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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All768£8,618842,8041,365
Aberdeen City5£10,896635,91220
Aberdeenshire4£11,284636,7886
Angus1£6,795961,945-
Antrim1£10,950651,9002
Ards1£7,950742,4202
Ballymena2£5,6451169,7822
Ballymoney1£5,450975,018-
Barking & Dagenham - Greater London1£5,995939,0061
Bedfordshire2£4,2471398,97415
Belfast3£9,287751,6638
Berkshire8£5,7581073,49714
Blaenau Gwent1£7,999932,996-
Bristol16£6,1831150,87825
Bromley - Greater London1£8,089834,1341
Buckinghamshire13£9,698734,07111
Cambridgeshire11£7,474853,32527
Carmarthenshire1£7,495767,475-
Carrickfergus4£8,7001135,3005
Ceredigion1£15,99532,1181
Cheshire13£9,276837,75627
City of Edinburgh11£7,1151050,18315
City of London - Greater London3£8,3811027,1224
Clackmannanshire1£12,498312,993-
Coleraine1£14,995214,9922
Conwy1£10,795424,1282
Cornwall5£12,076631,30714
County Durham15£6,7061064,16133
Cumbria10£9,522734,8817
Denbighshire1£5,9951150,418-
Derbyshire12£8,300944,52333
Devon36£8,305943,08661
Dorset6£10,642935,22713
Dumfries and Galloway1£9,995861,486-
Dundee City8£10,484642,8076
Dungannon1£9,250364,534-
East Ayrshire2£5,7451263,0633
East Riding of Yorkshire2£9,445921,3975
East Sussex6£7,600937,67712
Enfield - Greater London1£5,8001159,1183
Essex11£7,759938,51028
Falkirk5£6,5571043,0834
Fife6£7,544848,10616
Glasgow City14£8,867836,53523
Gloucestershire5£7,560951,33420
Greater Manchester39£7,402945,52783
Gwynedd1£11,900418,4001
Hampshire26£8,619943,01840
Harrow - Greater London2£4,1451067,500-
Havering - Greater London5£10,6791037,5705
Herefordshire1£9,804829,78011
Hertfordshire12£6,5221052,72629
Highland1£11,498346,5012
Hillingdon - Greater London4£5,2821260,3001
Hounslow - Greater London2£14,248312,8304
Inverclyde2£7,4941022,8062
Isle of Wight7£8,781944,2581
Kent32£7,6491039,79038
Kingston upon Thames - Greater London1£8,7501015,6004
Lancashire29£6,5001148,79141
Leicestershire5£10,117737,29125
Lincolnshire10£7,430941,02015
Lisburn1£13,485319,8204
Merseyside5£7,686948,00410
Merthyr Tydfil1£7,495757,1004
Moray2£8,7451027,2803
Neath Port Talbot8£6,958953,12011
Newtownabbey2£9,997727,0067
Norfolk17£9,271745,79629
North Ayrshire1£5,2991364,5002
North Down1£6,4951063,2281
North Lanarkshire11£7,1351142,29910
North Yorkshire18£8,468842,63534
Northamptonshire6£9,613743,17711
Northumberland4£8,319837,4754
Nottinghamshire14£9,001836,79018
Oxfordshire7£7,570946,01715
Pembrokeshire1£9,499444,6851
Perth and Kinross1£10,990337,4552
Renfrewshire1£9,998533,7495
Rhondda Cynon Taf5£5,9951172,7042
Shropshire5£7,2951140,42113
Somerset10£9,432836,64533
South Yorkshire18£8,000944,15528
Staffordshire13£9,132931,37527
Stirling7£8,712733,6252
Suffolk10£9,697732,41524
Surrey35£7,5341034,23344
Tyne and Wear19£8,245838,80847
Warwickshire2£13,142733,9885
West Lothian1£13,051311,5612
West Midlands21£8,157953,88744
West Sussex16£7,2831051,07239
West Yorkshire53£7,2301043,41382
Wiltshire9£8,858941,26914
Worcestershire9£8,355847,67314
Wrexham1£7,250842,4251
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