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Used BMW 4 Series Gran Coupe on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a BMW 4 Series Gran Coupe on finance

The BMW 4 Series Gran Coupé combines sporty aesthetics, luxurious interiors, and an engaging driving experience. If you're considering financing a used model, here's a structured guide to assist you.


1. Understand Your Financial Health

  • Budget: Define your budget considering all expenses including down payment, monthly installments, insurance, and maintenance.
  • Credit Score: Know your credit score; a higher score can secure you lower interest rates.

2. Extensive Vehicle Research

  • Model Variants: Understand different model variants and choose one that aligns with your requirements.
  • Vehicle History Report: Investigate the car’s history to check for past accidents or issues.
  • Inspection: Consider having the car inspected by a professional to ascertain its condition.

3. Choosing the Right Model

  • Test Drive: Ensure to take the model for a test drive and check its performance.
  • Verification: Ensure the actual vehicle matches the described condition and specifications.

4. Explore Various Financing Options

  • Bank Financing: Look into traditional bank loans and compare the interest rates.
  • Hire Purchase: Consider this option to pay in monthly installments and own the car after the final payment.
  • PCP (Personal Contract Purchase): PCP can offer lower monthly payments with a large final payment if you choose to buy the car at the end.
  • Dealer Financing: Examine the financing options offered by dealers and compare them with other avenues.

5. Negotiating the Price

  • Market Research: Be aware of the market price for the chosen BMW model variant.
  • Negotiation Skills: Use your market knowledge to negotiate the price effectively.

6. Thoroughly Reviewing the Contract

  • Terms and Conditions: Ensure that every negotiated point, prices, and terms are explicitly mentioned.
  • Fine Print: Go through every detail of the agreement to avoid any future surprises.

7. Secure Insurance and Complete Paperwork

  • Insurance Policy: Secure a suitable insurance policy before you finalize the purchase.
  • Documentation: Ensure all the documentation is accurate and complete all necessary paperwork.

8. Consistently Manage Your Finances

  • Timely Payments: Make sure to manage your monthly payments promptly to maintain a healthy credit score.
  • Regular Maintenance: Keep the vehicle in top-notch condition through regular maintenance, ensuring a high resale value.

9. Consider Future Implications

  • End of Finance Term: Decide whether you’ll sell, keep or exchange the car at the end of the finance term.
  • Resale Value: Maintaining the vehicle well will ensure a good resale value in the future.

Conclusion

Financing a used BMW 4 Series Gran Coupé involves several strategic steps, from meticulously choosing the right model and negotiating terms to managing monthly payments. Following this guide, you can navigate through each stage effectively, ensuring a rewarding and stress-free ownership journey.

About the BMW 4 Series Gran Coupe

BMW, a name synonymous with precision, luxury, and performance, unveiled its 4 Series Gran Coupé to a market keen on melding the thrill of sporty driving with the allure of a sleek four-door profile. Designed for those desiring the dynamic feel of a coupé with the convenience of a sedan, this model is particularly appealing to the discerning British driver.

A Glimpse into its Inception: The 4 Series Gran Coupé made its debut in 2014, as an extension of BMW's endeavour to segment its range more distinctly. Positioned alongside its 4 Series siblings, the Coupé and Convertible, the Gran Coupé offers the benefits of both, yet stands apart with its unique four-door design.

Gran Coupé on UK Roads: The Gran Coupé, with its elongated roofline and frameless windows, encapsulates a blend of grace and functionality. Perfectly adapted for the UK's varying driving conditions, it promises agility on winding country roads and a poised elegance on city streets. The cabin offers a luxurious retreat, subtly echoing British sophistication.

Facing the Contenders: In the premium four-door coupé segment, competition is fierce. The 4 Series Gran Coupé competes against the likes of the Audi A5 Sportback and Mercedes-Benz CLA. However, with BMW's hallmark driving dynamics, coupled with cutting-edge tech and a rich heritage, the Gran Coupé often emerges as a preferred choice for many.

In Conclusion: BMW's 4 Series Gran Coupé effortlessly bridges the gap between sporty dynamism and luxurious practicality. It stands as a testament to BMW's commitment to evolving with the times while staying rooted in its rich legacy. For the British motorist, the Gran Coupé isn't just a car; it's an experience, made more accessible with competitive finance options.

