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Used Kia on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Financing a Kia

Looking to snag a used Kia on finance in the UK? Here's a handy, uncomplicated guide to help you out.


Quick Guide: Used Kia on Finance


Why Go for Kia?

  • Reliable and durable vehicles.
  • Modern designs with up-to-date tech features.
  • Excellent warranty offers.
  • A range of models to suit various lifestyles.

Top Spots to Purchase:

  • Kia's 'Approved Used' programme for top-notch vehicles.
  • Your local Kia dealerships.
  • Established online car marketplaces.
  • From individual sellers (though always be cautious).

Popular Kia Models in the UK:

  1. Kia Sportage - Top-notch SUV with a spacious interior.
  2. Kia Picanto - Compact city car that's big on value.
  3. Kia Sorento - Large SUV, perfect for families.
  4. Kia Niro - Hybrid and electric options available.
  5. Kia Ceed - A versatile hatchback with style.

Finance Options:

  1. PCP (Personal Contract Purchase): Start with an upfront deposit, followed by monthly payments. End choices: buy, swap, or hand it back.
  2. HP (Hire Purchase): Pay a deposit, followed by equal monthly instalments. The car's yours after the last payment.
  3. Leasing: Monthly fees to use the car; hand it back when the contract's up.

Importance of Credit Score: A good credit score can bag you better interest rates.

Budget Tips:

  • Decide on a deposit and monthly fee that won't stretch you too thin.
  • Don't forget extra expenses like insurance, upkeep, and road tax.

Before Buying:

  • Always request a full service history.
  • Verify the car's mileage with service records and MOT slips.
  • Know that ending a finance agreement early might mean extra fees.

Haggling Tips:

  • Know the going rate for the Kia model you want.
  • Base your negotiations on things like age, mileage, and car condition.
  • Grasp all parts of the finance deal before you sign.

Armed with this guide, you're ready to dive into the UK's used car market and get that Kia on finance. Happy shopping and safe driving!

About Kia

Originating from South Korea, Kia has grown exponentially in global markets, including the UK. Combining compelling designs with exceptional value for money, the brand has secured a commendable position among British consumers, particularly those in search of reliability and affordability.

Key Features and Specifications

  • 7-Year Warranty: One of Kia's unique selling propositions in the UK is its industry-leading 7-year warranty, which is a testament to the brand's confidence in its vehicles' reliability and durability.
  • Varied Line-up: Kia boasts a diverse vehicle range, catering to almost every segment – from compact city cars to spacious SUVs and eco-friendly electric models.
  • Forward-Thinking Designs: Kia vehicles, under the influence of their renowned design chief, have received global praise for their contemporary aesthetics.
  • Electrification: Kia is making headway in electric and hybrid technologies, evident in models like the e-Niro and the Soul EV.

Most Popular Models in the UK

Kia's ascent in the UK market is attributed to several key models:

  • Kia Sportage: A mid-size SUV that offers style, functionality, and value, making it one of the brand's best-sellers in the UK.
  • Kia Ceed: This family-friendly hatchback stands as a strong contender in its segment, also available in estate and sporty variants.
  • Kia Picanto: A compact city car that doesn't skimp on features, providing an ideal solution for urban commutes.
  • Kia e-Niro: An electric SUV which has garnered much attention for its impressive range and affordability in the growing EV sector.
Kia Data

Find out which Kia vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg AgeAvg MileageRecent Sales
All Kia15,843£16,158539,65634,617
Carens105£7,803971,206231
Ceed1,503£12,315542,5053,373
e-Niro437£23,237219,9761,362
EV6184£38,45519,462285
Niro1,438£20,290326,2413,542
Optima153£10,660765,855297
Picanto2,088£9,923527,7173,883
Proceed424£16,526433,664889
RIO1,069£10,036641,3291,792
Sedona13£3,9981679,38316
Sorento480£25,554546,4961,229
Soul464£14,147541,212523
Sportage5,127£18,569438,09112,265
Stinger40£22,273542,788112
Stonic981£15,174322,6781,971
Venga401£7,734945,620649
Xceed936£17,987219,9292,198
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