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          Used Kia Optima on Finance

          Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

          106 cars

          • Kia Optima 1.6 Crdi Gt-line S Sportswagon Dct Euro Red 1/33
          • Kia Optima 1.6 Crdi Gt-line S Sportswagon Dct Euro Red #2 2/33
          • Kia Optima 1.6 Crdi Gt-line S Sportswagon Dct Euro Red #3 3/33
          • Kia Optima 1.6 Crdi Gt-line S Sportswagon Dct Euro Red #4 4/33
          • Kia Optima 1.6 Crdi Gt-line S Sportswagon Dct Euro Red #5 5/33

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            Kia Optima 1.6 Crdi Gt-line S Sportswagon Dct Euro Red #6

          2019 Kia Optima

          1.6 Crdi Gt-line S Sportswagon Dct Euro

          54,509mi Auto Diesel 1.6L

          £12,390

          Wakefield

          from £260/pm

          4.7 dealer rating
          Get Finance Quote More info

          Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

          • Kia Optima 1.7 Crdi 3 Panroof Nav Camera Leather White 1/31
          • Kia Optima 1.7 Crdi 3 Panroof Nav Camera Leather White #2 2/31
          • Kia Optima 1.7 Crdi 3 Panroof Nav Camera Leather White #3 3/31
          • Kia Optima 1.7 Crdi 3 Panroof Nav Camera Leather White #4 4/31
          • Kia Optima 1.7 Crdi 3 Panroof Nav Camera Leather White #5 5/31

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            Kia Optima 1.7 Crdi 3 Panroof Nav Camera Leather White #6

          2014 Kia Optima

          1.7 Crdi 3 Panroof Nav Camera Leather

          80,000mi Manual Diesel 1.7L

          £4,775

          Gloucester

          from £100/pm

          3.9 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.7 Crdi 2 Euro 5 Silver 1/26
          • Kia Optima 1.7 Crdi 2 Euro 5 Silver #2 2/26
          • Kia Optima 1.7 Crdi 2 Euro 5 Silver #3 3/26
          • Kia Optima 1.7 Crdi 2 Euro 5 Silver #4 4/26
          • Kia Optima 1.7 Crdi 2 Euro 5 Silver #5 5/26

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            Kia Optima 1.7 Crdi 2 Euro 5 Silver #6

          2015 Kia Optima

          1.7 Crdi 2 Euro 5

          91,421mi Auto Diesel 1.7L

          £4,945

          Bradford

          from £104/pm

          4.6 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.7 Crdi Isg 3 Dct 2017 Blue 1/25
          • Kia Optima 1.7 Crdi Isg 3 Dct 2017 Blue #2 2/25
          • Kia Optima 1.7 Crdi Isg 3 Dct 2017 Blue #3 3/25
          • Kia Optima 1.7 Crdi Isg 3 Dct 2017 Blue #4 4/25
          • Kia Optima 1.7 Crdi Isg 3 Dct 2017 Blue #5 5/25

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            Kia Optima 1.7 Crdi Isg 3 Dct 2017 Blue #6

          2017 Kia Optima

          1.7 Crdi Isg 3 Dct 2017

          52,244mi Auto Diesel 1.7L

          £9,810

          Hull

          from £206/pm

          4.5 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.6 Crdi 2 Sportswagon Euro 6 S Black 1/27
          • Kia Optima 1.6 Crdi 2 Sportswagon Euro 6 S Black #2 2/27
          • Kia Optima 1.6 Crdi 2 Sportswagon Euro 6 S Black #3 3/27
          • Kia Optima 1.6 Crdi 2 Sportswagon Euro 6 S Black #4 4/27
          • Kia Optima 1.6 Crdi 2 Sportswagon Euro 6 S Black #5 5/27

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            Kia Optima 1.6 Crdi 2 Sportswagon Euro 6 S Black #6

