Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Currently available from this supplier's showroom is this reliable blue Convertible 1.5 Cooper Classic Steptronic Euro 6 Ss with a automatic gearbox and 1.5l petrol engine.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Get yourself in the driver's seat of this Convertible that is ranked as one of the most reliable cars on the market. It is fitted out with automatic transmission and a 1500CC petrol engine. This second hand model currently available from our dealership only has 22,308 miles clocked-up on the dash and has been finished in .
Repairs are not only inconvenient, but they can be a bit on the expensive side, therefore buying one that's rated for being reliable could be something you'll want to consider if you are thinking of overall cost in the long term. The Mini Convertible is in the top 20 of Britain's reliability index and this dealer currently has this second hand one available to buy priced at just £15,755. That's great value for this particular model and even better if you're less likely to be forking out for repairs.
Get yourself behind the steering wheel of this Mini Convertible Cooper S for just £9,995. It contains a 2.0 Litre petrol motor with manual transmission and has got 86,000 miles clocked up on the dash.
Get yourself in the driver's seat of this Mini Convertible that is rated as one of the most durable and trustworthy cars available. It comes fitted with automatic transmission and has got a 2.0 Ltr petrol engine. This one with low mileage available from this dealer comes in black and only has 13,857 miles clocked up on the dashboard.
Would you like to purchase a Mini? Well, take a look at this second hand one with low mileage from our dealership in the Doncaster area that is equipped with a 1500cc petrol engine and automatic transmission.
On the market and ready for its next owner to drive away is this convertible that has a 2.0 Ltr petrol motor with automatic transmission. This second hand model at our dealership in Worcester is advertised at the incredible price of just £16,100.
Now available from our dealership in Kirkcaldy is this convertible that is fitted out with a 1.6 LTR petrol engine and manual transmission. Up for sale and ready for you to take home in the shade of white with 75,944 mi clocked up on the dashboard.
This Mini has 27,200 miles on the dashboard and incorporates a 1.5 litre motor. It runs on petrol with manual transmission and has been finished in the tone of blue.
Available to view at our dealership located in Northampton is this Convertible which has got a 1.6l petrol engine with manual transmission. It is on the market in the tone of white with 46,138 miles clocked up on the dash.
This almost flawless, nearly new Convertible 2.0 Cooper S Exclusive Premium Plus comes fitted out with automatic transmission and has a cc petrol engine. It's on offer and ready for you to drive home in the shade of green with a mere 14,673 miles on the clock.
A great price of just £13,490 is being advertised by this dealer on this Convertible 2.0 Cooper S Euro 6 S S that has an outstanding reputation for reliability and trustworthiness.
This low mileage Convertible Convertible is fitted with a 1.5 ltr petrol engine and manual transmission. It is on offer and ready for its next owner to drive away in the shade of silver with just 23,000 miles clocked up on the dash.
Rated in the UK's top 20 for its trustworthiness and reliability, this Mini Convertible 2.0 Cooper S Exclusive Convertible Step comes fitted out with a 2.0L petrol engine and automatic transmission. It has 22,802 miles clocked up on the dash and is currently available for sale in a black finish.
Featured in the list of the UK's top twenty, most trustworthy and reliable motors, this Convertible Convertible comes with manual transmission and a 1600 cc petrol engine. This dealership currently has this second hand model on offer that has got 82,138 miles clocked-up on the dashboard.
This convertible Convertible 2.0 Cooper S Classic II 2021 has a low mileage of only 36,177 miles on the dash and has been driven for less than a full year.
On offer and ready for you to take home is this Mini that has a 1.5 litre petrol motor with manual transmission. This second hand model currently available from our dealership in Weston-super-Mare only has 32,626 miles on the dash and has a blue finish.
A convertible car created by the Mini company to offer its driver a higher degree of durability and a more reliable performance than your average vehicle. This second hand Convertible Cooper S Exclusive comes in this shade of grey with a petrol 2000 cc engine, automatic transmission and 28,490 miles clocked-up on the dash.
Currently on display at our showroom in the Stoke-on-Trent area - yellow Mini which is equipped with a 2.0 Ltr petrol motor and automatic transmission.
Coming fitted with a 1500cc petrol engine and manual transmission, this second hand Convertible Cooper Exclusive comes finished in the tone of grey and has 10,924 miles clocked-up on the dash.
