Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Volkswagen on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Financing a Volkswagen

Thinking about getting a used Volkswagen on finance in the UK? Here's a straightforward guide to help you make an informed choice.


Quick Guide: Used Volkswagen on Finance


Why Go for Volkswagen?

  • Renowned German engineering.
  • Timeless design across all models.
  • Known for reliability and comfort.
  • Good resale value.

Best Places to Buy:

  • Volkswagen UK's approved used car programme for certified vehicles.
  • Local Volkswagen dealerships.
  • Reputable online car marketplaces.
  • Private sellers, but ensure you check the vehicle's history.

Popular Volkswagen Models in the UK:

  1. Volkswagen Golf - A classic hatchback loved by many.
  2. Volkswagen Polo - A smaller hatchback, perfect for city driving.
  3. Volkswagen Passat - A comfortable family car.
  4. Volkswagen Tiguan - A robust SUV with lots of space.
  5. Volkswagen Transporter - A top choice for businesses.

Finance Options:

  1. PCP (Personal Contract Purchase): Start with a deposit, follow with monthly instalments. At the end, keep the car by paying the final amount, trade it in, or return it.
  2. HP (Hire Purchase): After a deposit, you'll have fixed monthly payments. Finish the payments, and the car is yours.
  3. Leasing: Regular monthly payments to use the car; give it back once the contract is over.

Your Credit Score Matters: A better credit score can give you more favourable interest rates.

Setting a Budget: Determine a reasonable deposit and monthly amount. Don't forget added expenses like insurance, road tax, and maintenance.

Things to Verify Before Purchase:

  • A full service history.
  • Accurate mileage.
  • Note: Exiting a finance deal earlier might lead to extra fees.

Negotiating the Price:

  • Be aware of the usual price for the Volkswagen model you're eyeing.
  • Consider the vehicle's age, service history, and overall condition when bargaining.
  • Talk about the interest rate, the amount of the deposit, or the terms of monthly payments.

Equipped with this guide, you're all set to dive into the UK's used car market and get your hands on a Volkswagen on finance. Safe driving and enjoy your new ride!

About Volkswagen

Known globally for its unwavering commitment to precision and quality, Volkswagen (often abbreviated as VW) has cultivated a stellar reputation over the years. The brand effortlessly combines German engineering prowess with designs that resonate universally.

Key Features and Specifications

  • Rich History: Volkswagen's journey began with the iconic Beetle, symbolizing the brand's aim to produce a car for the people.
  • Advanced Technologies: VW's models are equipped with a slew of advanced technological features, from infotainment systems to safety innovations, ensuring a comprehensive driving experience.
  • Efficient Powertrains: With a mix of petrol, diesel, hybrid, and electric engines, Volkswagen consistently offers efficiency without compromising on performance.
  • Quality Build: Recognized for their solid build quality and meticulous craftsmanship, VW cars are synonymous with durability and longevity.

Most Popular Models

Volkswagen's range boasts several models that have become household names in the UK, thanks to their performance, reliability, and sheer driving pleasure:

  • Volkswagen Golf: Often hailed as the benchmark in the hatchback segment, the Golf offers a balanced blend of performance, efficiency, and practicality.
  • Volkswagen Polo: A compact car that doesn't skimp on features, the Polo is perfect for urban jaunts and is especially popular among younger drivers.
  • Volkswagen Tiguan: As VW's foray into the SUV segment, the Tiguan has garnered praise for its spaciousness, tech-rich interior, and robust performance.
  • Volkswagen Passat: A firm favourite among business professionals, the Passat elegantly combines luxury features with everyday functionality.

As Volkswagen continues to merge cutting-edge innovations with tried-and-tested reliability, it solidifies its position as a top choice for many British motorists.

Volkswagen Data

Find out which Volkswagen vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg Age (years)Avg MileageRecent Sales
All Models41,958£21,850747,06282,381
Amarok260£27,515550,869428
Arteon356£19,615553,045601
Beetle249£8,6941369,180403
Caddy568£15,138662,399776
Caddy Life63£16,484930,96981
Caddy Maxi279£17,271556,570346
Caddy Maxi Life225£20,746534,598347
California173£60,682322,519347
Campervan92£45,142762,636144
Caravelle111£26,9851091,308168
CC123£6,7241287,414154
Crafter658£26,903345,523927
e-Golf247£16,545543,487617
E-Transporter238£27,43314,046233
e-Up40£10,068525,499152
EOS39£6,0791566,72041
Fox39£2,1751775,81149
Golf8,931£17,594648,37218,230
Golf Alltrack11£13,958865,54414
Golf Plus34£4,1031690,13459
Golf SV156£9,697958,247220
Grand California13£71,57438,20128
ID.3892£19,770324,4132,753
ID.4730£24,294221,2601,770
ID.5167£23,891223,648634
ID.7244£35,82515,984313
ID.Buzz384£40,65319,258679
Jetta49£6,2951376,60755
Lupo5£2,7382275,97611
Multivan176£48,876216,020232
Passat1,121£15,640764,8521,886
Passat Alltrack25£9,7701090,87730
Polo6,835£13,894636,39814,795
Scirocco291£8,8241182,388572
Sharan127£11,900979,783380
T-Cross1,626£17,472323,8903,042
T-Roc4,172£20,875327,2158,605
Taigo1,160£17,596218,3842,346
Tayron309£38,74303,726292
Tiguan5,763£21,867542,30911,290
Tiguan Allspace541£21,962440,8781,457
Touareg763£33,292654,1761,384
Touran407£14,823862,038762
Transporter2,177£29,042442,0712,676
Transporter Shuttle150£31,840644,717212
Transporter Sportline51£37,981547,29461
Up888£7,946944,6821,779
Add postcode for better results.