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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,749£10,766639,0867,576
Aberdeenshire22£11,352527,70055
Angus49£17,067212,37796
Ayrshire61£12,823325,027106
Bedfordshire43£5,9971163,50456
Berkshire29£8,062842,38557
Blaenau Gwent15£12,171426,26118
Borders3£8,713749,6675
Bridgend13£11,089540,12516
Bristol26£11,340730,089102
Buckinghamshire41£9,125748,43474
Caerphilly11£5,958966,65912
Cambridgeshire96£10,376642,917129
Cardiff26£12,341530,30267
Carmarthenshire27£14,072316,77239
Ceredigion4£11,045531,3759
Cheshire77£10,492639,094153
Clackmannanshire1£7,498686,8922
Conwy13£11,078634,31616
Cornwall34£13,825423,60952
County Antrim45£12,043430,311116
County Armagh11£12,573425,61435
County Down19£10,943535,48647
County Durham51£10,858637,508143
County Londonderry18£12,093345,67922
County Tyrone5£6,996690,8086
Cumbria21£13,212426,57054
Denbighshire4£8,593942,976-
Derbyshire70£10,671534,172183
Devon60£9,983637,76191
Dorset16£11,897635,12735
Dumfries & Galloway28£18,14116,29637
Dunbartonshire22£19,15712,18044
East Lothian1£9,999644,6792
East Riding of Yorkshire39£10,763536,79676
East Sussex20£9,997738,78638
Essex71£9,418742,560147
Falkirk16£7,809859,51330
Fife17£8,713745,35628
Flintshire5£5,9941078,0377
Gloucestershire22£9,802745,92046
Greater London96£10,158639,837214
Greater Manchester206£11,728530,000413
Hampshire72£11,193639,828124
Herefordshire10£11,781533,71923
Hertfordshire60£12,229531,491104
Highland14£11,711530,67836
Inverclyde4£7,220856,9067
Isle of Anglesey2£6,2471050,080-
Isle of Wight6£8,463856,1574
Kent88£11,120630,237154
Lanarkshire410£18,62316,577998
Lancashire135£10,964637,590321
Leicestershire37£8,207954,61173
Lincolnshire45£10,979532,904104
Merseyside103£16,561211,707225
Merthyr Tydfil3£8,999662,3991
Midlothian56£10,782642,35880
Monmouthshire1£3,0941096,8005
Moray26£18,84414,40452
Neath Port Talbot4£10,746645,4914
Newport26£13,483322,94935
Norfolk73£11,921532,465128
North Yorkshire61£12,716427,669134
Northamptonshire42£10,765544,27475
Northumberland11£9,062741,34622
Nottinghamshire59£10,292637,67693
Oxfordshire10£9,734760,40414
Pembrokeshire6£9,589743,9203
Perth & Kinross2£6,997941,54210
Powys3£12,660315,8641
Renfrewshire6£8,481746,60228
Rhondda Cynon Taf25£8,984747,01216
Shropshire37£12,218431,94278
Somerset19£10,553637,17948
South Yorkshire90£9,339746,685161
Staffordshire101£12,878425,409198
Stirling35£18,38716,387113
Suffolk39£10,114736,77589
Surrey77£14,571319,940119
Swansea26£12,318428,18664
Torfaen3£4,995982,1199
Tyne and Wear70£10,903637,511135
Vale of Glamorgan4£6,664935,4006
Warwickshire22£11,303525,80534
West Lothian23£7,804855,37123
West Midlands145£10,892637,691282
West Sussex17£8,254849,90636
West Yorkshire119£10,488640,705281
Wiltshire36£13,029426,81996
Worcestershire28£10,655631,04246
Wrexham4£5,958966,8346
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