BMW 4 Series Gran Coupe Data by County

BMW 4 Series Gran Coupe data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,073£21,710649,4452,034
Aberdeen City2£30,851331,0227
Angus1£12,490883,0431
Antrim5£13,668881,3458
Ballymena6£12,632879,8335
Barnet - Greater London3£15,167760,9782
Bedfordshire27£18,172761,59942
Berkshire12£19,871759,64930
Blaenau Gwent3£17,899557,1013
Bristol7£18,488654,20520
Bromley - Greater London12£28,154432,37613
Buckinghamshire14£30,282428,02343
Caerphilly1£15,499960,926-
Cambridgeshire23£22,752543,22043
Cardiff11£27,886432,31119
Carrickfergus2£17,550560,294-
Cheshire45£26,123434,70933
City of Edinburgh12£30,960323,26721
City of London - Greater London23£24,530534,66660
Coleraine2£15,473890,0004
Conwy4£35,67418,5461
Cookstown1£13,890775,0001
County Durham10£19,534640,89332
Craigavon16£37,43319,70135
Croydon - Greater London6£31,542319,39412
Cumbria2£16,193770,5004
Denbighshire1£12,000862,300-
Derbyshire18£15,361864,98633
Derry2£14,373970,2281
Devon8£24,434551,01514
Dorset1£30,981216,55915
Dundee City5£15,947883,36411
Ealing - Greater London2£13,842769,7724
East Ayrshire1£12,498979,5191
East Riding of Yorkshire1£15,950539,0642
East Sussex12£21,450549,81434
Enfield - Greater London8£30,369424,37210
Essex25£24,781540,94558
Fife3£16,995781,3624
Flintshire11£13,255884,2631
Glasgow City3£20,593647,43740
Gloucestershire11£31,867325,02629
Greater Manchester50£15,148766,949132
Greenwich - Greater London1£39,49517,3375
Hampshire33£25,160536,69378
Harrow - Greater London4£16,019653,4115
Havering - Greater London7£27,500423,22325
Herefordshire3£36,617212,51113
Hertfordshire28£21,796655,54570
Highland1£14,999855,0001
Hillingdon - Greater London6£24,535544,14117
Hounslow - Greater London10£28,025431,34915
Kent39£28,771429,99647
Kingston upon Thames - Greater London14£32,857325,64516
Lancashire25£25,685546,08744
Larne1£13,995793,0001
Leicestershire35£24,069545,35147
Lincolnshire29£23,543539,69072
Lisburn2£15,950769,3722
Magherafelt5£15,713779,4007
Merseyside10£22,275643,12926
Merthyr Tydfil1£15,499771,926-
Newport3£33,000226,3949
Newry and Mourne3£24,914544,173-
Newtownabbey4£13,934875,5518
Norfolk9£21,953655,12621
North Ayrshire2£13,690863,628-
North Yorkshire15£18,234657,51314
Northamptonshire20£30,957426,00154
Northumberland3£16,261737,8243
Nottinghamshire42£21,334649,875102
Omagh3£19,400563,000-
Oxfordshire8£27,058429,55814
Pembrokeshire1£15,299762,442-
Perth and Kinross3£36,143214,74311
Redbridge - Greater London1£11,150995,1802
Renfrewshire1£15,788743,598-
Rhondda Cynon Taf4£17,797748,6762
Scottish Borders2£13,4901060,6141
Shropshire17£18,751765,51828
Somerset8£16,851760,61013
South Yorkshire32£20,872657,62160
Staffordshire32£20,373651,37345
Suffolk8£21,999648,57514
Surrey22£32,690321,96439
Swansea9£28,999426,6597
Tyne and Wear18£15,545763,99223
Waltham Forest - Greater London1£20,650532,767-
Wandsworth - Greater London1£13,990952,000-
Warwickshire15£20,452654,64121
West Midlands52£24,201549,64193
West Sussex10£21,892540,79018
West Yorkshire33£23,503548,53056
Wiltshire15£30,362429,58833
Worcestershire8£27,406446,64222
Wrexham2£18,495640,0912
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