Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
A convertible car manufactured by the Mini company to offer a higher degree of dependability and trustworthiness than the average car, it presents the driver with a diesel 1.6 L motor and manual gearbox. This dealership currently has this second hand model on offer which has 94,000mi clocked up on the dashboard.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
On the market and ready for its next owner to drive away today is this Convertible 1.5 Convertible Cooper Sport, it is fitted with a 1500 cc petrol engine with automatic transmission. This one now available at our dealership is a used model, however it's been well maintained so it is still in a like new, almost flawless condition..
Trustworthy and durable, Mini's Convertible is amongst those rated in the top 20 for reliability, this used one currently available at this dealer incorporates a 1.5 Ltr petrol motor and manual transmission. It is on offer at the great price of just £11,168 or with the option to purchase using finance with manageable payments at hand starting from as little as £ per calendar month.
This used car is currently available for sale from this dealer. It has a 1.5l petrol motor with automatic transmission and has 18,021 miles on the dash.
The Mini Convertible is among those ranked in the top 20 for reliability. At this dealer you can pick up this second hand one that has automatic transmission, a 1500cc petrol motor and 17,800 miles clocked up on the dash.
This Convertible has a 1.5 ltr petrol engine with automatic transmission and it has 48,000 miles clocked up on the dashboard. This particular second hand model from this dealer in Havant is available in the shade of blue.
A vehicle manufactured by the Mini company to give a higher standard of dependability and trustworthiness than most ordinary models, it has a petrol 1600 cc motor and manual transmission. this dealer currently has this second hand model in stock that has 11,375mi clocked up on the dash.
This used Convertible 2.0 John Cooper Works Steptronic Euro 6 that's still in a fantastic, like new condition has got a mere 4,600 miles on the dashboard and incorporates a 2.0 L petrol engine.
On the market and ready for its new owner to take home is this dependable Mini Convertible 1.6 One Euro 5 that is one of Britain's top 10 most reliable cars. This used one from our dealership in Leeds comes in the tone of white and has only clocked-up 36,000 miles.
Are you planning on buying a model that is manufactured to be durable and dependable and is one of the top twenty in the UK's reliability index? Then have a more detailed look at this used one with manual transmission, 34,034 miles clocked up on the dash and a 1.5 ltr petrol engine.
This dependable convertible has manual transmission and a 1.5L petrol motor with 50,000 miles on the clock. Grab the opportunity now to own this second hand model that's for sale at the price of just £9,490.
Are you thinking of going for a Mini Convertible Cooper S Exclusive - Virtual Cockpit Comfor? Then consider choosing this second-hand one painted in that’s got a 2000 cc petrol engine, 22,000 miles clocked-up on the dash and automatic transmission.
Get behind the steering wheel of this Mini Convertible 2.0 Cooper S Exclusive II Comfort Pack for only £13,898. It has got 48,012 miles clocked up on the dash and is equipped with a 2.0 L petrol motor with manual transmission.
On offer and ready for you to drive away today is this Convertible that has a 1.6 LTR petrol engine with automatic transmission. This second hand model from our dealership in West Wickham is up for sale at the incredible price of £6,495.
This trustworthy and dependable Convertible 1.6 Cooper S Highgate Convertible Manua has 58,000 mi clocked up on the dashboard and comes fitted out with a 1600 cc petrol engine with manual transmission. Grab the opportunity now to be the happy buyer of this second hand model which is advertised at the price of £6,750.
Up for sale and ready for its next owner to drive away today is this convertible that is equipped with a ltr petrol motor and automatic transmission. This second hand model is advertised at the superb price of only £21,250, has been finished in yellow and has 20,674 miles clocked-up on the dashboard.
A low price of £34,000 is being offered by our dealership for this low mileage Mini Convertible 2.0 John Cooper Works Level 2 in an almost pristine, like new condition that only has 5,124 miles on the dashboard.
This Convertible is a vehicle which has been created to have trustworthiness and reliability in mind. This second hand one has 552 miles on the dash and is equipped with a CC petrol engine with automatic transmission.
On offer at our brilliant price of just £6,795 is this Mini, it incorporates a 1.5l diesel motor with manual transmission and it has 60,387 miles on the dashboard.
On the market and ready for you to drive away is this Mini that features automatic transmission and a 1500cc petrol motor. This second hand model is up for sale at the remarkable price of £17,995, comes finished in silver and has clocked up 23,728 miles.
