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Used Volkswagen Caddy on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Caddy on finance

If you're considering obtaining a Volkswagen (VW) Caddy, especially if you're looking at securing a used Volkswagen Caddy on finance in the UK, the guide below will help you navigate the steps:

  1. Research the Vehicle:

    • The Volkswagen Caddy is a popular compact van, known for its reliability, quality build, and practicality. It's also available as a passenger MPV.
    • Familiarise yourself with the various trim levels, engine options, and features across different model years.
    • For used models, research any common issues or wear areas specific to the Caddy.
  2. Searching for a Used Model:

    • Start your search at Volkswagen’s official approved-used vehicle dealerships. These vehicles generally come with a manufacturer's warranty and have undergone thorough checks.
    • Expand your search to include online platforms, local dealerships, and commercial vehicle dealers for a broader perspective on prices and available stock.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you'll make monthly payments. At the end of the term, you have options: pay the final amount and own the car, return it, or trade it for a new model.
    • Hire Purchase (HP): After a deposit, pay the vehicle's value in monthly instalments. Once all payments are completed, the vehicle is yours.
    • Leasing: Lease the Caddy for a defined period, then return it at the agreement's end.
    • Personal Loan: Secure a loan, buy the vehicle outright, then repay the loan in instalments.
  4. Obtain and Compare Finance Quotes:

    • Get quotes from VW dealerships and independent finance providers. There might be special offers or promotions for those interested in a used Volkswagen Caddy on finance.
    • Consider the APR (Annual Percentage Rate) to understand the total cost of borrowing.
  5. Evaluate Your Credit Score:

    • Your credit rating will significantly influence the finance rates and terms you're offered.
    • Review your score with UK credit bureaus (Experian, Equifax, TransUnion) and ensure all details are accurate.
  6. Budgeting:

    • Decide on a monthly payment you're comfortable with.
    • A larger deposit generally results in more favourable monthly rates.
  7. Understanding the Agreement:

    • For PCP or lease agreements, be aware of any mileage restrictions and the charges if you exceed these limits.
    • Understand any fees associated with ending the contract early or wear and tear conditions.
  8. Negotiation:

    • Use your research to negotiate both the vehicle's price and finance terms. Often, there's wiggle room, especially when considering a used Volkswagen Caddy on finance.
    • Focus on reducing the overall amount payable across the term, not just the monthly costs.
  9. Finalise the Deal:

    • Once you're happy with the terms, complete the necessary paperwork.
    • Always read and ensure you understand all terms and conditions before signing. Keep copies for your records.
  10. Insurance:

  • Ensure you have the necessary vehicle insurance in place before taking the Caddy home. Comparing quotes from various providers can yield savings.
  1. End-of-Agreement Options:
  • For PCP: At the end, you can make the final payment, return the vehicle, or start a new agreement.
  • For HP: The Caddy is yours after all payments.
  • If leasing, return the vehicle in the agreed condition.
  1. Additional Costs:
  • Don't forget to budget for potential extra costs, like road tax, maintenance, servicing, and repairs.

Before committing to a financial agreement, ensure the chosen finance option aligns with your current and anticipated financial situation. If you're unsure, it can be beneficial to seek advice from financial professionals or trusted acquaintances.

About the Volkswagen Caddy

With a lineage that intertwines both utility and versatility, the Volkswagen Caddy has cemented itself as a preferred choice for many in the UK. Whether it's for business or family-oriented tasks, the Caddy's adaptability is hard to dispute.

A Rich Legacy:

Introduced in the late 1970s, the Volkswagen Caddy initially began its journey as a leisure activity vehicle. Over the decades, it has evolved, capturing a significant share of the compact van market, and it's not hard to see why.

Form & Function:

Today's Caddy seamlessly merges Volkswagen's signature design aesthetics with practical features. The vehicle boasts a generous cargo space, sliding doors, and a cabin that showcases both comfort and technology. The recent models also emphasize safety, incorporating a suite of advanced driver-assistance systems.

Power & Efficiency:

The engine line-up for the Caddy has always focused on efficiency without compromising on performance. Especially on British roads, where both city driving and longer journeys are commonplace, the Caddy's range of TDI and TSI engines promise reliability and economy.

Standing Tall Amongst Peers:

In the bustling UK compact van segment, the Volkswagen Caddy faces competition from vehicles like the Ford Transit Connect, Renault Kangoo, and Citroën Berlingo. Yet, with its mix of durability, style, and the trust that the VW badge commands, the Caddy continues to find favour.

