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Used Fiat Panda on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat Panda on finance

Thinking about getting a used Fiat Panda on finance? Here's a simple guide to help you out.


Q: What should I know about the Fiat Panda? A: Check out its different models, how it runs, and any common issues other drivers have mentioned.

Q: Where can I find a good used Fiat Panda? A: Start with Fiat's official used car program. Then look at online car websites, Fiat dealers, and local ads.

Q: What are my options to finance it? A:

  • PCP: You pay a deposit, then monthly amounts. At the end, you can buy the car with a final payment, swap it, or give it back.
  • HP: Pay a deposit, then cover the car's cost with monthly payments. Once you're done, the car's yours.
  • Leasing: This is like renting. Use the car for a while and then give it back.
  • Personal Loan: Get a loan, buy the car, and pay back the loan bit by bit.

Q: How do I get a good finance deal? A: Get different quotes, both from Fiat dealers and other loan places. Use the interest rate (APR) to compare them.

Q: How important is my credit score? A: It's pretty important. A good score can get you better deals. You can check yours with places like Experian or Equifax.

Q: How should I budget? A: Figure out how much you can spend each month. A bigger deposit at the start can make your monthly payments less.

Q: What should I look for in the contract? A: If you go for PCP or leasing, watch out for limits on how many miles you can drive. Also, see if there are any fees for ending the deal early.

Q: Can I negotiate? A: Yes! Try to get a lower price for the Panda and better terms on the finance deal. It can save you money in the long run.


That's the basics! Remember to always read the fine print and ask if you're unsure about anything.

About the Fiat Panda

The Fiat Panda, with its distinctive square-ish design and practicality, has earned a reputation for being a go-to city car that doesn't compromise on space or comfort. It's a testament to Fiat's ability to create vehicles that are as functional as they are fun.

Features and Specifications:

  • Compact Yet Spacious: Despite its compact size, the Panda surprises many with its clever interior space management. The tall roofline ensures headroom is ample, and its sliding rear seat system can adapt to the need for more boot space or rear legroom.

  • Engine Range: The Panda offers a range of engine options, including economical petrol engines perfect for urban commuting.

  • City Driving Ease: Its small footprint makes it ideal for navigating narrow streets and tight parking spaces. The light steering, especially in 'City' mode, makes manoeuvring a breeze.

  • Practical Interior: The interior boasts numerous storage compartments, making it handy for storing all the essentials. The dashboard layout is user-friendly and straightforward.

  • Safety Features: The Panda comes equipped with a series of safety features including anti-lock brakes, airbags, and for some models, the Electronic Stability Control (ESC) to ensure safer driving in challenging conditions.

  • 4x4 Option: One of the standout features of the Panda lineup is the availability of a 4x4 version. The Panda 4x4 provides a genuine off-road capability, making it one of the smallest and most affordable 4x4s on the market.

Conclusion:

The Fiat Panda embodies the essence of an affordable, reliable, and practical car with a touch of Italian design flair. For those living in the city and wanting a vehicle that offers versatility and ease of driving, the Panda proves to be an admirable choice. It continues to win the hearts of many with its charm, functionality, and adaptability.

Buying Guide

Want to find out everything about all Panda models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat Panda buying guide here.

Fiat Panda Data by County

Fiat Panda data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All516£8,841944,201822
Aberdeen City10£15,678314,9837
Aberdeenshire2£10,623620,3151
Antrim1£5,8491267,000-
Argyll and Bute1£3,47913119,000-
Armagh1£9,995613,568-
Bedfordshire4£8,0121165,2128
Berkshire10£10,425634,27414
Blaenau Gwent1£3,495981,000-
Bristol5£3,7551366,00014
Buckinghamshire5£4,8941258,4786
Cambridgeshire3£6,795744,59110
Cardiff1£2,4951386,278-
Ceredigion2£9,345755,43512
Cheshire6£6,0651159,66912
City of Edinburgh12£14,781325,71025
Conwy1£5,9951138,0001
Cornwall1£4,297952,2994
County Durham12£5,8701163,39814
Croydon - Greater London1£3,2001250,700-
Cumbria5£5,6071157,1245
Derbyshire11£7,278938,43117
Devon9£8,022943,04714
Dorset2£3,7451178,0006
Dumfries and Galloway1£9,995733,696-
Dundee City11£17,35327,66527
East Ayrshire1£4,7951042,867-
Enfield - Greater London1£5,3001143,605-
Essex8£4,2091370,01413
Falkirk5£19,9980330
Fife10£13,877417,31733
Glasgow City12£17,43929,78120
Gloucestershire3£20,595018
Greater Manchester38£14,460519,51462
Hampshire6£6,1371643,80115
Herefordshire3£4,3881283,0004
Hertfordshire4£5,8921063,1889
Highland2£9,748729,1722
Hillingdon - Greater London1£1,4001774,7361
Hounslow - Greater London1£8,095726,2221
Isle of Wight6£4,2061356,1311
Kent9£7,918854,22613
Lancashire25£5,5421154,49122
Leicestershire17£13,421923,51416
Lincolnshire8£8,597635,10111
Merseyside2£7,773750,0001
Moray4£17,49825,5966
Newport1£3,5951750,000-
Newtownabbey4£9,245526,2905
Norfolk6£13,0011120,22615
North Ayrshire1£2,9991180,5012
North Yorkshire8£8,632832,32016
Northamptonshire10£18,855912,97111
Northumberland1£3,9961291,4216
Nottinghamshire5£4,1121261,1616
Oxfordshire4£16,6951216,9813
Pembrokeshire1£15,69935,800-
Perth and Kinross15£18,05125,19351
Renfrewshire20£19,9981634
Rhondda Cynon Taf3£4,2631180,9785
Shropshire17£7,935736,26511
Somerset13£8,231942,47314
South Ayrshire2£7,8971120,2472
South Yorkshire13£6,3941050,52413
Staffordshire13£7,595931,69124
Stirling1£19,99808-
Suffolk2£6,6431130,3059
Surrey3£6,533752,3228
Swansea1£10,999716,4294
Tyne and Wear11£7,218942,79318
Warwickshire24£16,512314,45820
West Lothian1£5,498937,016-
West Midlands23£10,912733,53139
West Sussex5£5,714947,0675
West Yorkshire17£6,60211222,73324
Wiltshire3£3,2621480,0006
Worcestershire4£6,4731141,3896
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