          2019 Kia Optima

          1.6 Crdi 2 Sportswagon Euro 6 S

          72,578mi Manual Diesel 1.6L

          £8,390

          Leeds

          from £176/pm

          4.6 dealer rating
          Get Finance Quote More info

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          • Kia Optima 1.7 Crdi 2 Black 1/83
          • Kia Optima 1.7 Crdi 2 Black #2 2/83
          • Kia Optima 1.7 Crdi 2 Black #3 3/83
          • Kia Optima 1.7 Crdi 2 Black #4 4/83
          • Kia Optima 1.7 Crdi 2 Black #5 5/83

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            Kia Optima 1.7 Crdi 2 Black #6

          2017 Kia Optima

          1.7 Crdi 2

          93,000mi Manual 1.7L

          £5,495

          Peterborough

          from £115/pm

          4.9 dealer rating
          Get Finance Quote More info
          • Kia Optima Optima 1.7 Crdi Isg 2 Black 1/35
          • Kia Optima Optima 1.7 Crdi Isg 2 Black #2 2/35
          • Kia Optima Optima 1.7 Crdi Isg 2 Black #3 3/35
          • Kia Optima Optima 1.7 Crdi Isg 2 Black #4 4/35
          • Kia Optima Optima 1.7 Crdi Isg 2 Black #5 5/35

          • View more photos (35)

            Kia Optima Optima 1.7 Crdi Isg 2 Black #6

          2018 Kia Optima

          Optima 1.7 Crdi Isg 2

          49,000mi Manual Diesel 1.7L

          £9,100

          Lincoln

          from £191/pm

          4.3 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black 1/49
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black #2 2/49
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black #3 3/49
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black #4 4/49
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black #5 5/49

          • View more photos (49)

            Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black #6

          2017 Kia Optima

          1.7 Crdi 2 Sportswagon Euro 6 S

          95,000mi Manual Diesel 1.7L

          £5,750

          Brandon

          from £121/pm

          4.8 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.6L 3 Black 1/36
          • Kia Optima 1.6L 3 Black #2 2/36
          • Kia Optima 1.6L 3 Black #3 3/36
          • Kia Optima 1.6L 3 Black #4 4/36
          • Kia Optima 1.6L 3 Black #5 5/36

          • View more photos (36)

            Kia Optima 1.6L 3 Black #6

          2019 Kia Optima

          1.6L 3

          65,785mi Manual Diesel 1.6L

          £9,000

          Ripley

          from £189/pm

          4.8 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 Ss Black 1/15
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 Ss Black #2 2/15
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 Ss Black #3 3/15
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 Ss Black #4 4/15
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 Ss Black #5 5/15

          • View more photos (15)

            Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 Ss Black #6

          2017 Kia Optima

          1.7 Crdi 2 Sportswagon Euro 6 Ss

          79,000mi Manual Diesel 1.7L

          £4,490

          Bolton

          from £94/pm

          4.1 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.6 Crdi Isg 3 White 1/35
          • Kia Optima 1.6 Crdi Isg 3 White #2 2/35
          • Kia Optima 1.6 Crdi Isg 3 White #3 3/35
          • Kia Optima 1.6 Crdi Isg 3 White #4 4/35
          • Kia Optima 1.6 Crdi Isg 3 White #5 5/35

          • View more photos (35)

            Kia Optima 1.6 Crdi Isg 3 White #6

          2019 Kia Optima

          1.6 Crdi Isg 3

          36,189mi Manual Diesel 1.6L

          £11,395

          Bootle

          from £239/pm

          4.3 dealer rating
          Get Finance Quote More info
          • Kia Optima Crdi 3 Isg Silver 1/10
          • Kia Optima Crdi 3 Isg Silver #2 2/10
          • Kia Optima Crdi 3 Isg Silver #3 3/10
          • Kia Optima Crdi 3 Isg Silver #4 4/10
          • Kia Optima Crdi 3 Isg Silver #5 5/10

          • View more photos (10)

            Kia Optima Crdi 3 Isg Silver #6

          2016 Kia Optima

          Crdi 3 Isg

          23,100mi Auto Diesel 1.7L

          £10,495

          Carterton

          from £220/pm

          4.6 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black 1/30
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black #2 2/30
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black #3 3/30
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black #4 4/30
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black #5 5/30

