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Used Kia Soul on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Soul on finance

Considering a Kia Soul? Here's a no-nonsense guide to help you get a used Kia Soul on finance in the UK:


Quick Guide: Used Kia Soul on Finance


Why the Kia Soul?

  • Distinctive, boxy design stands out on the road.
  • Comfortable interior and a decent amount of space.
  • Comes in both petrol and electric versions.
  • Reliable with a good safety rating.

Starting Your Search:

  • Visit Kia's official UK used car website.
  • Browse online car platforms, local dealerships, and classified ads.

Finance Options:

  1. PCP (Personal Contract Purchase): Pay a deposit, then monthly instalments. At the end, decide to buy, trade, or return the car.
  2. HP (Hire Purchase): Deposit, monthly payments, and the Soul is yours once you've paid in full.
  3. Lease: Rent the Soul for a set period, then hand it back.
  4. Personal Loan: Secure a loan, buy the car, then repay the loan over time.

Credit Check: Before jumping in, check your credit score. This will give you an idea of which finance options might be available to you. There are several places online in the UK where you can do a free credit check.

Setting Your Budget: Work out what you can afford each month. Remember, the more you can put down as a deposit, the lower your monthly payments might be.

Key Points to Watch: If you're leaning towards PCP or leasing, keep an eye on mileage limits. And be clear on any fees if you choose to end the agreement early.

Haggling Tips: Don't just settle for the first offer. Try to negotiate a bit. You might snag a better deal or some added extras.


With this guide in hand, you're set to find and finance a used Kia Soul. Best of luck with your car search!

About the Kia Soul

The Kia Soul has always stood out in the automotive crowd, thanks to its boxy yet stylish design. While its looks might be polarizing for some, there's no denying its unique character. Popular in the UK for its combination of compact size and spacious interior, the Kia Soul has been a favourite among urbanites and those who appreciate its distinctive presence.

Features and Specifications:

  • Bold Design: The Soul's design, with its upright stance, squared-off shape, and high-mounted tail lights, is unmistakable. Its boxy silhouette not only provides it with a strong visual identity but also maximizes interior space.

  • Interior Space and Comfort: Despite its compact footprint, the Soul offers ample space inside. Its high roofline ensures good headroom for all passengers, and the rear seat provides enough legroom. Boot space is also competitive for its class.

  • Engine Options: Historically, the Soul has been available with a range of petrol and diesel engines. However, as with many modern vehicles, electrification is the key focus, with the Soul EV offering an all-electric powertrain.

  • Soul EV: The electric variant of the Soul has gained significant attention. With a generous range, the Soul EV is not just city-bound; it's entirely capable of longer journeys. Fast charging capabilities and a host of tech features make it a strong contender in the electric car segment in the UK.

  • Safety and Tech: Safety is a priority in the Soul, with numerous features such as multiple airbags, stability control, and advanced driver assistance systems. The infotainment system is user-friendly, featuring connectivity options that modern drivers expect, including Android Auto and Apple CarPlay.

  • Ride and Handling: The Soul is designed with urban environments in mind. Its compact size and nimble handling make it perfect for navigating through city streets. Yet, it's also comfortable enough for motorway driving, making it a versatile choice.

Conclusion:

The Kia Soul, with its mix of unique design and practicality, offers a compelling choice for those looking for something a bit different from the usual urban hatchback or crossover. Its electric variant, the Soul EV, provides an environmentally friendly option without compromising on the characteristics that make the Soul stand out. For UK buyers wanting a blend of style, space, and modern tech, the Kia Soul holds strong appeal.

Buying Guide

Want to find out everything about all Soul models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Soul buying guide here.

Kia Soul Data by County

Kia Soul data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All193£7,6221158,769266
Ballymoney2£5,1351191,814-
Barking & Dagenham - Greater London2£4,14513107,789-
Bedfordshire3£3,04315104,9457
Belfast1£6,7951058,3501
Berkshire4£4,9701475,3897
Bristol1£4,9901365,0003
Bromley - Greater London1£19,500216,000-
Buckinghamshire4£10,189844,5674
Caerphilly1£4,99511105,500-
Cambridgeshire7£8,656961,0788
Ceredigion1£8,4951139,815-
Cheshire3£9,561947,07910
City of Edinburgh2£7,8951041,5532
City of London - Greater London3£13,698538,3542
County Durham5£3,5361493,4644
Croydon - Greater London1£5,4901042,000-
Cumbria1£9,7501133,1211
Derbyshire3£11,663838,2988
Devon2£11,895624,9688
Dorset3£7,5971175,0622
Dumfries and Galloway2£11,699630,5691
Ealing - Greater London1£3,2951765,2981
East Ayrshire1£11,498668,4061
East Sussex4£6,6961288,4584
Essex7£8,854936,0257
Falkirk4£8,799950,532-
Fife3£8,665845,4612
Glasgow City2£4,9831192,500-
Greater Manchester14£7,5131065,23614
Hampshire9£6,8201254,27413
Havering - Greater London1£3,7951737,0001
Hertfordshire3£9,598837,1935
Hillingdon - Greater London1£6,490973,0001
Isle of Wight2£8,4951272,7883
Kent8£9,6281050,6397
Kingston upon Thames - Greater London1£2,1501792,246-
Lancashire9£5,3481279,1228
Leicestershire2£8,1731059,0778
Lincolnshire11£7,2581170,5679
Magherafelt1£9,7501050,0001
Merseyside2£7,245974,2052
Norfolk3£8,4811038,23612
North Lanarkshire2£7,4941049,7071
North Yorkshire2£11,498932,8446
Northamptonshire1£4,4951636,0001
Nottinghamshire2£8,3931166,3035
Oxfordshire2£8,388958,1311
Pembrokeshire1£7,9951044,000-
Perth and Kinross1£6,5551039,9913
Rhondda Cynon Taf1£8,4901032,3903
Somerset1£10,7251129,8825
South Yorkshire5£3,68212100,49012
Staffordshire2£6,3761062,8907
Stirling1£8,498968,872-
Suffolk3£5,3311280,4954
Surrey3£5,3301249,4401
Tyne and Wear7£6,5811173,79112
West Midlands8£8,7881070,97612
West Sussex1£8,2751118,4593
West Yorkshire8£5,8181175,25117
Wiltshire1£4,9951460,0006
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