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Used Kia Niro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Kia Niro on finance

Purchasing a used Kia Niro on finance can be a smooth journey if you have the right guide. Here’s your step-by-step guide to secure an apt financial plan and drive away in your Niro.


Step 1: Understand Your Requirements

  • Model Selection: Identify the specific model and features of the Kia Niro that suit your needs.
  • Budget Planning: Determine a feasible budget, factoring in down payment, monthly installments, and potential maintenance costs.

Step 2: Explore Financing Options

  • Bank Financing: Engage with banks for loan options, scrutinizing interest rates and repayment plans.
  • Hire Purchase (HP): After an initial deposit, settle the balance with fixed monthly payments, acquiring ownership once fully paid.
  • Personal Contract Purchase (PCP): Pay smaller monthly amounts and decide at the contract's end whether to make the balloon payment, return, or part-exchange the vehicle.
  • Dealership Finance: Investigate financing options directly from Kia dealerships, comparing these with other loan options.

Step 3: Vehicle Examination and History

  • Physical Inspection: Engage in a thorough inspection of the vehicle, preferably with a professional mechanic.
  • History Check: Use the vehicle identification number (VIN) to obtain a detailed history report to identify any past issues or incidents.

Step 4: Negotiation and Contract Management

  • Price Negotiation: Arm yourself with market prices and negotiate the price based on the car's condition and prevailing rates.
  • Contract Scrutiny: Thoroughly review the contract, ensuring transparency and fairness in all clauses.

Step 5: Insurance Acquisition

  • Explore Options: Investigate various insurance providers and policies to acquire optimal coverage at a favorable rate.
  • Bundling: Explore possibilities of bundling insurance (like auto and home) for additional savings.

Step 6: Responsible Ownership

  • Timely Payments: Maintain a disciplined repayment plan to safeguard your credit score and avoid penalties.
  • Regular Maintenance: Stick to scheduled servicing and maintenance to preserve the vehicle’s condition and performance.

Step 7: Future Planning

  • Value Preservation: Maintain the car in excellent condition to uphold its resale value.
  • End of Finance Strategy: Develop a plan for once your finance term concludes, whether you intend to keep, sell, or finance another vehicle.

Conclusion

Financing a used Kia Niro encompasses several phases, from meticulously selecting the vehicle and ensuring its condition, to astutely managing financial aspects and ownership responsibilities. Utilize this guide to facilitate a smooth, transparent, and satisfying vehicle financing experience, ensuring that each step is handled with attentiveness and care.

About the Kia Niro

The Kia Niro is an eco-friendly crossover that offers a unique combination of efficiency, versatility, and stylish design. With its advanced hybrid and electric powertrains, the Niro stands out as an attractive choice in the competitive crossover market. In this piece, we'll explore the key features of the Kia Niro and discuss the advantages of financing this appealing model for the UK audience.

Features and Specifications

The Kia Niro offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and versatile crossover:

Efficient Powertrains: The Niro is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Spacious Interior: The Niro offers a roomy and comfortable cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Stylish Design: The Niro boasts a modern and eye-catching design, with its sleek lines, aerodynamic shape, and distinctive Kia grille.

Advanced Technology: The Niro is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Conclusion

The Kia Niro is an exceptional choice for drivers seeking an eco-friendly and versatile crossover that offers a unique blend of efficiency, style, and practicality. By financing a Niro, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Kia Niro is undoubtedly worth considering.

