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Used BMW on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

35,987 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Financing a BMW

If you're considering securing a used BMW on finance in the UK, here's a concise guide to assist you in your journey.


Quick Guide: Used BMW on Finance


Why Choose BMW?

  • Premium German craftsmanship and engineering.
  • Sporty aesthetics and performance-driven models.
  • High resale value and desirability.
  • Array of models ranging from sedans, SUVs to sporty coupes.

Top Places to Buy:

  • BMW's Approved Used Cars Programme for vetted vehicles.
  • Local BMW dealerships.
  • Reliable online automotive platforms.
  • Private sellers (ensure thorough vehicle checks).

Popular BMW Models in the UK:

  1. BMW 3 Series - An all-time favourite sedan.
  2. BMW 1 Series - Compact hatchback, ideal for city dwellers.
  3. BMW X5 - Luxury SUV with ample space.
  4. BMW 4 Series - Stylish coupe/convertible.
  5. BMW 5 Series - Executive saloon with top-notch features.

Finance Options:

  1. PCP (Personal Contract Purchase): Start with a deposit, followed by monthly payments. End choices include buying the car outright, trading it, or handing it back.
  2. HP (Hire Purchase): Deposit followed by set monthly instalments. Once payments are complete, the car is yours.
  3. Leasing: Pay monthly to use the car, then return it at contract's end.

Your Credit Score: Having a strong credit score could grant you more appealing interest rates.

Budget Planning: Determine a practical deposit and monthly payment. Remember to account for other costs: insurance, road tax, and maintenance.

Pre-purchase Checks:

  • Confirm a comprehensive service history.
  • Verify the stated mileage.
  • Be cautious: prematurely exiting a finance contract might result in additional charges.

Price Negotiation Tips:

  • Research typical prices for your chosen BMW model.
  • Use the car's age, mileage, and condition to your advantage during negotiations.
  • Discuss interest rates, deposit amounts, and monthly payment conditions.

With this guide in hand, you're prepared to venture into the UK's used car market in search of a BMW on finance. Safe travels and enjoy your BMW experience!

About BMW

Originating from Germany, BMW has long been a stalwart of the premium automotive world. Their famous slogan, "The Ultimate Driving Machine", truly encapsulates the brand's ethos. In the UK, BMWs are synonymous with driving pleasure, innovation, and class-leading luxury.

Key Features and Specifications

  • Performance: With a rich motorsport heritage, BMW ensures that even their everyday models offer spirited driving dynamics.
  • Luxury Interiors: Every BMW boasts a meticulously crafted interior, complete with high-quality materials, intuitive controls, and the latest infotainment technology.
  • EfficientDynamics: BMW's approach to optimising performance and efficiency simultaneously is evident in their engine technology and lightweight construction techniques.
  • Electrification: With the BMW i and iPerformance ranges, BMW is at the forefront of electric and hybrid vehicle technology.

Most Popular Models in the UK

BMW's model range caters to a wide variety of preferences and needs. Here are some of the standout favourites among British drivers:

  • BMW 3 Series: This executive saloon is a benchmark in its class, known for its dynamic driving experience and premium build quality.
  • BMW 1 Series: A premium hatchback that offers an agile driving experience coupled with top-tier interiors and tech features.
  • BMW X5: A luxurious SUV that doesn't compromise on performance, the X5 offers versatility, space, and state-of-the-art features.
  • BMW i3: An all-electric city car with a unique design, the i3 reflects BMW's commitment to sustainability without sacrificing driving pleasure.

For those in the UK who value a blend of luxury, performance, and cutting-edge technology, BMW remains a top choice in the premium vehicle market.

BMW Data

Find out which BMW vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg Age (years)Avg MileageRecent Sales
All Models35,982£33,273744,23162,676
1 Series5,746£17,462646,95811,906
2 Series1,307£19,584540,4222,732
2 Series Active Tourer492£16,472541,984861
2 Series Gran Coupe1,408£22,773436,1352,654
2 Series Gran Tourer165£10,270970,567388
3 Series5,804£20,875657,08910,136
3 Series Gran Turismo110£9,8501183,686188
4 Series1,115£21,711754,8891,992
4 Series Gran Coupe1,320£21,269757,8412,273
5 Series2,330£22,723761,1703,793
5 Series Gran Turismo28£9,0261288,40233
6 Series131£14,0431373,825169
6 Series Gran Coupe106£13,1221280,194135
6 Series Gran Turismo37£17,990768,21382
7 Series360£30,671863,016368
8 Series100£35,841637,457207
8 Series Gran Coupe121£34,032546,283304
Alpina26£40,2661157,70324
i3282£12,391739,649559
i4787£33,604228,6911,314
i5174£45,869110,990578
i7106£65,039216,250123
i846£40,642936,56378
iX640£44,253226,4071,005
iX1403£30,094218,839811
iX2317£34,84717,036508
iX3588£31,512335,518823
M134£24,622537,39434
M2364£44,687425,022624
M3633£57,454631,220737
M4577£45,591533,035848
M5290£63,930530,198354
M613£25,1201354,51718
M6 Gran Coupe6£26,723955,83410
M845£61,885427,15658
M8 Gran Coupe18£56,773432,18915
X12,043£21,361643,3733,988
X2723£21,021539,2531,440
X32,391£30,569545,1094,055
X3 M198£39,079539,514323
X4546£27,928652,298870
X4 M74£43,657539,878118
X52,439£44,652547,5063,159
X5 M180£57,819437,642255
X6464£35,563656,358546
X6 M47£53,472637,56766
X7329£64,696226,871347
XM69£79,995110,47072
Z340£8,0812564,90022
Z3 M9£33,2062553,3907
Z4386£21,5071046,271655
Z4 M15£24,5591447,27011
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