          • View more photos (30)

            Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S Black #6

          2017 Kia Optima

          1.7 Crdi 2 Sportswagon Euro 6 S

          57,331mi Manual Diesel 1.7L

          £7,495

          Newtownards

          from £157/pm

          4.5 dealer rating
          Get Finance Quote More info
          • Kia Optima Crdi 3 Isg White 1/34
          • Kia Optima Crdi 3 Isg White #2 2/34
          • Kia Optima Crdi 3 Isg White #3 3/34
          • Kia Optima Crdi 3 Isg White #4 4/34
          • Kia Optima Crdi 3 Isg White #5 5/34

          • View more photos (34)

            Kia Optima Crdi 3 Isg White #6

          2017 Kia Optima

          Crdi 3 Isg

          133,500mi Auto Diesel 1.7L

          £5,389

          Walsall

          from £113/pm

          4.7 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.7 Crdi Isg 2 Silver 1/15
          • Kia Optima 1.7 Crdi Isg 2 Silver #2 2/15
          • Kia Optima 1.7 Crdi Isg 2 Silver #3 3/15
          • Kia Optima 1.7 Crdi Isg 2 Silver #4 4/15
          • Kia Optima 1.7 Crdi Isg 2 Silver #5 5/15

          • View more photos (15)

            Kia Optima 1.7 Crdi Isg 2 Silver #6

          2017 Kia Optima

          1.7 Crdi Isg 2

          66,000mi Manual Diesel 1.7L

          £6,995

          Armagh

          from £147/pm

          4.8 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.7L 2 White 1/27
          • Kia Optima 1.7L 2 White #2 2/27
          • Kia Optima 1.7L 2 White #3 3/27
          • Kia Optima 1.7L 2 White #4 4/27
          • Kia Optima 1.7L 2 White #5 5/27

          • View more photos (27)

            Kia Optima 1.7L 2 White #6

          2014 Kia Optima

          1.7L 2

          51,898mi Manual Diesel 1.7L

          £5,990

          Gateshead

          from £126/pm

          4.5 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.7 Crdi Gt-line Red 1/46
          • Kia Optima 1.7 Crdi Gt-line Red #2 2/46
          • Kia Optima 1.7 Crdi Gt-line Red #3 3/46
          • Kia Optima 1.7 Crdi Gt-line Red #4 4/46
          • Kia Optima 1.7 Crdi Gt-line Red #5 5/46

          • View more photos (46)

            Kia Optima 1.7 Crdi Gt-line Red #6

          2017 Kia Optima

          1.7 Crdi Gt-line

          70,772mi Auto 1.7L

          £11,995

          Glasgow

          from £252/pm

          3.9 dealer rating
          Get Finance Quote More info
          • Kia Optima Estate 1.6 Crdi Gt-line S Sportswagon Dct Euro 6 Grey 1/88
          • Kia Optima Estate 1.6 Crdi Gt-line S Sportswagon Dct Euro 6 Grey #2 2/88
          • Kia Optima Estate 1.6 Crdi Gt-line S Sportswagon Dct Euro 6 Grey #3 3/88
          • Kia Optima Estate 1.6 Crdi Gt-line S Sportswagon Dct Euro 6 Grey #4 4/88
          • Kia Optima Estate 1.6 Crdi Gt-line S Sportswagon Dct Euro 6 Grey #5 5/88

          • View more photos (88)

            Kia Optima Estate 1.6 Crdi Gt-line S Sportswagon Dct Euro 6 Grey #6

          2020 Kia Optima

          Estate 1.6 Crdi Gt-line S Sportswagon Dct Euro 6

          106,944mi Auto Diesel 1.6L

          £8,990

          Egham

          from £189/pm

          4.6 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.7 Crdi Gt-line S Sportswagon Dct Euro 6 Ss Black 1/66
          • Kia Optima 1.7 Crdi Gt-line S Sportswagon Dct Euro 6 Ss Black #2 2/66
          • Kia Optima 1.7 Crdi Gt-line S Sportswagon Dct Euro 6 Ss Black #3 3/66
          • Kia Optima 1.7 Crdi Gt-line S Sportswagon Dct Euro 6 Ss Black #4 4/66
          • Kia Optima 1.7 Crdi Gt-line S Sportswagon Dct Euro 6 Ss Black #5 5/66