Kia Niro Data by County

Kia Niro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,631£20,082324,8033,679
Aberdeen City9£23,83118,57519
Aberdeenshire5£23,900112,1364
Angus1£23,49901,0194
Ards4£20,465223,7989
Ballymena1£14,990351,3591
Banbridge2£12,4486101,0001
Barking & Dagenham - Greater London1£19,995454,087-
Barnet - Greater London3£14,810633,1579
Bedfordshire17£16,603440,06854
Belfast10£19,422225,60227
Berkshire23£23,457317,43269
Bexley - Greater London2£15,393328,68015
Brent - Greater London2£15,995438,4004
Bristol7£22,212118,13827
Bromley - Greater London5£22,860220,3049
Buckinghamshire31£20,044321,81353
Cambridgeshire71£19,541328,949128
Cardiff6£17,849333,73615
Carmarthenshire7£27,32417,58811
Ceredigion6£26,662111,52522
Cheshire46£21,135215,186108
City of Edinburgh17£19,377328,48741
City of London - Greater London35£20,510322,097237
Coleraine2£16,468345,3181
Conwy3£22,428111,0811
Cookstown1£15,495427,038-
Cornwall2£17,997525,44019
County Durham13£19,519325,00826
Croydon - Greater London21£21,915218,79056
Cumbria4£18,635443,6483
Denbighshire1£22,495210,200-
Derbyshire27£18,514329,41549
Devon17£19,816427,60352
Dorset12£21,932218,23723
Down1£17,195312,8473
Dundee City6£20,697322,2723
Dungannon1£15,990423,2435
East Ayrshire1£14,649449,8194
East Riding of Yorkshire13£20,257328,33330
East Sussex14£21,313324,57627
Enfield - Greater London5£19,455320,62224
Essex61£20,536320,796111
Falkirk1£11,495726,0324
Fife25£22,495214,87937
Glasgow City10£24,228219,44825
Gloucestershire7£18,196317,4599
Greater Manchester98£20,912221,395157
Hampshire47£23,095218,353126
Harrow - Greater London3£13,212468,7126
Havering - Greater London20£20,835221,07644
Herefordshire10£24,306113,94813
Hertfordshire61£18,707332,450127
Highland7£18,712433,8828
Hillingdon - Greater London6£13,878543,4708
Hounslow - Greater London19£24,002213,47542
Isle of Wight6£20,832323,3466
Kent67£19,682327,546152
Kingston upon Thames - Greater London1£15,000522,899-
Lambeth - Greater London1£15,999420,529-
Lancashire39£19,251330,63798
Leicestershire29£22,613217,06589
Lincolnshire47£23,375216,466135
Lisburn2£20,12028,3641
Merseyside41£19,495323,33554
Monmouthshire4£28,55902,5044
Newport4£18,715323,48018
Newry and Mourne7£20,513231,43613
Newtownabbey7£15,170348,7587
Norfolk53£23,345217,12888
North Ayrshire1£16,499425,984-
North Lanarkshire5£26,298110,60510
North Yorkshire14£20,396318,12166
Northamptonshire11£17,787329,09128
Northumberland6£24,082116,23416
Nottinghamshire28£19,065329,32741
Omagh1£14,895541,599-
Oxfordshire22£20,811322,67456
Pembrokeshire6£29,56202,83411
Perth and Kinross6£20,628324,36611
Powys1£26,295114,4004
Redbridge - Greater London2£13,248762,5002
Renfrewshire6£22,415216,77616
Rhondda Cynon Taf3£16,645334,4014
Shropshire8£21,049221,16622
Somerset13£20,194329,78642
South Ayrshire2£27,24815,89812
South Lanarkshire4£23,448326,3936
South Yorkshire49£19,133326,13195
Staffordshire45£21,225220,993117
Stirling3£22,833113,2834
Suffolk6£17,723427,98521
Surrey42£22,526221,12579
Sutton - Greater London1£16,995315,2005
Swansea14£22,158224,24813
Tyne and Wear15£19,728428,16751
Waltham Forest - Greater London3£16,924330,4084
Warwickshire13£18,764228,97818
West Dunbartonshire1£18,998317,968-
West Midlands53£19,284327,524146
West Sussex20£20,155318,09721
West Yorkshire49£20,561320,064115
Wiltshire21£22,817219,61445
Worcestershire18£22,734317,72021
Wrexham1£20,99534,3452
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