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Used Kia Soul on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Soul on finance

Considering a Kia Soul? Here's a no-nonsense guide to help you get a used Kia Soul on finance in the UK:


Quick Guide: Used Kia Soul on Finance


Why the Kia Soul?

  • Distinctive, boxy design stands out on the road.
  • Comfortable interior and a decent amount of space.
  • Comes in both petrol and electric versions.
  • Reliable with a good safety rating.

Starting Your Search:

  • Visit Kia's official UK used car website.
  • Browse online car platforms, local dealerships, and classified ads.

Finance Options:

  1. PCP (Personal Contract Purchase): Pay a deposit, then monthly instalments. At the end, decide to buy, trade, or return the car.
  2. HP (Hire Purchase): Deposit, monthly payments, and the Soul is yours once you've paid in full.
  3. Lease: Rent the Soul for a set period, then hand it back.
  4. Personal Loan: Secure a loan, buy the car, then repay the loan over time.

Credit Check: Before jumping in, check your credit score. This will give you an idea of which finance options might be available to you. There are several places online in the UK where you can do a free credit check.

Setting Your Budget: Work out what you can afford each month. Remember, the more you can put down as a deposit, the lower your monthly payments might be.

Key Points to Watch: If you're leaning towards PCP or leasing, keep an eye on mileage limits. And be clear on any fees if you choose to end the agreement early.

Haggling Tips: Don't just settle for the first offer. Try to negotiate a bit. You might snag a better deal or some added extras.


With this guide in hand, you're set to find and finance a used Kia Soul. Best of luck with your car search!

About the Kia Soul

The Kia Soul has always stood out in the automotive crowd, thanks to its boxy yet stylish design. While its looks might be polarizing for some, there's no denying its unique character. Popular in the UK for its combination of compact size and spacious interior, the Kia Soul has been a favourite among urbanites and those who appreciate its distinctive presence.

Features and Specifications:

  • Bold Design: The Soul's design, with its upright stance, squared-off shape, and high-mounted tail lights, is unmistakable. Its boxy silhouette not only provides it with a strong visual identity but also maximizes interior space.

  • Interior Space and Comfort: Despite its compact footprint, the Soul offers ample space inside. Its high roofline ensures good headroom for all passengers, and the rear seat provides enough legroom. Boot space is also competitive for its class.

  • Engine Options: Historically, the Soul has been available with a range of petrol and diesel engines. However, as with many modern vehicles, electrification is the key focus, with the Soul EV offering an all-electric powertrain.

  • Soul EV: The electric variant of the Soul has gained significant attention. With a generous range, the Soul EV is not just city-bound; it's entirely capable of longer journeys. Fast charging capabilities and a host of tech features make it a strong contender in the electric car segment in the UK.

  • Safety and Tech: Safety is a priority in the Soul, with numerous features such as multiple airbags, stability control, and advanced driver assistance systems. The infotainment system is user-friendly, featuring connectivity options that modern drivers expect, including Android Auto and Apple CarPlay.

  • Ride and Handling: The Soul is designed with urban environments in mind. Its compact size and nimble handling make it perfect for navigating through city streets. Yet, it's also comfortable enough for motorway driving, making it a versatile choice.

Conclusion:

The Kia Soul, with its mix of unique design and practicality, offers a compelling choice for those looking for something a bit different from the usual urban hatchback or crossover. Its electric variant, the Soul EV, provides an environmentally friendly option without compromising on the characteristics that make the Soul stand out. For UK buyers wanting a blend of style, space, and modern tech, the Kia Soul holds strong appeal.

Buying Guide

Want to find out everything about all Soul models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Soul buying guide here.

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