The Mini Convertible is noted for its stylish design and exciting driving experience. If you're contemplating purchasing a used Mini Convertible via finance, here's a thorough guide to navigate through the process effectively and efficiently.
1. Establishing a Clear Budget
Budget Constraints: Determine the amount you're willing to pay upfront and as monthly instalments.
Additional Costs: Remember to account for insurance, maintenance, and potential repairs in your budget.
2. Research and Preliminary Decisions
Model Specifications: Identify which Mini Convertible model and year align with your requirements and financial capacity.
Price Benchmarking: Investigate prevailing market prices and potential depreciation of the chosen model.
3. Understanding Your Credit Score
Credit Report: Review your credit report to identify your creditworthiness.
Pre-approval: Consider seeking pre-approval for your car loan to streamline the purchasing process.
4. Investigate the Vehicle
Vehicle Inspection: Ensure a thorough check of the vehicle’s condition, ideally with a professional mechanic.
History Check: Obtain a comprehensive vehicle history report to uncover any potential issues or red flags.
5. Exploring Financing Options
Dealership Financing: While convenient, dealership financing can be more expensive than other options.
Bank Financing: Typically offers lower interest rates but might involve more paperwork.
Personal Loans: Could be an alternative but may come with higher interest rates.
Hire Purchase: Allows you to pay off the vehicle in monthly instalments, with the car being used as security for the loan.
6. Negotiating the Price
Initial Price Negotiation: Leverage your research to negotiate the price based on market averages.
Trade-Ins: If applicable, negotiate the trade-in value of your current vehicle separately to optimize the deal.
7. Reviewing and Finalizing the Contract
Contract Scrutiny: Ensure that all negotiated terms are correctly represented in the contract.
Ownership Documents: Verify and complete all necessary documentation for the transfer of ownership.
8. Insuring the Vehicle
Insurance Quotes: Compare quotes from various insurers to identify the best deal.
Appropriate Coverage: Ensure the insurance coverage is suitable for your needs and complies with the financing agreement.
9. Committing to Good Financial and Vehicle Management
Timely Payments: Maintain punctuality in your monthly instalments to protect your credit score.
Routine Maintenance: Regular service and maintenance will safeguard the vehicle’s performance and resale value.
10. Future Considerations
Potential Refinancing: Depending on the market conditions, refinancing in the future could lower your monthly payments.
Resale or Trade-In: Maintain the vehicle diligently to optimize its future resale or trade-in value.
Conclusion
Financing a used Mini Convertible entails strategic planning, diligent research, and disciplined financial management. By adhering to this guide, you can enjoy the thrill of driving your Mini Convertible without overshadowing it with financial anxiety. Always remember to read all documents carefully and seek professional advice when in doubt to ensure a smooth and transparent purchasing process.
About the Mini Convertible
The Mini Convertible seamlessly combines the unmistakable character of the Mini brand with the thrill of top-down driving. Maintaining its iconic design while integrating contemporary features, it offers drivers a unique blend of style, performance, and open-air exhilaration.
Features and Specifications:
Iconic Design: The Mini Convertible retains the classic Mini design ethos with its rounded headlights, signature grille, and compact proportions, while adding the allure of a retractable roof.
Efficient Powertrains: Under the bonnet, you'll find a selection of petrol engines designed for both efficiency and performance. The Cooper S and John Cooper Works variants provide spirited performance for those craving added excitement.
Interior Craftsmanship: The cabin boasts premium materials, with attention to detail that reflects Mini's British heritage. Features like the circular central display, ambient lighting, and high-quality upholstery give it a distinctive edge.
Cutting-Edge Technology: Modern amenities like a touchscreen infotainment system, Apple CarPlay compatibility, and a range of driver-assist systems ensure the Mini Convertible remains at the forefront of automotive tech.
Safety: A suite of safety features, including dynamic stability control, a rigid body structure, and multiple airbags, ensure that open-top driving is as safe as it is exhilarating.
In Conclusion:
The Mini Convertible is a testament to the brand's ability to evolve while staying true to its roots. Offering a combination of timeless style, modern technology, and the unparalleled joy of convertible driving, it remains a standout choice for those who value both heritage and innovation. And with tailored finance options, this open-top icon is within reach for many.
Buying Guide
Want to find out everything about all Convertible models, pros and cons, what to look out for and everything else you need to know? Check out our Mini Convertible buying guide here.