Finance for Flexibility:

Volkswagen understands the diverse financial needs of the British populace. As such, whether you're a business looking for fleet options or an individual eyeing a used Caddy, there are tailored finance packages, including used car finance, ensuring that the vehicle remains an affordable choice for many.

Concluding Thoughts:

The Volkswagen Caddy, with its rich history and continued commitment to excellence, remains a shining example in its segment. For those in the UK seeking a blend of reliability, efficiency, and practicality, the Caddy emerges as an impeccable choice. With finance options further sweetening the deal, it's no wonder that this vehicle continues to drive strong interest.

Volkswagen Caddy Data by County

Volkswagen Caddy data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All864£13,561561,4031,084
Aberdeen City6£14,414435,83615
Aberdeenshire1£26,99503,1003
Armagh2£11,945689,8692
Ballymena1£4,55011190,8022
Bedfordshire5£8,6821069,4287
Belfast2£18,049227,5872
Berkshire21£13,011769,16721
Bexley - Greater London2£20,490442,5001
Blaenau Gwent6£19,240330,9581
Bristol10£15,604554,99210
Bromley - Greater London2£10,873687,8242
Buckinghamshire18£11,097684,29715
Caerphilly3£7,250685,779-
Cambridgeshire19£9,019897,69521
Cardiff7£11,494677,86218
Carrickfergus1£9,650574,2131
Ceredigion9£14,416546,4239
Cheshire9£8,5269100,56510
City of Edinburgh7£14,740438,7559
City of London - Greater London10£13,981453,10615
Coleraine1£18,995351,0001
Conwy4£10,748992,8608
Cookstown1£12,950450,500-
Cornwall3£19,413333,4128
County Durham3£19,431251,0416
Cumbria7£14,092452,0038
Denbighshire4£12,999765,1752
Derbyshire16£13,005556,36614
Derry3£10,177578,2766
Devon13£11,913665,63420
Dorset8£21,465331,34311
Down1£10,495537,0001
Dungannon8£16,141455,03213
East Ayrshire10£13,279652,58811
East Lothian1£5,99510109,950-
East Renfrewshire1£9,499979,6311
East Riding of Yorkshire1£8,33388,0444
East Sussex12£16,972434,5273
Enfield - Greater London1£12,990830,100-
Essex37£12,947557,62429
Falkirk3£9,8959110,3334
Fermanagh4£12,490537,903-
Glasgow City5£17,777228,9549
Gloucestershire6£13,647644,5507
Greater Manchester32£14,765563,38161
Gwynedd1£13,333429,1183
Hampshire75£17,656640,425113
Havering - Greater London3£8,333599,4671
Herefordshire6£15,065533,17114
Hertfordshire7£11,931466,81715
Highland7£18,016336,2366
Hillingdon - Greater London2£13,490373,567-
Kent13£11,234566,67839
Lancashire20£7,6658111,86922
Leicestershire14£16,373541,72140
Lincolnshire16£12,909670,77424
Lisburn2£11,473697,1012
Magherafelt6£18,856364,6504
Merseyside20£18,477330,22727
Monmouthshire3£8,1327111,323-
Newport9£17,769334,31111
Newry and Mourne2£8,473895,1508
Newtownabbey1£20,995014,9756
Norfolk13£16,231546,85212
North Ayrshire1£9,699670,523-
North Lanarkshire4£17,961357,1173
North Yorkshire9£13,932465,27419
Northamptonshire17£15,360555,36415
Nottinghamshire105£13,084779,89372
Omagh3£12,233461,3335
Oxfordshire8£18,263340,44314
Perth and Kinross1£6,4951052,8384
Renfrewshire1£19,498319,1321
Rhondda Cynon Taf1£4,99510115,0161
Scottish Borders1£11,4007--
Shropshire2£12,489781,6284
Somerset8£19,083338,95713
South Ayrshire5£11,358668,2142
South Yorkshire13£8,2338101,19935
Staffordshire23£14,116547,10034
Stirling1£27,49512,013-
Suffolk2£12,415775,6258
Surrey24£16,882334,50812
Swansea2£8,495693,3317
Tyne and Wear8£16,560442,91814
Warwickshire5£6,0028113,9598
West Dunbartonshire5£9,966785,0151
West Midlands19£13,487665,19813
West Sussex12£16,208352,47814
West Yorkshire20£9,597889,24433
Wiltshire10£10,833661,2749
Worcestershire6£13,400792,0834
Wrexham2£20,795546,4001
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