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Used Kia on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Financing a Kia

Looking to snag a used Kia on finance in the UK? Here's a handy, uncomplicated guide to help you out.


Quick Guide: Used Kia on Finance


Why Go for Kia?

  • Reliable and durable vehicles.
  • Modern designs with up-to-date tech features.
  • Excellent warranty offers.
  • A range of models to suit various lifestyles.

Top Spots to Purchase:

  • Kia's 'Approved Used' programme for top-notch vehicles.
  • Your local Kia dealerships.
  • Established online car marketplaces.
  • From individual sellers (though always be cautious).

Popular Kia Models in the UK:

  1. Kia Sportage - Top-notch SUV with a spacious interior.
  2. Kia Picanto - Compact city car that's big on value.
  3. Kia Sorento - Large SUV, perfect for families.
  4. Kia Niro - Hybrid and electric options available.
  5. Kia Ceed - A versatile hatchback with style.

Finance Options:

  1. PCP (Personal Contract Purchase): Start with an upfront deposit, followed by monthly payments. End choices: buy, swap, or hand it back.
  2. HP (Hire Purchase): Pay a deposit, followed by equal monthly instalments. The car's yours after the last payment.
  3. Leasing: Monthly fees to use the car; hand it back when the contract's up.

Importance of Credit Score: A good credit score can bag you better interest rates.

Budget Tips:

  • Decide on a deposit and monthly fee that won't stretch you too thin.
  • Don't forget extra expenses like insurance, upkeep, and road tax.

Before Buying:

  • Always request a full service history.
  • Verify the car's mileage with service records and MOT slips.
  • Know that ending a finance agreement early might mean extra fees.

Haggling Tips:

  • Know the going rate for the Kia model you want.
  • Base your negotiations on things like age, mileage, and car condition.
  • Grasp all parts of the finance deal before you sign.

Armed with this guide, you're ready to dive into the UK's used car market and get that Kia on finance. Happy shopping and safe driving!

About Kia

Originating from South Korea, Kia has grown exponentially in global markets, including the UK. Combining compelling designs with exceptional value for money, the brand has secured a commendable position among British consumers, particularly those in search of reliability and affordability.

Key Features and Specifications

  • 7-Year Warranty: One of Kia's unique selling propositions in the UK is its industry-leading 7-year warranty, which is a testament to the brand's confidence in its vehicles' reliability and durability.
  • Varied Line-up: Kia boasts a diverse vehicle range, catering to almost every segment – from compact city cars to spacious SUVs and eco-friendly electric models.
  • Forward-Thinking Designs: Kia vehicles, under the influence of their renowned design chief, have received global praise for their contemporary aesthetics.
  • Electrification: Kia is making headway in electric and hybrid technologies, evident in models like the e-Niro and the Soul EV.

Most Popular Models in the UK

Kia's ascent in the UK market is attributed to several key models:

  • Kia Sportage: A mid-size SUV that offers style, functionality, and value, making it one of the brand's best-sellers in the UK.
  • Kia Ceed: This family-friendly hatchback stands as a strong contender in its segment, also available in estate and sporty variants.
  • Kia Picanto: A compact city car that doesn't skimp on features, providing an ideal solution for urban commutes.
  • Kia e-Niro: An electric SUV which has garnered much attention for its impressive range and affordability in the growing EV sector.
Kia Data

Find out which Kia vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg Age (years)Avg MileageRecent Sales
All Models19,469£18,745638,34440,172
Carens82£6,0311179,457163
Ceed1,343£11,731649,1242,796
e-Niro478£18,529331,4531,882
EV3309£32,36614,185765
EV4248£31,99503,683279
EV6501£29,786219,6551,249
EV9139£56,16518,248190
Niro1,448£18,940430,4003,441
Optima110£8,380979,727207
Picanto2,577£11,013525,7854,920
Proceed329£13,951542,504857
PV545£30,82401,40248
RIO671£8,413850,0511,325
Sedona10£4,8361769,0536
Sorento591£26,482648,7921,200
Soul217£7,6651063,516343
Sportage7,276£18,950537,01415,259
Stinger46£19,544758,206121
Stonic1,606£14,569426,1492,503
Venga255£6,9411152,532467
Xceed1,188£16,534324,2782,151
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