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Used Volkswagen Up on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All891£8,925843,3651,642
Aberdeenshire7£12,395526,14015
Angus4£8,621847,54619
Ayrshire8£7,760944,37010
Bedfordshire8£5,782958,55014
Berkshire15£6,9441050,37324
Blaenau Gwent1£13,500411,0007
Bridgend1£15,095514,6189
Bristol17£7,1581047,86422
Buckinghamshire19£6,0141055,28834
Caerphilly2£6,999961,9761
Cambridgeshire12£7,367851,57429
Cardiff3£9,192836,6349
Carmarthenshire3£9,493645,4922
Ceredigion1£7,995856,9872
Cheshire18£7,674951,06330
Conwy2£13,475325,0223
Cornwall6£9,880631,30817
County Antrim14£9,689747,17525
County Armagh1£5,799975,0001
County Down3£9,615537,8356
County Durham24£7,978854,38839
County Londonderry6£8,511654,2501
County Tyrone1£7,950364,534-
Cumbria6£8,195741,47519
Derbyshire20£8,704836,47328
Devon27£8,285947,41366
Dorset9£8,418944,81418
Dumfries & Galloway1£9,995861,486-
East Lothian1£7,499948,315-
East Riding of Yorkshire3£7,0901029,8435
East Sussex13£7,0161154,18224
Essex15£9,462735,12928
Falkirk4£6,2461142,7984
Fife3£7,2981037,04110
Flintshire4£6,2201139,4611
Gloucestershire7£7,895753,64819
Greater London28£8,109939,20650
Greater Manchester35£7,310941,76765
Hampshire30£8,812844,57155
Herefordshire1£5,7951229,90011
Hertfordshire14£6,6761048,46134
Highland1£36,90017,3994
Isle of Wight5£9,795834,0057
Kent28£7,835944,61751
Lanarkshire20£7,4761042,60739
Lancashire30£6,2281054,89445
Leicestershire15£8,232851,43218
Lincolnshire10£7,4961040,58315
Merseyside7£7,502935,31812
Merthyr Tydfil1£5,9901148,7002
Midlothian20£7,602851,17621
Monmouthshire2£6,8481226,2003
Moray1£9,495350,2027
Neath Port Talbot12£8,720848,9038
Newport2£14,095630,3414
Norfolk19£7,944943,96730
North Yorkshire27£9,444734,85743
Northamptonshire22£7,271859,11935
Northumberland6£7,733935,8264
Nottinghamshire14£7,743946,83331
Oxfordshire8£7,904929,89619
Pembrokeshire2£17,44546,0012
Perth & Kinross2£8,123750,4753
Powys1£10,995523,0002
Renfrewshire3£7,932835,7495
Rhondda Cynon Taf3£4,6621390,1443
Shropshire7£5,5111251,28116
Somerset9£10,223826,96618
South Yorkshire13£8,402841,11035
Staffordshire18£7,947945,13920
Stirling2£9,998543,57111
Suffolk14£8,028845,06627
Surrey35£6,9051042,55372
Swansea2£6,1491056,66910
Torfaen1£12,195521,2671
Tyne and Wear19£8,341839,65447
Vale of Glamorgan1£6,4951064,0007
Warwickshire3£31,477927,0678
West Lothian4£5,4181257,9803
West Midlands15£7,497958,18239
West Sussex12£8,688738,08532
West Yorkshire57£6,6291142,69387
Wiltshire7£8,454939,87017
Worcestershire9£7,773945,82918
Wrexham5£7,136951,8175
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