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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,055£10,739639,0916,267
Aberdeen City13£11,133531,52442
Aberdeenshire8£8,896742,77014
Angus4£14,745316,49121
Antrim19£13,008320,76548
Ards12£12,274432,00326
Armagh3£5,798979,1401
Ballymena4£9,186651,55910
Barking & Dagenham - Greater London2£9,750945,1913
Bedfordshire40£5,4641072,49958
Belfast6£9,206649,03413
Berkshire33£8,477840,76551
Blaenau Gwent7£13,128324,3309
Bristol44£13,489421,273105
Bromley - Greater London8£14,701218,44729
Buckinghamshire40£8,677851,88467
Cambridgeshire90£9,832744,635119
Cardiff1£15,924310,8771
Carmarthenshire10£11,174529,9577
Carrickfergus1£14,295228,082-
Ceredigion2£14,045211,0351
Cheshire75£10,767640,391147
City of Edinburgh50£13,394526,90879
City of London - Greater London6£5,4811068,82414
Coleraine4£13,485229,5855
Conwy1£9,995636,2791
Cornwall21£14,189324,16233
County Durham55£11,117637,168144
Craigavon9£14,468214,92121
Croydon - Greater London12£14,581316,83721
Cumbria24£14,765324,32448
Denbighshire2£6,4931346,936-
Derbyshire73£12,440425,106171
Derry1£6,495882,0911
Devon34£9,229741,548108
Dorset15£12,183527,81233
Down3£12,148419,2506
Dumfries and Galloway24£17,99814,56030
Dundee City38£16,383215,46061
Dungannon3£8,782867,6675
Ealing - Greater London6£3,8701279,3286
East Ayrshire13£11,152436,29029
East Riding of Yorkshire3£10,496636,30610
East Sussex19£11,432632,58729
Enfield - Greater London14£13,137421,44627
Essex54£10,109641,352129
Falkirk23£9,668644,18217
Fermanagh1£9,995448,8281
Fife12£9,756740,04526
Glasgow City178£15,588213,947636
Gloucestershire10£6,4661062,16345
Greater Manchester210£12,142528,958375
Gwynedd1£4,4951289,0002
Hampshire56£13,015530,679146
Harrow - Greater London2£6,2451047,6502
Havering - Greater London16£11,819532,29935
Herefordshire12£10,158740,04625
Hertfordshire55£12,228633,558110
Highland10£14,087319,00137
Hillingdon - Greater London12£4,4831265,86110
Hounslow - Greater London7£14,517324,30626
Inverclyde3£5,0921166,1169
Isle of Wight2£10,995640,8635
Kent54£9,983740,368100
Kingston upon Thames - Greater London1£9,000465,0001
Lancashire143£11,976529,807277
Larne2£7,190772,4272
Leicestershire27£9,647746,53777
Limavady5£7,995244,800-
Lincolnshire45£11,119533,525111
Lisburn4£8,845652,0857
Magherafelt5£8,229960,3905
Merseyside49£14,321319,91683
Merthyr Tydfil2£9,249748,950-
Merton - Greater London1£1,4901795,0002
Midlothian1£11,980516,4701
Monmouthshire2£1,59516103,000-
Moray22£17,95201,27442
Neath Port Talbot2£10,395643,7961
Newport1£3,7981096,8001
Newry and Mourne6£16,362112,56713
Newtownabbey9£10,340636,20936
Norfolk69£10,560641,045112
North Ayrshire17£10,820536,98343
North Down5£7,297958,3514
North Lanarkshire24£12,709421,82187
North Yorkshire57£13,513423,876145
Northamptonshire45£11,707533,68463
Northumberland5£9,769733,40820
Nottinghamshire35£11,032535,43384
Omagh1£7,9901104,1201
Oxfordshire10£11,781534,45310
Perth and Kinross3£13,131417,5799
Renfrewshire10£9,868641,80126
Rhondda Cynon Taf20£8,026854,52317
Richmond upon Thames - Greater London1£5,9851146,8448
Scottish Borders5£9,578737,3632
Shropshire36£11,496537,12466
Somerset21£9,252741,22353
South Ayrshire20£11,832536,00441
South Lanarkshire10£13,046321,8232
South Yorkshire89£9,580744,670143
Staffordshire55£11,811528,764143
Stirling31£16,595211,10294
Strabane1£11,895329,922-
Suffolk35£10,319736,01083
Surrey56£15,582214,26878
Sutton - Greater London1£10,699440,0003
The Vale of Glamorgan1£8,250739,529-
Tyne and Wear72£12,389527,950130
Warwickshire11£11,378424,51831
West Dunbartonshire28£18,08714,26433
West Lothian12£9,838647,13521
West Midlands161£11,418536,090250
West Sussex21£7,0211057,81330
West Yorkshire121£10,896635,117262
Wiltshire43£12,060530,81489
Worcestershire26£9,189842,37135
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