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Used Kia Niro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Kia Niro on finance

Purchasing a used Kia Niro on finance can be a smooth journey if you have the right guide. Here’s your step-by-step guide to secure an apt financial plan and drive away in your Niro.


Step 1: Understand Your Requirements

  • Model Selection: Identify the specific model and features of the Kia Niro that suit your needs.
  • Budget Planning: Determine a feasible budget, factoring in down payment, monthly installments, and potential maintenance costs.

Step 2: Explore Financing Options

  • Bank Financing: Engage with banks for loan options, scrutinizing interest rates and repayment plans.
  • Hire Purchase (HP): After an initial deposit, settle the balance with fixed monthly payments, acquiring ownership once fully paid.
  • Personal Contract Purchase (PCP): Pay smaller monthly amounts and decide at the contract's end whether to make the balloon payment, return, or part-exchange the vehicle.
  • Dealership Finance: Investigate financing options directly from Kia dealerships, comparing these with other loan options.

Step 3: Vehicle Examination and History

  • Physical Inspection: Engage in a thorough inspection of the vehicle, preferably with a professional mechanic.
  • History Check: Use the vehicle identification number (VIN) to obtain a detailed history report to identify any past issues or incidents.

Step 4: Negotiation and Contract Management

  • Price Negotiation: Arm yourself with market prices and negotiate the price based on the car's condition and prevailing rates.
  • Contract Scrutiny: Thoroughly review the contract, ensuring transparency and fairness in all clauses.

Step 5: Insurance Acquisition

  • Explore Options: Investigate various insurance providers and policies to acquire optimal coverage at a favorable rate.
  • Bundling: Explore possibilities of bundling insurance (like auto and home) for additional savings.

Step 6: Responsible Ownership

  • Timely Payments: Maintain a disciplined repayment plan to safeguard your credit score and avoid penalties.
  • Regular Maintenance: Stick to scheduled servicing and maintenance to preserve the vehicle’s condition and performance.

Step 7: Future Planning

  • Value Preservation: Maintain the car in excellent condition to uphold its resale value.
  • End of Finance Strategy: Develop a plan for once your finance term concludes, whether you intend to keep, sell, or finance another vehicle.

Conclusion

Financing a used Kia Niro encompasses several phases, from meticulously selecting the vehicle and ensuring its condition, to astutely managing financial aspects and ownership responsibilities. Utilize this guide to facilitate a smooth, transparent, and satisfying vehicle financing experience, ensuring that each step is handled with attentiveness and care.

About the Kia Niro

The Kia Niro is an eco-friendly crossover that offers a unique combination of efficiency, versatility, and stylish design. With its advanced hybrid and electric powertrains, the Niro stands out as an attractive choice in the competitive crossover market. In this piece, we'll explore the key features of the Kia Niro and discuss the advantages of financing this appealing model for the UK audience.

Features and Specifications

The Kia Niro offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and versatile crossover:

Efficient Powertrains: The Niro is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Spacious Interior: The Niro offers a roomy and comfortable cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Stylish Design: The Niro boasts a modern and eye-catching design, with its sleek lines, aerodynamic shape, and distinctive Kia grille.

Advanced Technology: The Niro is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Conclusion

The Kia Niro is an exceptional choice for drivers seeking an eco-friendly and versatile crossover that offers a unique blend of efficiency, style, and practicality. By financing a Niro, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Kia Niro is undoubtedly worth considering.

