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Used Mini on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Financing a Mini

If you're considering securing a used Mini on finance in the UK, here's a straightforward guide to assist you in your decision-making process.


Simple Guide: Used Mini on Finance


Why Go For a Mini?

  • Iconic British brand with a unique, compact design.
  • Offers a fun driving experience with sporty handling.
  • Broad range of models, from the classic Cooper to the more spacious Countryman.
  • Known for its stylish interiors and customisation options.

Where to Find One:

  • Mini's 'Approved Used' programme.
  • Your local Mini dealerships.
  • Trusted online car marketplaces.
  • From private sellers – just ensure you do thorough checks.

Popular Mini Models in the UK:

  1. Mini Cooper - The classic model, available in various trims.
  2. Mini Countryman - A larger, SUV-style option with more space.
  3. Mini Clubman - Unique split rear doors and a bit more room.
  4. Mini Convertible - Perfect for those sunny days out.
  5. Mini Electric - An eco-friendly option for the modern age.

Financing Options:

  1. PCP (Personal Contract Purchase): Start with a deposit, then monthly payments. At the end, choose to keep, return, or swap the car.
  2. HP (Hire Purchase): After a deposit, you'll have fixed monthly payments. Once you're done, the car's yours.
  3. Leasing: Pay regularly to use the car. Hand it back once the contract wraps up.

Your Credit Score Matters:

  • A stronger credit score might get you a more favourable financing deal.

Setting Your Budget:

  • Think about what you can afford monthly and upfront as a deposit.
  • Don’t forget other car expenses like tax, insurance, and upkeep.

Before You Commit:

  • Make sure there's a complete service history.
  • Cross-check the car's mileage with service records and MOT details.
  • Keep in mind potential early termination fees for the finance deal.

Tips for Negotiating:

  • Be aware of typical prices for the Mini model you're after.
  • Use things like age, condition, and mileage of the car as bargaining points.
  • Make sure you grasp the full finance terms before you agree to anything.

Armed with this guide, you're now prepared to find a Mini that aligns with your needs. Happy car hunting, and here's to many enjoyable drives in your future Mini!

About Mini

MINI, a legendary icon of British automotive history, continues to capture hearts with its unmistakable design and spirited performance. Though it has evolved significantly since its original inception, the brand maintains its unique identity and is now infused with contemporary technologies and luxury touches courtesy of its parent company, BMW.

Key Features and Specifications

  • Distinctive Design: MINI's instantly recognisable and iconic design is complemented by modern styling cues and quality finishes.
  • Engaging Drive: MINIs are renowned for their nimble handling and "go-kart" like driving feel, making every journey exhilarating.
  • Customisability: One of the hallmarks of the brand, MINIs offer a wide array of personalisation options, from colours to interior trims.
  • Premium Interiors: Modern MINIs boast high-quality interiors with the latest in infotainment and connectivity features, echoing BMW's luxury standards.

Most Popular Models in the UK

MINI's range, while focused, offers something for every urban adventurer and classic enthusiast:

  • MINI Hatch: The quintessential MINI, the Hatch is available in 3 or 5 doors and remains the brand's best-seller with its compact dimensions and lively performance.
  • MINI Countryman: This is MINI's answer to the compact SUV market, offering more space without compromising on style or driving fun.
  • MINI Convertible: Perfect for those sunny UK days, the Convertible offers open-top motoring with all the charm of the classic MINI.
  • MINI Clubman: A unique blend of style and functionality, the Clubman features distinctive split rear doors and offers more room for passengers and luggage.

With a blend of British charm, modern features, and dynamic driving experience, MINI stands as a testament to timeless appeal and contemporary luxury in the UK's automotive landscape.

Mini Data

Find out which Mini vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg AgeAvg MileageRecent Sales
All Mini10,610£12,353851,17321,767
Clubman903£15,425645,4762,089
Clubvan14£8,4841392,83811
Convertible940£15,010738,3572,189
Countryman2,334£17,776643,0134,638
Coupe134£6,3461160,539177
Electric212£19,067315,190264
Hatch5,873£14,163640,57912,087
Paceman137£7,9851064,141195
Roadster63£6,9231160,423117
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