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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All739£8,150943,9421,460
Aberdeen City4£11,084631,41419
Aberdeenshire2£11,845432,6216
Angus1£11,495452,3382
Ards1£7,950742,4201
Ballymena1£6,4951319,0003
Barking & Dagenham - Greater London1£5,995939,006-
Bedfordshire5£5,8261059,95413
Belfast3£5,997988,7407
Berkshire17£6,3281054,46816
Bristol13£5,7811151,89924
Buckinghamshire12£7,417949,50221
Cambridgeshire13£7,544944,49929
Carmarthenshire2£8,743749,2381
Carrickfergus2£7,9501326,1005
Cheshire19£7,080952,87025
City of Edinburgh8£6,7281058,41415
City of London - Greater London2£10,525637,5843
Coleraine2£10,997546,7851
Cornwall3£7,595948,83717
County Durham20£7,275956,74142
Croydon - Greater London2£8,644626,8011
Cumbria7£9,681837,32015
Derbyshire13£8,611945,88730
Devon44£8,0741040,92851
Dorset2£9,895822,00017
Dumfries and Galloway1£9,995861,486-
Dundee City5£9,497731,56915
Dungannon1£8,450364,534-
Ealing - Greater London1£2,49012104,2002
East Ayrshire2£4,4471093,7464
East Sussex10£8,756832,45810
Enfield - Greater London2£6,3981338,9033
Essex15£8,301937,99928
Falkirk3£5,9951241,0005
Fife3£10,164619,60713
Glasgow City14£9,442835,90527
Gloucestershire12£7,234960,20518
Greater Manchester40£7,431944,97782
Gwynedd1£11,900418,4001
Hampshire24£8,096941,58345
Harrow - Greater London2£4,6451025,9412
Havering - Greater London8£10,317932,8682
Herefordshire4£5,7951059,22111
Hertfordshire9£6,0001163,40731
Highland3£21,593526,8142
Hillingdon - Greater London2£4,1951250,1004
Hounslow - Greater London3£12,099719,9284
Isle of Wight4£8,1211040,6794
Kent28£7,420946,66247
Lancashire28£6,6441057,31041
Leicestershire7£7,523843,47524
Lincolnshire10£7,810943,23111
Lisburn3£11,325519,9683
Merseyside2£7,8481021,8617
Merthyr Tydfil1£5,9901148,7002
Monmouthshire1£4,6001272,7001
Moray3£9,728726,3044
Neath Port Talbot11£7,595950,8406
Newtownabbey3£8,158844,6846
Norfolk16£8,142947,43742
North Lanarkshire12£7,9781139,4027
North Yorkshire17£9,360738,48145
Northamptonshire9£10,174542,16620
Northumberland5£8,378833,2803
Nottinghamshire8£8,192949,32724
Oxfordshire6£8,421924,60521
Perth and Kinross1£6,399940,6652
Renfrewshire3£11,498525,1086
Rhondda Cynon Taf4£4,6201388,9754
Shropshire6£7,2021033,16615
Somerset11£8,321942,71622
South Ayrshire4£7,800949,6382
South Yorkshire10£8,073938,31340
Staffordshire12£8,561933,03225
Stirling2£8,748646,18012
Suffolk9£9,214725,68721
Surrey29£7,441940,21956
The Vale of Glamorgan1£3,9991352,0002
Tyne and Wear20£8,248835,62348
Warwickshire4£11,183837,5917
West Lothian1£6,4901150,0633
West Midlands15£7,924858,74341
West Sussex10£7,266950,27234
West Yorkshire43£7,2191046,80798
Wiltshire7£9,669837,68414
Worcestershire9£8,856835,21117
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