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Used Fiat Panda on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat Panda on finance

Thinking about getting a used Fiat Panda on finance? Here's a simple guide to help you out.


Q: What should I know about the Fiat Panda? A: Check out its different models, how it runs, and any common issues other drivers have mentioned.

Q: Where can I find a good used Fiat Panda? A: Start with Fiat's official used car program. Then look at online car websites, Fiat dealers, and local ads.

Q: What are my options to finance it? A:

  • PCP: You pay a deposit, then monthly amounts. At the end, you can buy the car with a final payment, swap it, or give it back.
  • HP: Pay a deposit, then cover the car's cost with monthly payments. Once you're done, the car's yours.
  • Leasing: This is like renting. Use the car for a while and then give it back.
  • Personal Loan: Get a loan, buy the car, and pay back the loan bit by bit.

Q: How do I get a good finance deal? A: Get different quotes, both from Fiat dealers and other loan places. Use the interest rate (APR) to compare them.

Q: How important is my credit score? A: It's pretty important. A good score can get you better deals. You can check yours with places like Experian or Equifax.

Q: How should I budget? A: Figure out how much you can spend each month. A bigger deposit at the start can make your monthly payments less.

Q: What should I look for in the contract? A: If you go for PCP or leasing, watch out for limits on how many miles you can drive. Also, see if there are any fees for ending the deal early.

Q: Can I negotiate? A: Yes! Try to get a lower price for the Panda and better terms on the finance deal. It can save you money in the long run.


That's the basics! Remember to always read the fine print and ask if you're unsure about anything.

About the Fiat Panda

The Fiat Panda, with its distinctive square-ish design and practicality, has earned a reputation for being a go-to city car that doesn't compromise on space or comfort. It's a testament to Fiat's ability to create vehicles that are as functional as they are fun.

Features and Specifications:

  • Compact Yet Spacious: Despite its compact size, the Panda surprises many with its clever interior space management. The tall roofline ensures headroom is ample, and its sliding rear seat system can adapt to the need for more boot space or rear legroom.

  • Engine Range: The Panda offers a range of engine options, including economical petrol engines perfect for urban commuting.

  • City Driving Ease: Its small footprint makes it ideal for navigating narrow streets and tight parking spaces. The light steering, especially in 'City' mode, makes manoeuvring a breeze.

  • Practical Interior: The interior boasts numerous storage compartments, making it handy for storing all the essentials. The dashboard layout is user-friendly and straightforward.

  • Safety Features: The Panda comes equipped with a series of safety features including anti-lock brakes, airbags, and for some models, the Electronic Stability Control (ESC) to ensure safer driving in challenging conditions.

  • 4x4 Option: One of the standout features of the Panda lineup is the availability of a 4x4 version. The Panda 4x4 provides a genuine off-road capability, making it one of the smallest and most affordable 4x4s on the market.

Conclusion:

The Fiat Panda embodies the essence of an affordable, reliable, and practical car with a touch of Italian design flair. For those living in the city and wanting a vehicle that offers versatility and ease of driving, the Panda proves to be an admirable choice. It continues to win the hearts of many with its charm, functionality, and adaptability.

Buying Guide

Want to find out everything about all Panda models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat Panda buying guide here.

Fiat Panda Data by County

Fiat Panda data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All463£8,644943,980777
Aberdeen City8£16,41038,80714
Aberdeenshire1£10,99553,6093
Argyll and Bute1£3,47913119,000-
Armagh1£9,495613,568-
Bedfordshire1£2,9951180,6768
Belfast1£2,7501389,0001
Berkshire8£9,445846,91211
Bristol4£4,7181348,52510
Buckinghamshire5£3,2331479,7266
Cambridgeshire2£2,7431379,4507
Cheshire11£11,491733,95114
City of Edinburgh13£15,882216,59829
City of London - Greater London1£6,600947,950-
Conwy1£10,495544,0001
Cornwall1£9,990530,2002
County Durham13£5,3551060,49213
Cumbria3£4,2131357,6649
Derbyshire17£9,013838,20316
Devon9£6,1841055,89418
Dorset2£4,5701069,1287
Dumfries and Galloway1£9,995733,696-
Dundee City12£16,40638,17725
East Ayrshire1£5,9981020,0871
Essex10£4,3641163,45510
Falkirk7£19,9980225
Fife8£15,79739,93629
Glasgow City1£5,4951355,00025
Gloucestershire4£13,3161031,1268
Greater Manchester46£12,707624,56549
Hampshire11£6,2531061,33014
Herefordshire1£3,8961295,5004
Hertfordshire2£7,745841,2007
Hillingdon - Greater London3£2,3831676,485-
Hounslow - Greater London1£7,895726,222-
Isle of Wight4£4,9971252,1963
Kent13£6,109954,79910
Lancashire23£4,6921262,99230
Leicestershire19£12,973928,56816
Lincolnshire7£7,110840,83614
Merseyside2£6,7471043,2682
Moray5£17,89814,4796
Newport1£3,3941750,000-
Newtownabbey1£10,99539,3478
Norfolk9£11,142937,23613
North Lanarkshire1£6,495862,7402
North Yorkshire12£10,366733,06217
Northamptonshire8£19,70777,20210
Northumberland1£3,2501181,0004
Nottinghamshire4£5,510961,51210
Oxfordshire6£12,348720,5655
Pembrokeshire1£14,99935,800-
Perth and Kinross6£17,54827,46016
Renfrewshire11£20,04313533
Rhondda Cynon Taf4£6,912860,7964
Shropshire10£8,314735,80916
Somerset5£6,1541152,42617
South Ayrshire2£10,2451027,5274
South Yorkshire11£5,5431069,42819
Staffordshire3£5,9271046,42813
Stirling2£12,249533,2541
Suffolk5£3,9141363,22210
Surrey2£6,842961,6666
Sutton - Greater London1£3,6991259,000-
Tyne and Wear12£6,6551153,19017
Warwickshire19£17,557218,16720
West Midlands16£10,314843,68044
West Sussex5£6,2761053,0767
West Yorkshire12£5,6231259,81921
Wiltshire3£4,9281256,5648
Worcestershire6£5,2801251,2945
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