The Mini Convertible is noted for its stylish design and exciting driving experience. If you're contemplating purchasing a used Mini Convertible via finance, here's a thorough guide to navigate through the process effectively and efficiently.
1. Establishing a Clear Budget
Budget Constraints: Determine the amount you're willing to pay upfront and as monthly instalments.
Additional Costs: Remember to account for insurance, maintenance, and potential repairs in your budget.
2. Research and Preliminary Decisions
Model Specifications: Identify which Mini Convertible model and year align with your requirements and financial capacity.
Price Benchmarking: Investigate prevailing market prices and potential depreciation of the chosen model.
3. Understanding Your Credit Score
Credit Report: Review your credit report to identify your creditworthiness.
Pre-approval: Consider seeking pre-approval for your car loan to streamline the purchasing process.
4. Investigate the Vehicle
Vehicle Inspection: Ensure a thorough check of the vehicle’s condition, ideally with a professional mechanic.
History Check: Obtain a comprehensive vehicle history report to uncover any potential issues or red flags.
5. Exploring Financing Options
Dealership Financing: While convenient, dealership financing can be more expensive than other options.
Bank Financing: Typically offers lower interest rates but might involve more paperwork.
Personal Loans: Could be an alternative but may come with higher interest rates.
Hire Purchase: Allows you to pay off the vehicle in monthly instalments, with the car being used as security for the loan.
6. Negotiating the Price
Initial Price Negotiation: Leverage your research to negotiate the price based on market averages.
Trade-Ins: If applicable, negotiate the trade-in value of your current vehicle separately to optimize the deal.
7. Reviewing and Finalizing the Contract
Contract Scrutiny: Ensure that all negotiated terms are correctly represented in the contract.
Ownership Documents: Verify and complete all necessary documentation for the transfer of ownership.
8. Insuring the Vehicle
Insurance Quotes: Compare quotes from various insurers to identify the best deal.
Appropriate Coverage: Ensure the insurance coverage is suitable for your needs and complies with the financing agreement.
9. Committing to Good Financial and Vehicle Management
Timely Payments: Maintain punctuality in your monthly instalments to protect your credit score.
Routine Maintenance: Regular service and maintenance will safeguard the vehicle’s performance and resale value.
10. Future Considerations
Potential Refinancing: Depending on the market conditions, refinancing in the future could lower your monthly payments.
Resale or Trade-In: Maintain the vehicle diligently to optimize its future resale or trade-in value.
Conclusion
Financing a used Mini Convertible entails strategic planning, diligent research, and disciplined financial management. By adhering to this guide, you can enjoy the thrill of driving your Mini Convertible without overshadowing it with financial anxiety. Always remember to read all documents carefully and seek professional advice when in doubt to ensure a smooth and transparent purchasing process.
About the Mini Convertible
The Mini Convertible seamlessly combines the unmistakable character of the Mini brand with the thrill of top-down driving. Maintaining its iconic design while integrating contemporary features, it offers drivers a unique blend of style, performance, and open-air exhilaration.
Features and Specifications:
Iconic Design: The Mini Convertible retains the classic Mini design ethos with its rounded headlights, signature grille, and compact proportions, while adding the allure of a retractable roof.
Efficient Powertrains: Under the bonnet, you'll find a selection of petrol engines designed for both efficiency and performance. The Cooper S and John Cooper Works variants provide spirited performance for those craving added excitement.
Interior Craftsmanship: The cabin boasts premium materials, with attention to detail that reflects Mini's British heritage. Features like the circular central display, ambient lighting, and high-quality upholstery give it a distinctive edge.
Cutting-Edge Technology: Modern amenities like a touchscreen infotainment system, Apple CarPlay compatibility, and a range of driver-assist systems ensure the Mini Convertible remains at the forefront of automotive tech.
Safety: A suite of safety features, including dynamic stability control, a rigid body structure, and multiple airbags, ensure that open-top driving is as safe as it is exhilarating.
In Conclusion:
The Mini Convertible is a testament to the brand's ability to evolve while staying true to its roots. Offering a combination of timeless style, modern technology, and the unparalleled joy of convertible driving, it remains a standout choice for those who value both heritage and innovation. And with tailored finance options, this open-top icon is within reach for many.
Buying Guide
Want to find out everything about all Convertible models, pros and cons, what to look out for and everything else you need to know? Check out our Mini Convertible buying guide here.
Mini Convertible Data by County
Mini Convertible data for the amount in stock, average price, age and mileage throughout
the UK and by county.