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Used Fiat Panda on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat Panda on finance

Thinking about getting a used Fiat Panda on finance? Here's a simple guide to help you out.


Q: What should I know about the Fiat Panda? A: Check out its different models, how it runs, and any common issues other drivers have mentioned.

Q: Where can I find a good used Fiat Panda? A: Start with Fiat's official used car program. Then look at online car websites, Fiat dealers, and local ads.

Q: What are my options to finance it? A:

  • PCP: You pay a deposit, then monthly amounts. At the end, you can buy the car with a final payment, swap it, or give it back.
  • HP: Pay a deposit, then cover the car's cost with monthly payments. Once you're done, the car's yours.
  • Leasing: This is like renting. Use the car for a while and then give it back.
  • Personal Loan: Get a loan, buy the car, and pay back the loan bit by bit.

Q: How do I get a good finance deal? A: Get different quotes, both from Fiat dealers and other loan places. Use the interest rate (APR) to compare them.

Q: How important is my credit score? A: It's pretty important. A good score can get you better deals. You can check yours with places like Experian or Equifax.

Q: How should I budget? A: Figure out how much you can spend each month. A bigger deposit at the start can make your monthly payments less.

Q: What should I look for in the contract? A: If you go for PCP or leasing, watch out for limits on how many miles you can drive. Also, see if there are any fees for ending the deal early.

Q: Can I negotiate? A: Yes! Try to get a lower price for the Panda and better terms on the finance deal. It can save you money in the long run.


That's the basics! Remember to always read the fine print and ask if you're unsure about anything.

About the Fiat Panda

The Fiat Panda, with its distinctive square-ish design and practicality, has earned a reputation for being a go-to city car that doesn't compromise on space or comfort. It's a testament to Fiat's ability to create vehicles that are as functional as they are fun.

Features and Specifications:

  • Compact Yet Spacious: Despite its compact size, the Panda surprises many with its clever interior space management. The tall roofline ensures headroom is ample, and its sliding rear seat system can adapt to the need for more boot space or rear legroom.

  • Engine Range: The Panda offers a range of engine options, including economical petrol engines perfect for urban commuting.

  • City Driving Ease: Its small footprint makes it ideal for navigating narrow streets and tight parking spaces. The light steering, especially in 'City' mode, makes manoeuvring a breeze.

  • Practical Interior: The interior boasts numerous storage compartments, making it handy for storing all the essentials. The dashboard layout is user-friendly and straightforward.

  • Safety Features: The Panda comes equipped with a series of safety features including anti-lock brakes, airbags, and for some models, the Electronic Stability Control (ESC) to ensure safer driving in challenging conditions.

  • 4x4 Option: One of the standout features of the Panda lineup is the availability of a 4x4 version. The Panda 4x4 provides a genuine off-road capability, making it one of the smallest and most affordable 4x4s on the market.

Conclusion:

The Fiat Panda embodies the essence of an affordable, reliable, and practical car with a touch of Italian design flair. For those living in the city and wanting a vehicle that offers versatility and ease of driving, the Panda proves to be an admirable choice. It continues to win the hearts of many with its charm, functionality, and adaptability.

Buying Guide

Want to find out everything about all Panda models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat Panda buying guide here.

Fiat Panda Data by County

Fiat Panda data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All640£10,056837,532909
Aberdeenshire12£15,68537,67417
Angus12£18,70513,92121
Argyll & Bute1£2,97913119,000-
Ayrshire10£13,922420,3016
Bedfordshire1£1,7902052,1504
Berkshire5£8,014748,36510
Bridgend5£7,096948,102-
Bristol8£4,2181271,43611
Buckinghamshire5£5,6241257,0608
Caerphilly1£6,995883,0001
Cambridgeshire7£4,7231064,9024
Cardiff4£7,846830,4332
Carmarthenshire2£3,6451334,5001
Ceredigion4£8,723848,9348
Cheshire5£10,173627,00015
Clackmannanshire3£19,83101-
Conwy1£13,4954-2
Cornwall4£9,310833,8945
County Antrim1£17,99503,0346
County Armagh1£2,7951471,6001
County Down1£7,495529,3042
County Durham7£5,6771158,12419
Cumbria3£4,7131143,6337
Derbyshire15£8,036842,19420
Devon6£5,0801350,33016
Dorset5£2,9361486,1608
Dumfries & Galloway2£19,998041
Dunbartonshire2£19,998021-
East Riding of Yorkshire1£3,4951364,0005
East Sussex2£6,4731729,4819
Essex12£5,1761056,72312
Falkirk11£19,9530817
Fife21£17,116211,48727
Flintshire2£3,9951460,5003
Gloucestershire5£13,080845,60010
Greater London8£3,7801258,82211
Greater Manchester48£14,174521,81059
Hampshire8£5,6291350,13623
Hertfordshire2£5,588962,1855
Inverclyde1£4,3951045,000-
Kent15£6,705951,19718
Lanarkshire32£16,325212,99720
Lancashire15£4,7431162,89537
Leicestershire11£13,959620,25728
Lincolnshire9£6,491851,10511
Merseyside4£8,444935,1359
Merthyr Tydfil1£10,929514,6661
Midlothian16£18,71111,28519
Monmouthshire2£4,6951449,468-
Moray6£19,9150611
Newport1£3,8951080,2602
Norfolk13£9,1631039,21013
North Yorkshire6£11,912635,27516
Northamptonshire8£20,53742,8319
Northumberland2£7,6251151,5892
Nottinghamshire4£6,183949,87321
Oxfordshire2£20,745086
Pembrokeshire1£3,2951473,8841
Perth & Kinross19£19,20913,31952
Renfrewshire24£19,9560527
Rhondda Cynon Taf5£6,408863,0192
Shropshire12£8,403738,33418
Somerset6£7,469945,84710
South Yorkshire17£5,2171062,90213
Staffordshire13£7,620933,43725
Stirling3£19,998072
Suffolk15£15,3981023,13715
Surrey16£13,126527,13012
Swansea2£7,3721043,215-
Torfaen1£4,6951160,0001
Tyne and Wear9£6,426949,26418
Warwickshire17£14,999426,06216
West Lothian11£19,9530311
West Midlands21£11,272738,96535
West Sussex15£8,788834,62914
West Yorkshire18£6,873946,44525
Wiltshire4£10,722645,0199
Worcestershire9£4,9301251,5244
Wrexham1£20,995011-
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