620
City of London - Greater London24£25,169433,60358
Coleraine2£15,473890,0005
Conwy4£35,67418,5463
Cookstown1£15,940775,0001
Cornwall2£26,748541,2501
County Durham8£19,189638,07633
Craigavon15£37,729110,19636
Croydon - Greater London8£33,594325,24011
Cumbria3£16,612760,9294
Denbighshire1£12,000862,300-
Derbyshire16£14,695870,12436
Derry2£14,373970,2281
Devon9£24,059549,01512
Dorset2£24,095535,96915
Dundee City5£15,947883,36412
Ealing - Greater London2£13,842769,7724
East Ayrshire1£12,498979,5191
East Riding of Yorkshire2£18,744431,8141
East Sussex11£23,408545,45736
Enfield - Greater London7£30,924420,7249
Essex27£22,909547,50359
Fife3£16,995781,3624
Flintshire11£13,255884,2631
Glasgow City3£20,760647,43738
Gloucestershire12£30,899425,41932
Greater Manchester48£15,804765,758131
Greenwich - Greater London1£39,49517,3375
Hampshire34£25,914537,97782
Harrow - Greater London4£16,115653,4115
Havering - Greater London6£27,458423,74328
Herefordshire5£32,050322,86211
Hertfordshire37£22,119552,52365
Highland1£14,999855,0001
Hillingdon - Greater London9£25,135447,41914
Hounslow - Greater London11£30,759321,71413
Kent35£28,529430,77455
Kingston upon Thames - Greater London17£30,384426,37714
Lancashire24£24,772551,25544
Larne1£13,995793,0001
Leicestershire37£24,111545,30651
Lincolnshire31£22,976538,84776
Lisburn2£13,965884,8781
Magherafelt5£15,713779,4008
Merseyside9£21,918549,84926
Merthyr Tydfil1£15,499771,9261
Newport3£33,000226,39410
Newry and Mourne3£25,081544,173-
Newtownabbey3£13,328875,4017
Norfolk11£15,654767,40818
North Ayrshire2£13,690863,628-
North Yorkshire15£18,271657,41415
Northamptonshire13£28,512429,58757
Northumberland2£17,897638,4883
Nottinghamshire47£21,563648,691101
Omagh3£19,567563,000-
Oxfordshire7£28,482429,76214
Pembrokeshire1£15,299762,442-
Perth and Kinross2£40,99017,59614
Redbridge - Greater London1£11,350995,1802
Renfrewshire1£15,788743,598-
Rhondda Cynon Taf2£19,145740,5982
Shropshire18£18,653865,73930
Somerset9£17,762760,39513
South Yorkshire34£21,158655,97861
Staffordshire30£20,378652,25250
Suffolk9£21,583649,42413
Surrey22£33,907321,43639
Swansea6£28,332427,8569
Tyne and Wear18£16,706759,45820
Wandsworth - Greater London1£13,990952,000-
Warwickshire15£21,692553,85523
West Midlands43£25,361545,157102
West Sussex9£20,809644,63018
West Yorkshire31£24,152548,12459
Wiltshire17£32,019426,30332
Worcestershire7£28,641455,77624
Wrexham1£9,495989,1501
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