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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,183£10,207642,2785,483
Aberdeen City15£13,891314,74248
Aberdeenshire4£9,745636,08316
Angus9£12,062527,91626
Antrim18£11,141533,56441
Ards11£10,456638,94124
Armagh3£5,798979,140-
Ballymena5£10,269651,5547
Ballymoney2£4,2131276,2573
Barking & Dagenham - Greater London2£5,2431163,0962
Bedfordshire51£5,6201067,20256
Belfast8£7,110858,14421
Berkshire32£6,5311155,61456
Blaenau Gwent6£8,573653,11712
Bridgend2£3,9951292,281-
Bristol51£11,470533,53375
Bromley - Greater London14£14,989217,65428
Buckinghamshire34£8,457848,49265
Cambridgeshire92£10,577641,749123
Cardiff7£11,741537,1009
Carmarthenshire11£12,238527,42613
Carrickfergus1£14,695228,0821
Ceredigion2£10,747247,7859
Cheshire80£8,914846,328137
City of Edinburgh44£11,298634,88965
City of London - Greater London18£7,370946,41628
Clackmannanshire2£9,748735,171-
Coleraine6£10,193638,8294
Conwy4£8,745860,5701
Cookstown1£5,490795,044-
Cornwall29£13,362427,36352
County Durham78£11,268632,462120
Craigavon3£17,66213,65740
Croydon - Greater London13£13,967322,90332
Cumbria28£13,549424,98436
Denbighshire1£2,9952074,313-
Derbyshire84£11,642529,179152
Derry5£9,709656,5352
Devon66£11,354634,25575
Dorset21£11,418632,20833
Down4£10,959525,7488
Dumfries and Galloway10£14,898319,23914
Dundee City24£12,777528,42638
Dungannon4£9,123755,5005
Ealing - Greater London7£4,5361259,85711
East Ayrshire15£10,051643,79628
East Dunbartonshire5£12,698429,5558
East Lothian1£9,4951061,2501
East Riding of Yorkshire14£10,978634,70953
East Sussex21£10,796730,47229
Enfield - Greater London10£13,574421,16122
Essex58£10,438740,385107
Falkirk13£7,630862,34325
Fermanagh2£6,970489,5604
Fife15£10,746639,85333
Flintshire3£6,9301050,1633
Glasgow City64£11,370533,595235
Gloucestershire24£12,086531,98642
Greater Manchester194£11,072633,850342
Hampshire76£12,515631,471136
Harrow - Greater London4£6,1841041,6442
Havering - Greater London18£13,770324,95729
Herefordshire16£12,421526,37524
Hertfordshire60£12,729627,011103
Highland12£13,769429,98730
Hillingdon - Greater London7£4,3611268,69710
Hounslow - Greater London14£13,163528,18325
Inverclyde5£7,774945,2047
Isle of Wight3£6,3281252,2734
Kent59£10,143741,82093
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire122£9,840740,164232
Larne3£7,958657,9512
Leicestershire41£10,761536,53562
Limavady5£7,995244,8002
Lincolnshire69£11,494533,79289
Lisburn3£9,325753,0313
Magherafelt5£8,368964,1307
Merseyside67£12,855425,474115
Merthyr Tydfil2£9,749748,9502
Merton - Greater London1£5,495880,7623
Monmouthshire1£1,7951798,0001
Moray4£11,794528,58014
Neath Port Talbot2£11,495535,3766
Newport11£15,236320,46511
Newry and Mourne3£18,14617,77312
Newtownabbey5£12,496523,09829
Norfolk62£11,717535,79494
North Ayrshire23£11,823432,60530
North Down2£7,950864,9355
North Lanarkshire51£11,798528,58286
North Yorkshire76£13,558424,358111
Northamptonshire43£12,485531,87464
Northumberland15£8,919744,21813
Nottinghamshire41£11,626533,81762
Omagh1£8,995376,5002
Oxfordshire9£10,231640,71614
Pembrokeshire2£16,54927,3894
Perth and Kinross4£10,048543,27610
Powys2£14,743411,258-
Redbridge - Greater London1£3,599980,0004
Renfrewshire9£10,498738,24728
Rhondda Cynon Taf19£8,394753,65618
Richmond upon Thames - Greater London4£5,5601156,8112
Scottish Borders4£10,072636,0566
Shropshire38£12,443528,39942
Somerset27£11,069633,86448
South Ayrshire23£10,875641,09242
South Lanarkshire20£13,396321,86023
South Yorkshire92£9,661745,225137
Staffordshire72£12,609423,750138
Stirling18£12,920421,60253
Suffolk57£11,986529,42586
Surrey42£13,725419,32274
Sutton - Greater London2£9,274627,5005
Swansea2£7,999749,3998
Torfaen2£4,4951083,1794
Tyne and Wear53£10,913538,305131
Warwickshire14£9,587633,26235
West Dunbartonshire9£13,309518,92217
West Lothian18£8,285855,09014
West Midlands122£9,541745,156229
West Sussex16£9,975648,91119
West Yorkshire153£11,298633,334226
Wiltshire37£13,159427,92087
Worcestershire25£8,701850,29037
Wrexham3£6,4961063,0562
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