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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,972£10,348641,1495,557
Aberdeen City11£11,653521,24452
Aberdeenshire7£8,753741,95316
Angus8£14,308321,01317
Antrim18£12,128427,05247
Ards10£11,206634,10428
Armagh3£5,798979,140-
Ballymena6£10,324648,1288
Barking & Dagenham - Greater London2£5,8451177,4433
Bedfordshire42£5,2631169,85657
Belfast10£8,345853,18320
Berkshire32£7,834948,74360
Blaenau Gwent3£9,831653,82111
Bristol33£11,119636,45794
Bromley - Greater London11£15,424214,51728
Buckinghamshire39£8,313948,00172
Cambridgeshire92£10,002740,952130
Cardiff2£11,412629,9623
Carmarthenshire9£11,471532,80812
Carrickfergus1£14,295228,0821
Ceredigion2£14,995211,0356
Cheshire72£9,377746,912135
City of Edinburgh36£11,624634,88684
City of London - Greater London11£8,0871045,0268
Clackmannanshire2£8,998735,171-
Coleraine3£11,983336,0457
Conwy4£8,870859,5702
Cookstown1£5,490795,044-
Cornwall30£13,959426,02332
County Durham66£10,895634,509137
Craigavon4£16,54516,74034
Croydon - Greater London6£15,417214,97030
Cumbria27£13,679325,20735
Denbighshire1£2,9952074,313-
Derbyshire81£11,368528,327163
Devon56£10,591636,08288
Dorset22£11,984532,73035
Down3£13,280316,20510
Dumfries and Galloway9£14,387318,20313
Dundee City20£13,007429,06545
Dungannon4£8,961755,5005
Ealing - Greater London3£3,5931375,33314
East Ayrshire16£9,480646,38528
East Lothian1£6,9951079,5852
East Riding of Yorkshire7£9,332747,36410
East Sussex24£10,452734,87426
Enfield - Greater London16£13,916319,81819
Essex57£10,885634,774120
Falkirk21£8,949749,66024
Fife12£8,775848,51335
Glasgow City85£11,931529,328238
Gloucestershire20£11,554531,38443
Greater Manchester173£10,784636,330370
Hampshire77£13,114529,308136
Harrow - Greater London3£5,8281035,2921
Havering - Greater London18£13,524326,31534
Herefordshire14£12,817524,04226
Hertfordshire56£11,600633,080112
Highland11£11,839540,66228
Hillingdon - Greater London9£4,5911171,41311
Hounslow - Greater London15£15,508312,95427
Inverclyde2£11,397532,74510
Isle of Wight3£6,3281252,2735
Kent52£9,809742,87195
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire118£9,226743,290246
Larne2£7,440772,4272
Leicestershire45£9,409741,28971
Limavady5£7,995244,8002
Lincolnshire50£11,500534,382101
Lisburn3£6,495774,9476
Magherafelt5£8,220964,1305
Merseyside38£10,177636,53866
Merthyr Tydfil2£9,499748,9501
Merton - Greater London2£5,8451080,3393
Monmouthshire2£1,59516103,0001
Moray4£12,169526,06613
Neath Port Talbot4£9,571654,2644
Newport10£15,375319,3327
Newry and Mourne6£18,15804,76513
Newtownabbey9£9,029846,64433
Norfolk63£11,711534,005103
North Ayrshire24£11,143536,53634
North Down3£6,8131072,9576
North Lanarkshire47£12,922420,96285
North Yorkshire89£14,097323,084123
Northamptonshire41£13,284426,76765
Northumberland14£10,626635,14317
Nottinghamshire38£10,475537,56665
Omagh2£7,993290,3103
Oxfordshire8£11,366533,94216
Perth and Kinross2£10,447624,61311
Renfrewshire3£8,664737,54734
Rhondda Cynon Taf17£8,383754,19919
Richmond upon Thames - Greater London2£4,8851166,9353
Scottish Borders4£10,072636,0565
Shropshire32£13,109425,09358
Somerset31£10,554636,40944
South Ayrshire25£13,064424,84539
South Lanarkshire4£9,248752,3852
South Yorkshire95£9,700744,834139
Staffordshire54£12,481426,479142
Stirling18£10,709530,29251
Strabane1£11,895329,922-
Suffolk52£12,203528,24973
Surrey45£14,008318,50473
Sutton - Greater London2£9,124627,5005
Swansea2£6,1241050,7363
Tyne and Wear61£10,843637,037135
Warwickshire12£10,380632,23031
West Dunbartonshire6£16,015211,50319
West Lothian10£9,676743,65219
West Midlands121£9,964642,450256
West Sussex19£8,983750,30319
West Yorkshire151£10,721636,169230
Wiltshire50£12,630429,78378
Worcestershire24£9,019751,23536
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