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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,128£10,228642,1035,493
Aberdeen City12£14,068313,02249
Aberdeenshire5£9,696635,95216
Angus9£12,062527,91626
Antrim18£11,141533,56441
Ards11£10,365638,94124
Armagh3£5,798979,140-
Ballymena5£10,178651,5547
Ballymoney2£4,2131276,2573
Barking & Dagenham - Greater London2£5,2431163,0962
Bedfordshire48£5,6131067,83859
Belfast8£7,110858,14417
Berkshire32£6,5311155,61453
Blaenau Gwent4£8,073760,50112
Bristol51£11,537533,13776
Bromley - Greater London14£15,017217,67928
Buckinghamshire35£8,410847,49566
Cambridgeshire89£10,562641,753121
Cardiff6£12,615431,4179
Carmarthenshire10£12,192528,01214
Carrickfergus1£14,695228,0821
Ceredigion1£15,49526,5698
Cheshire77£9,015846,033137
City of Edinburgh42£11,035636,06667
City of London - Greater London10£6,3911148,63817
Clackmannanshire2£9,748735,171-
Coleraine5£10,233534,7355
Conwy4£8,745860,5701
Cookstown1£5,490795,044-
Cornwall29£13,362427,36452
County Durham82£10,985633,712122
Craigavon3£17,66213,65740
Croydon - Greater London10£13,798423,92629
Cumbria28£13,451425,50937
Denbighshire1£2,9952074,313-
Derbyshire83£11,683528,629157
Derry4£9,709652,4193
Devon64£11,532532,96776
Dorset19£11,445634,80034
Down5£10,406528,9568
Dumfries and Galloway10£14,848319,23914
Dundee City24£12,777528,42638
Dungannon4£9,123755,5005
Ealing - Greater London7£4,5361259,85711
East Ayrshire15£10,118643,16329
East Dunbartonshire5£12,598429,5558
East Lothian1£9,4951061,2501
East Riding of Yorkshire12£10,883637,15956
East Sussex21£11,167629,00827
Enfield - Greater London11£14,057420,23222
Essex62£10,380740,920109
Falkirk14£7,584861,81125
Fermanagh2£6,970489,5604
Fife15£10,746639,85333
Flintshire2£4,1481463,7523
Glasgow City66£11,377533,306236
Gloucestershire23£12,351431,11139
Greater Manchester199£11,117633,394346
Hampshire77£12,432631,841135
Harrow - Greater London3£5,9621035,2921
Havering - Greater London16£13,716325,82531
Herefordshire16£12,546525,01325
Hertfordshire58£12,776627,218103
Highland12£13,769429,98730
Hillingdon - Greater London8£4,6721167,69711
Hounslow - Greater London14£13,145528,18325
Inverclyde3£8,528845,0179
Isle of Wight3£6,3281252,2734
Kent60£10,591739,70184
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire123£9,814740,167230
Larne3£7,958657,9512
Leicestershire41£10,748536,53562
Limavady5£7,995244,8002
Lincolnshire67£11,639533,22792
Lisburn3£9,325753,0313
Magherafelt5£8,368964,1307
Merseyside65£12,528427,300115
Merthyr Tydfil2£9,749748,9502
Merton - Greater London1£5,495880,7623
Monmouthshire2£1,79516103,0001
Moray5£13,235423,63814
Neath Port Talbot2£11,495535,3766
Newport10£15,445319,3328
Newry and Mourne3£18,14617,77312
Newtownabbey5£12,452523,09833
Norfolk62£11,554536,64296
North Ayrshire25£11,417536,26331
North Down2£7,950864,9355
North Lanarkshire48£11,547529,43890
North Yorkshire75£13,423425,240114
Northamptonshire44£12,485531,51663
Northumberland14£9,020744,53713
Nottinghamshire39£11,779433,18262
Omagh1£8,995376,5002
Oxfordshire8£10,886537,05615
Pembrokeshire1£15,29919,0003
Perth and Kinross4£9,998543,27610
Redbridge - Greater London1£3,599980,0004
Renfrewshire9£10,498738,24728
Rhondda Cynon Taf18£8,305754,90719
Richmond upon Thames - Greater London4£5,5601156,8112
Scottish Borders4£10,072636,0566
Shropshire39£12,455528,48745
Somerset26£11,187633,58847
South Ayrshire21£11,268637,54541
South Lanarkshire20£13,396321,87123
South Yorkshire92£9,746743,445140
Staffordshire69£12,770422,691135
Stirling18£12,920421,60153
Suffolk55£12,013529,24786
Surrey42£13,725419,32773
Sutton - Greater London2£9,274627,5005
Swansea1£5,4991065,3547
Torfaen1£4,995886,3571
Tyne and Wear55£10,814638,350130
Warwickshire11£10,662529,33335
West Dunbartonshire8£13,861419,72518
West Lothian17£8,408854,44115
West Midlands120£9,515745,295232
West Sussex14£10,251643,20620
West Yorkshire152£11,337632,796228
Wiltshire39£12,852429,64586
Worcestershire25£8,696850,29037
Wrexham1£4,4951389,100-
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