          • View more photos (66)

            Kia Optima 1.7 Crdi Gt-line S Sportswagon Dct Euro 6 Ss Black #6

          2017 Kia Optima

          1.7 Crdi Gt-line S Sportswagon Dct Euro 6 Ss

          52,000mi Auto Diesel 1.7L

          £11,950

          Stalybridge

          from £251/pm

          4.7 dealer rating
          Get Finance Quote More info
          • Kia Optima Estate 1.7 Crdi 2 Sportswagon Euro 6 Ss 20 Black 1/75
          • Kia Optima Estate 1.7 Crdi 2 Sportswagon Euro 6 Ss 20 Black #2 2/75
          • Kia Optima Estate 1.7 Crdi 2 Sportswagon Euro 6 Ss 20 Black #3 3/75
          • Kia Optima Estate 1.7 Crdi 2 Sportswagon Euro 6 Ss 20 Black #4 4/75
          • Kia Optima Estate 1.7 Crdi 2 Sportswagon Euro 6 Ss 20 Black #5 5/75

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            Kia Optima Estate 1.7 Crdi 2 Sportswagon Euro 6 Ss 20 Black #6

          2018 Kia Optima

          Estate 1.7 Crdi 2 Sportswagon Euro 6 Ss 20

          102,000mi Manual Diesel 1.7L

          £5,494

          Staines-upon-Thames

          from £115/pm

          4.2 dealer rating
          Get Finance Quote More info
          • Kia Optima 2.0H Gdi 11.26Kwh Sportswagon Euro 6 Blue 1/11
          • Kia Optima 2.0H Gdi 11.26Kwh Sportswagon Euro 6 Blue #2 2/11
          • Kia Optima 2.0H Gdi 11.26Kwh Sportswagon Euro 6 Blue #3 3/11
          • Kia Optima 2.0H Gdi 11.26Kwh Sportswagon Euro 6 Blue #4 4/11
          • Kia Optima 2.0H Gdi 11.26Kwh Sportswagon Euro 6 Blue #5 5/11

          • View more photos (11)

            Kia Optima 2.0H Gdi 11.26Kwh Sportswagon Euro 6 Blue #6

          2019 Kia Optima

          2.0H Gdi 11.26Kwh Sportswagon Euro 6

          96,541mi Auto Hybrid

          £8,495

          Upminster

          from £178/pm

          4.4 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.7 Crdi 3 Sportswagon Euro 6 S White 1/20
          • Kia Optima 1.7 Crdi 3 Sportswagon Euro 6 S White #2 2/20
          • Kia Optima 1.7 Crdi 3 Sportswagon Euro 6 S White #3 3/20
          • Kia Optima 1.7 Crdi 3 Sportswagon Euro 6 S White #4 4/20
          • Kia Optima 1.7 Crdi 3 Sportswagon Euro 6 S White #5 5/20

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            Kia Optima 1.7 Crdi 3 Sportswagon Euro 6 S White #6

          2017 Kia Optima

          1.7 Crdi 3 Sportswagon Euro 6 S

          82,609mi Manual Diesel 1.7L

          £7,695

          Falkirk

          from £162/pm

          4.6 dealer rating
          Get Finance Quote More info
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S S 1/38
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S S #2 2/38
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S S #3 3/38
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S S #4 4/38
          • Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S S #5 5/38

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            Kia Optima 1.7 Crdi 2 Sportswagon Euro 6 S S #6

          2017 Kia Optima

          1.7 Crdi 2 Sportswagon Euro 6 S S

          61,470mi Manual Diesel 1.7L

          £7,500

          Oldham

          from £157/pm

          4.7 dealer rating
          Get Finance Quote More info