Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,108£10,176643,0305,796
Aberdeen City14£13,886312,95849
Aberdeenshire6£9,462736,91216
Angus7£14,781319,55923
Antrim12£11,709429,95549
Ards9£9,804744,02029
Armagh3£5,798979,140-
Ballymena5£10,348653,9548
Ballymoney1£5,975979,0644
Barking & Dagenham - Greater London2£5,8451177,4433
Bedfordshire42£5,8891066,87359
Belfast9£6,969956,97720
Berkshire31£6,8521052,06657
Blaenau Gwent5£9,518650,20012
Bristol44£11,425534,62388
Bromley - Greater London14£14,944216,10828
Buckinghamshire37£8,521945,22473
Cambridgeshire97£10,019642,194129
Cardiff5£8,057862,2885
Carmarthenshire9£12,582427,23813
Carrickfergus1£14,695228,0821
Ceredigion1£15,49526,5698
Cheshire77£8,910748,364146
City of Edinburgh43£11,393635,60473
City of London - Greater London13£7,5391046,60615
Clackmannanshire2£9,498735,171-
Coleraine3£11,863336,0457
Conwy4£8,870859,5702
Cookstown1£5,490795,044-
Cornwall30£13,997427,72648
County Durham78£10,448636,470132
Craigavon7£16,76619,85638
Croydon - Greater London7£15,923212,83031
Cumbria27£13,639425,17339
Denbighshire1£2,9952074,313-
Derbyshire90£11,399528,281162
Derry3£7,280766,6034
Devon60£10,916635,21389
Dorset17£11,906632,50037
Down4£11,959425,35310
Dumfries and Galloway8£13,623323,19817
Dundee City22£11,993533,32243
Dungannon4£9,123755,5005
Ealing - Greater London3£3,5931375,33315
East Ayrshire16£9,148747,42631
East Dunbartonshire4£12,123529,80610
East Riding of Yorkshire12£9,965643,81657
East Sussex24£10,852733,58125
Enfield - Greater London11£13,740420,23221
Essex60£10,543740,807115
Falkirk20£9,071750,15124
Fermanagh2£6,970489,5604
Fife16£10,785638,81133
Flintshire1£2,7951674,0003
Glasgow City83£11,764530,874266
Gloucestershire24£11,786532,83843
Greater Manchester193£10,709635,879354
Hampshire80£12,622631,749145
Harrow - Greater London3£5,9281035,2921
Havering - Greater London18£13,217430,03536
Herefordshire14£12,782423,37226
Hertfordshire54£12,119630,256109
Highland14£14,052329,37229
Hillingdon - Greater London9£4,7301170,60211
Hounslow - Greater London12£13,763422,25727
Inverclyde2£11,397532,74510
Isle of Wight4£6,4461156,1324
Kent52£9,787842,87992
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire130£9,989739,403241
Larne2£7,440772,4273
Leicestershire44£10,364636,76067
Limavady5£7,995244,8002
Lincolnshire59£11,791532,829101
Lisburn3£6,495774,9475
Magherafelt5£8,220964,1307
Merseyside59£12,743424,936125
Merthyr Tydfil2£9,499748,9502
Merton - Greater London2£5,9951080,3353
Monmouthshire2£1,79516103,0001
Moray4£12,169526,06615
Neath Port Talbot4£9,571654,2645
Newport10£15,375319,3328
Newry and Mourne6£18,35116,91612
Newtownabbey6£10,743635,20434
Norfolk64£11,839534,778103
North Ayrshire27£11,275534,76334
North Down2£7,723864,9356
North Lanarkshire41£12,061525,63794
North Yorkshire84£13,289425,563121
Northamptonshire42£12,271531,42365
Northumberland14£9,998637,53714
Nottinghamshire40£11,170533,64063
Omagh1£8,995376,5002
Oxfordshire9£11,226534,49414
Perth and Kinross3£9,130737,43811
Renfrewshire4£10,573644,75134
Rhondda Cynon Taf17£8,432754,19920
Richmond upon Thames - Greater London3£5,2521061,8653
Scottish Borders4£10,072636,0566
Shropshire35£12,700426,38854
Somerset26£11,125633,86346
South Ayrshire23£11,875534,79040
South Lanarkshire3£7,165966,7382
South Yorkshire92£9,678743,439149
Staffordshire72£12,260427,206144
Stirling18£11,887424,22152
Strabane1£11,895329,922-
Suffolk52£12,040529,30482
Surrey46£13,973419,57575
Sutton - Greater London2£8,974627,5005
Swansea3£6,4141053,1417
Torfaen1£4,995886,3571
Tyne and Wear58£11,575534,573140
Warwickshire8£10,972526,65836
West Dunbartonshire6£15,781310,87920
West Lothian18£8,913850,38916
West Midlands124£9,609744,186252
West Sussex14£9,402750,96421
West Yorkshire156£11,348632,968243
Wiltshire38£12,602432,34488
Worcestershire26£8,731849,70739
Wrexham1£4,4951389,100-
Add postcode for better results.