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Used BMW on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Financing a BMW

If you're considering securing a used BMW on finance in the UK, here's a concise guide to assist you in your journey.


Quick Guide: Used BMW on Finance


Why Choose BMW?

  • Premium German craftsmanship and engineering.
  • Sporty aesthetics and performance-driven models.
  • High resale value and desirability.
  • Array of models ranging from sedans, SUVs to sporty coupes.

Top Places to Buy:

  • BMW's Approved Used Cars Programme for vetted vehicles.
  • Local BMW dealerships.
  • Reliable online automotive platforms.
  • Private sellers (ensure thorough vehicle checks).

Popular BMW Models in the UK:

  1. BMW 3 Series - An all-time favourite sedan.
  2. BMW 1 Series - Compact hatchback, ideal for city dwellers.
  3. BMW X5 - Luxury SUV with ample space.
  4. BMW 4 Series - Stylish coupe/convertible.
  5. BMW 5 Series - Executive saloon with top-notch features.

Finance Options:

  1. PCP (Personal Contract Purchase): Start with a deposit, followed by monthly payments. End choices include buying the car outright, trading it, or handing it back.
  2. HP (Hire Purchase): Deposit followed by set monthly instalments. Once payments are complete, the car is yours.
  3. Leasing: Pay monthly to use the car, then return it at contract's end.

Your Credit Score: Having a strong credit score could grant you more appealing interest rates.

Budget Planning: Determine a practical deposit and monthly payment. Remember to account for other costs: insurance, road tax, and maintenance.

Pre-purchase Checks:

  • Confirm a comprehensive service history.
  • Verify the stated mileage.
  • Be cautious: prematurely exiting a finance contract might result in additional charges.

Price Negotiation Tips:

  • Research typical prices for your chosen BMW model.
  • Use the car's age, mileage, and condition to your advantage during negotiations.
  • Discuss interest rates, deposit amounts, and monthly payment conditions.

With this guide in hand, you're prepared to venture into the UK's used car market in search of a BMW on finance. Safe travels and enjoy your BMW experience!

About BMW

Originating from Germany, BMW has long been a stalwart of the premium automotive world. Their famous slogan, "The Ultimate Driving Machine", truly encapsulates the brand's ethos. In the UK, BMWs are synonymous with driving pleasure, innovation, and class-leading luxury.

Key Features and Specifications

  • Performance: With a rich motorsport heritage, BMW ensures that even their everyday models offer spirited driving dynamics.
  • Luxury Interiors: Every BMW boasts a meticulously crafted interior, complete with high-quality materials, intuitive controls, and the latest infotainment technology.
  • EfficientDynamics: BMW's approach to optimising performance and efficiency simultaneously is evident in their engine technology and lightweight construction techniques.
  • Electrification: With the BMW i and iPerformance ranges, BMW is at the forefront of electric and hybrid vehicle technology.

Most Popular Models in the UK

BMW's model range caters to a wide variety of preferences and needs. Here are some of the standout favourites among British drivers:

  • BMW 3 Series: This executive saloon is a benchmark in its class, known for its dynamic driving experience and premium build quality.
  • BMW 1 Series: A premium hatchback that offers an agile driving experience coupled with top-tier interiors and tech features.
  • BMW X5: A luxurious SUV that doesn't compromise on performance, the X5 offers versatility, space, and state-of-the-art features.
  • BMW i3: An all-electric city car with a unique design, the i3 reflects BMW's commitment to sustainability without sacrificing driving pleasure.

For those in the UK who value a blend of luxury, performance, and cutting-edge technology, BMW remains a top choice in the premium vehicle market.

BMW Data

Find out which BMW vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg AgeAvg MileageRecent Sales
All BMW31,730£35,740740,86767,442
1 Series6,190£17,795542,69913,742
2 Series1,363£18,397538,3533,838
2 Series Active Tourer360£16,372541,587946
2 Series Gran Coupe885£26,922319,9061,889
2 Series Gran Tourer217£14,552649,758613
3 Series6,197£19,535757,59112,886
3 Series Gran Turismo90£12,690873,058197
4 Series1,540£19,645655,2973,052
4 Series Gran Coupe1,087£23,138546,4012,131
5 Series2,726£20,629760,8895,362
5 Series Gran Turismo36£12,1361177,07950
6 Series268£16,0051171,776338
6 Series Gran Coupe107£15,3111077,294138
6 Series Gran Turismo29£23,744649,10540
7 Series365£27,307861,693531
8 Series145£41,864529,048240
8 Series Gran Coupe96£42,256325,453225
Alpina34£24,0011682,61234
i3648£15,327529,981944
i4267£51,34017,606399
i746£102,05914,61388
i868£42,495740,52185
iX227£67,79419,874279
iX1252£43,44914,193265
iX3165£43,626213,324301
M182£21,025643,373145
M2324£37,643427,246672
M3482£48,681836,233658
M4544£40,244530,365980
M5203£44,256740,992280
M625£28,941951,80224
M6 Gran Coupe9£27,052855,11114
M824£75,651314,33061
X11,468£16,869750,4044,239
X2576£23,141429,8111,364
X31,282£27,460648,9543,648
X3 M107£44,299427,926309
X4349£28,987551,603906
X4 M43£45,183429,109121
X51,619£35,583758,5273,372
X5 M108£56,943431,520211
X6394£36,539649,933693
X6 M37£56,795430,21048
X7150£67,694328,222244
XM10£120,45813,56512
Z347£9,9642460,56424
Z4411£18,4571048,645770
Z4 M15£23,1251352,68419
Z3 M5£26,0742555,0105
M8 Gran Coupe8£67,526317,51910
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