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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,019£10,132643,2495,675
Aberdeen City15£13,119414,35349
Aberdeenshire8£8,846740,99615
Angus7£13,995321,54521
Antrim11£12,664322,99248
Ards7£11,084634,41229
Armagh3£5,798979,140-
Ballymena5£10,239653,9548
Ballymoney1£5,975979,0644
Barking & Dagenham - Greater London2£5,8451177,4433
Bedfordshire44£5,3091168,73159
Belfast8£7,034955,42819
Berkshire34£7,2251050,21655
Blaenau Gwent2£7,997770,87112
Bristol42£11,264635,44691
Bromley - Greater London12£15,207215,60329
Buckinghamshire37£8,713845,86674
Cambridgeshire95£9,857742,505136
Cardiff6£8,864758,0655
Carmarthenshire9£11,715532,80812
Carrickfergus1£14,295228,0821
Ceredigion1£15,49526,5697
Cheshire73£9,101746,231147
City of Edinburgh35£11,533634,29381
City of London - Greater London12£7,6931045,02615
Clackmannanshire2£8,998735,171-
Coleraine3£12,063336,0457
Conwy4£8,870859,5702
Cookstown1£5,490795,044-
Cornwall29£14,238426,37745
County Durham68£10,702634,896140
Craigavon4£16,54516,74039
Croydon - Greater London7£15,675111,83931
Cumbria26£13,571425,74737
Denbighshire1£2,9952074,313-
Derbyshire87£11,299528,833159
Derry1£7,850676,0004
Devon57£10,452636,38692
Dorset22£12,010632,93238
Down3£13,280316,20510
Dumfries and Galloway9£13,109423,16614
Dundee City21£12,086534,13043
Dungannon4£9,123755,5005
Ealing - Greater London3£3,5931375,33314
East Ayrshire16£9,523646,38530
East Riding of Yorkshire8£9,002749,46320
East Sussex25£10,896732,56325
Enfield - Greater London14£13,784422,30621
Essex62£10,818638,484117
Falkirk20£9,188748,83224
Fermanagh1£6,9901104,1205
Fife13£10,360639,13136
Flintshire1£2,7951674,0003
Glasgow City92£12,070528,875262
Gloucestershire22£11,407535,18744
Greater Manchester177£10,740636,525362
Hampshire78£12,792530,731141
Harrow - Greater London3£5,9281035,2921
Havering - Greater London18£13,600326,40235
Herefordshire15£12,540525,30825
Hertfordshire53£11,435733,322108
Highland13£12,325439,03328
Hillingdon - Greater London9£4,7081170,6029
Hounslow - Greater London15£15,243315,23827
Inverclyde2£11,397532,74510
Isle of Wight4£6,4461156,1324
Kent56£9,666842,37090
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire121£9,660741,419244
Larne2£7,440772,4273
Leicestershire51£10,083638,46563
Limavady5£7,995244,8002
Lincolnshire55£11,678534,241103
Lisburn4£5,570983,2105
Magherafelt4£8,838957,7887
Merseyside35£10,765533,34869
Merthyr Tydfil2£9,499748,9501
Merton - Greater London2£5,8451080,3393
Monmouthshire2£1,69516103,0001
Moray4£12,169526,06613
Neath Port Talbot4£9,571654,2645
Newport10£15,375319,3328
Newry and Mourne3£17,85519,50613
Newtownabbey9£9,246745,41933
Norfolk66£11,671534,512101
North Ayrshire24£11,518533,96235
North Down2£7,723864,9356
North Lanarkshire39£12,518424,36891
North Yorkshire92£13,804423,442123
Northamptonshire41£12,936429,10368
Northumberland12£10,236635,29613
Nottinghamshire36£11,184532,76965
Omagh1£8,995376,5002
Oxfordshire8£11,366533,92016
Perth and Kinross2£10,447624,61311
Renfrewshire4£8,123852,17034
Rhondda Cynon Taf17£8,422754,19919
Richmond upon Thames - Greater London3£5,2521061,8652
Scottish Borders4£10,072636,0565
Shropshire31£13,056425,19757
Somerset27£10,790634,32846
South Ayrshire26£12,785528,30941
South Lanarkshire3£7,165966,7382
South Yorkshire98£9,676744,240141
Staffordshire62£12,055528,981138
Stirling16£11,304526,69453
Strabane1£11,895329,922-
Suffolk53£11,942528,63676
Surrey52£13,976418,51572
Sutton - Greater London2£9,124627,5005
Swansea3£6,4141053,1417
Torfaen1£4,995886,3571
Tyne and Wear56£11,504534,383143
Warwickshire10£10,570626,72434
West Dunbartonshire5£16,35828,79720
West Lothian9£11,163536,81318
West Midlands121£9,736743,663259
West Sussex17£9,570749,38221
West Yorkshire154£10,960634,726231
Wiltshire43£13,017428,38379
Worcestershire24£8,932749,89840
Wrexham1£4,4951389,100-
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