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Used Fiat Panda on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat Panda on finance

Thinking about getting a used Fiat Panda on finance? Here's a simple guide to help you out.


Q: What should I know about the Fiat Panda? A: Check out its different models, how it runs, and any common issues other drivers have mentioned.

Q: Where can I find a good used Fiat Panda? A: Start with Fiat's official used car program. Then look at online car websites, Fiat dealers, and local ads.

Q: What are my options to finance it? A:

  • PCP: You pay a deposit, then monthly amounts. At the end, you can buy the car with a final payment, swap it, or give it back.
  • HP: Pay a deposit, then cover the car's cost with monthly payments. Once you're done, the car's yours.
  • Leasing: This is like renting. Use the car for a while and then give it back.
  • Personal Loan: Get a loan, buy the car, and pay back the loan bit by bit.

Q: How do I get a good finance deal? A: Get different quotes, both from Fiat dealers and other loan places. Use the interest rate (APR) to compare them.

Q: How important is my credit score? A: It's pretty important. A good score can get you better deals. You can check yours with places like Experian or Equifax.

Q: How should I budget? A: Figure out how much you can spend each month. A bigger deposit at the start can make your monthly payments less.

Q: What should I look for in the contract? A: If you go for PCP or leasing, watch out for limits on how many miles you can drive. Also, see if there are any fees for ending the deal early.

Q: Can I negotiate? A: Yes! Try to get a lower price for the Panda and better terms on the finance deal. It can save you money in the long run.


That's the basics! Remember to always read the fine print and ask if you're unsure about anything.

About the Fiat Panda

The Fiat Panda, with its distinctive square-ish design and practicality, has earned a reputation for being a go-to city car that doesn't compromise on space or comfort. It's a testament to Fiat's ability to create vehicles that are as functional as they are fun.

Features and Specifications:

  • Compact Yet Spacious: Despite its compact size, the Panda surprises many with its clever interior space management. The tall roofline ensures headroom is ample, and its sliding rear seat system can adapt to the need for more boot space or rear legroom.

  • Engine Range: The Panda offers a range of engine options, including economical petrol engines perfect for urban commuting.

  • City Driving Ease: Its small footprint makes it ideal for navigating narrow streets and tight parking spaces. The light steering, especially in 'City' mode, makes manoeuvring a breeze.

  • Practical Interior: The interior boasts numerous storage compartments, making it handy for storing all the essentials. The dashboard layout is user-friendly and straightforward.

  • Safety Features: The Panda comes equipped with a series of safety features including anti-lock brakes, airbags, and for some models, the Electronic Stability Control (ESC) to ensure safer driving in challenging conditions.

  • 4x4 Option: One of the standout features of the Panda lineup is the availability of a 4x4 version. The Panda 4x4 provides a genuine off-road capability, making it one of the smallest and most affordable 4x4s on the market.

Conclusion:

The Fiat Panda embodies the essence of an affordable, reliable, and practical car with a touch of Italian design flair. For those living in the city and wanting a vehicle that offers versatility and ease of driving, the Panda proves to be an admirable choice. It continues to win the hearts of many with its charm, functionality, and adaptability.

Buying Guide

Want to find out everything about all Panda models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat Panda buying guide here.

Fiat Panda Data by County

Fiat Panda data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All465£8,645944,519758
Aberdeen City6£14,298417,42311
Aberdeenshire2£10,623620,3151
Antrim1£5,4991267,000-
Argyll and Bute1£3,47913119,000-
Armagh1£9,995613,568-
Bedfordshire3£10,017951,9499
Belfast1£3,4501390,000-
Berkshire10£10,325634,35310
Bristol5£3,7551366,00012
Buckinghamshire5£4,3931355,0606
Cambridgeshire2£6,448746,47411
Ceredigion1£8,695671,000-
Cheshire8£6,7151054,36412
City of Edinburgh9£13,041434,27926
Conwy1£5,9951138,0001
County Durham13£7,4391057,62612
Croydon - Greater London1£3,2001250,700-
Cumbria6£5,8721156,5714
Derbyshire9£7,608944,57718
Devon6£7,0311052,20216
Dorset3£4,1281161,0006
Dumfries and Galloway1£9,995733,696-
Dundee City5£16,778310,00629
East Ayrshire1£4,7951042,867-
Enfield - Greater London1£5,3001143,605-
Essex7£4,4111167,19914
Falkirk4£19,9980629
Fife7£15,021310,88632
Glasgow City8£16,160314,67223
Gloucestershire2£7,028870,33511
Greater Manchester37£14,341518,89756
Hampshire7£6,5371145,63112
Herefordshire3£4,3621182,0003
Hertfordshire4£5,8921063,1888
Highland2£9,748729,1772
Hillingdon - Greater London1£1,4001774,7361
Hounslow - Greater London1£8,095726,222-
Isle of Wight6£4,2061356,1311
Kent9£7,909854,22710
Lancashire26£5,9721055,27921
Leicestershire14£12,752826,08118
Lincolnshire8£7,964839,33011
Merseyside2£6,523736,0001
Moray4£17,42325,5964
Newport1£3,6941750,000-
Newtownabbey3£10,328421,8466
Norfolk8£10,8981136,17011
North Down1£5,5951238,000-
North Lanarkshire2£6,4951328,2111
North Yorkshire8£9,756731,58214
Northamptonshire11£17,5761110,40210
Northumberland1£7,9911135,2685
Nottinghamshire6£5,1481252,9646
Oxfordshire1£5,4951267,9206
Pembrokeshire1£14,99935,800-
Perth and Kinross13£17,75125,99119
Renfrewshire16£19,9981835
Rhondda Cynon Taf4£5,8141074,3526
Shropshire16£7,941738,75612
Somerset12£7,8431044,62215
South Ayrshire2£7,8971120,2472
South Yorkshire13£5,7981158,91616
Staffordshire4£6,7681030,49113
Stirling2£12,249533,004-
Suffolk4£4,0701371,27611
Surrey2£12,143416,4928
Swansea1£10,999716,4293
Tyne and Wear12£6,986944,02016
Warwickshire22£16,582317,28220
West Lothian1£5,498937,016-
West Midlands16£11,010840,63540
West Sussex5£6,455945,5665
West Yorkshire14£6,85810262,57024
Wiltshire6£6,7521053,9036
Worcestershire3£6,3641041,9337
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