Kia Niro Data by County

Kia Niro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,590£19,275428,0673,761
Aberdeen City8£22,061317,35018
Angus3£25,330210,1127
Ards5£20,690321,2376
Banbridge1£17,995221,4005
Barking & Dagenham - Greater London1£16,995668,000-
Barnet - Greater London2£12,493568,4911
Bedfordshire20£17,685440,06175
Belfast8£18,885419,86623
Berkshire30£21,689324,40956
Bexley - Greater London5£15,505421,08219
Blaenau Gwent2£16,499532,060-
Bristol7£23,320222,83934
Bromley - Greater London2£17,693430,21613
Buckinghamshire25£19,586329,21648
Cambridgeshire65£19,865330,03895
Cardiff3£19,287320,27820
Carmarthenshire12£25,620317,28016
Ceredigion17£25,636213,16521
Cheshire37£21,807316,20493
City of Edinburgh25£19,723421,15848
City of London - Greater London67£19,451327,716290
Conwy1£16,495019,6421
County Durham7£20,682318,65330
Craigavon2£15,373448,9662
Croydon - Greater London12£16,775435,84445
Cumbria8£16,033539,6298
Derbyshire23£19,613427,93967
Devon37£20,101427,74759
Dorset17£20,620320,36226
Down4£18,620323,1183
Dumfries and Galloway1£24,99826,8342
Dundee City6£27,415212,6039
Dungannon1£18,690425,8332
Ealing - Greater London1£14,189471,3253
East Ayrshire1£13,698754,7971
East Lothian1£16,000434,419-
East Riding of Yorkshire9£19,679331,12713
East Sussex11£21,088421,66731
Enfield - Greater London2£17,744450,65121
Essex57£19,135422,669131
Falkirk1£15,698536,8181
Fermanagh1£18,495226,819-
Fife28£21,981316,90148
Glasgow City14£19,741426,00835
Gloucestershire7£19,332322,63617
Greater Manchester91£19,839323,254182
Greenwich - Greater London1£16,695424,262-
Hampshire56£20,827422,081108
Haringey - Greater London1£14,499639,568-
Harrow - Greater London5£15,543455,5799
Havering - Greater London20£21,909314,84662
Herefordshire10£22,605315,94912
Hertfordshire38£18,560428,55679
Highland9£20,820423,8296
Hillingdon - Greater London5£13,139665,2686
Hounslow - Greater London10£23,732316,58346
Inverclyde3£17,065522,68411
Kensington & Chelsea - Greater London1£13,750531,458-
Kent76£20,390321,713151
Kingston upon Thames - Greater London1£16,195522,899-
Lancashire57£20,870323,846104
Leicestershire26£19,127325,033107
Lincolnshire53£20,198427,407119
Lisburn1£13,995518,6401
Merseyside30£21,073322,64157
Monmouthshire5£22,014345,5504
Neath Port Talbot1£16,502350,502-
Newport8£16,955537,58113
Newry and Mourne9£21,222316,77613
Newtownabbey2£17,799424,24813
Norfolk27£21,590321,54759
North Lanarkshire4£19,723330,37118
North Yorkshire13£21,468325,37360
Northamptonshire12£21,235320,89052
Northumberland5£22,899614,19516
Nottinghamshire26£17,898434,09468
Omagh1£15,490541,599-
Oxfordshire22£20,516323,34442
Pembrokeshire4£19,495419,94812
Perth and Kinross6£20,247416,07515
Powys4£23,995214,7553
Redbridge - Greater London7£17,143536,8573
Renfrewshire8£23,373323,03814
Rhondda Cynon Taf6£18,481333,9458
Shropshire8£17,050435,69517
Somerset16£21,270322,66133
South Ayrshire5£25,19829,78812
South Lanarkshire5£16,866532,9939
South Yorkshire35£21,239322,90076
Staffordshire34£18,140432,636104
Stirling4£19,624317,9519
Strabane1£15,495443,7981
Suffolk24£23,353318,62019
Surrey20£20,292325,80861
Sutton - Greater London3£16,028531,042-
Swansea9£23,552226,67715
Tyne and Wear10£17,277432,56046
Waltham Forest - Greater London3£17,471328,2807
Warwickshire10£19,881436,25141
West Dunbartonshire2£15,498629,2636
West Lothian5£18,658527,57610
West Midlands54£18,187429,722127
West Sussex10£18,485523,46643
West Yorkshire37£19,150320,821114
Wiltshire21£20,451429,99671
Worcestershire12£24,890216,70822
Wrexham1£15,495736,0002
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