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Used Fiat on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Financing a Fiat

Want to finance a used Fiat in the UK? Here's a no-nonsense guide to help you explore your options and make the best choice.


Quick Guide: Financing a Used Fiat in the UK


Why Fiat?

  • Iconic Italian brand with a strong reputation for stylish designs.
  • Ideal for city driving with compact models like the Fiat 500.
  • Provides a mix of affordability and European flair.
  • Continues to innovate with models like the all-electric Fiat 500e.

Starting Your Search:

  • Begin with Fiat's 'Approved Used Car' programme.
  • Local Fiat dealerships will often have a range of used models.
  • Online platforms can provide many listings – just make sure they're reputable.
  • If considering a private seller, always be diligent and do your homework.

Top Fiat Models in the UK:

  1. Fiat 500 - The iconic city car, known for its charm.
  2. Fiat Panda - Practical, reliable, and perfect for urban areas.
  3. Fiat Tipo - A larger hatchback or saloon, offering more space.
  4. Fiat Punto - Popular for its balance of size and economy.
  5. Fiat 500X - Fiat's venture into the crossover segment.

Common Finance Options:

  1. PCP (Personal Contract Purchase): Deposit, then monthly payments. At the end, choose to return, buy, or swap.
  2. HP (Hire Purchase): Initial deposit, followed by monthly instalments. You'll own the car after the last payment.
  3. Leasing: Monthly payments to use the car, with a return at the end of the contract.

The Role of Your Credit Score:

  • A better credit score can unlock more favorable finance rates.

Setting a Budget:

  • Decide on your monthly payment limit and how much you can put down as a deposit.
  • Don't forget other expenses – insurance, maintenance, fuel, etc.

Before You Commit:

  • Always check the service history of the car.
  • Use MOT records and service logs to verify mileage.
  • Make sure you're clear on any extra costs or fees in your finance agreement.

Negotiation Tips:

  • Know the average prices for the Fiat model you're eyeing.
  • Use the car's condition, mileage, and age as bargaining points.
  • Fully understand your finance agreement's terms before signing.

There you have it! Armed with this guide, you're set to find and finance the Fiat that's right for you. Enjoy zipping around in your stylish Italian ride!

About Fiat

Fiat, a symbol of Italian automotive design and innovation, has been a hallmark of style and functionality for decades. The brand has successfully blended European aesthetics with efficient performance, making it a beloved choice for those in the UK who appreciate compact design without compromising on character.

Key Features and Specifications

  • Iconic Design: Fiat cars are instantly recognizable with their distinctive European design, capturing the essence of Italian flair.
  • Urban Efficiency: With a focus on compact models, Fiat cars are perfect for city driving, offering easy manoeuvrability and parking advantages.
  • Interior Innovation: Despite their compact exteriors, many Fiat models surprise with their spacious and well-appointed interiors.
  • Eco-friendly Options: Fiat has been proactive in introducing eco-friendly models, including hybrids and electric vehicles, to cater to the environmentally conscious UK market.

Most Popular Models

Several Fiat models have gained immense popularity in the UK, offering a mix of style, practicality, and affordability:

  • Fiat 500: An iconic compact car, the 500 is both stylish and efficient, making it a favourite for urban dwellers and those seeking a touch of retro charm.
  • Fiat Panda: Known for its practicality, the Panda combines space, comfort, and efficiency, suitable for both city and country driving.
  • Fiat Tipo: A versatile family car that provides ample space, modern tech features, and a comfortable driving experience.
  • Fiat Punto: Although no longer in production, the Punto had been a long-standing favourite in the UK, recognized for its reliability and functional design.

For those in the UK who value a blend of European style, compact efficiency, and affordability, Fiat stands as a compelling choice.

Fiat Data

Find out which Fiat vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg AgeAvg MileageRecent Sales
All Fiat8,505£9,955849,94114,390
124 Spider38£13,079834,74386
5004,840£8,823634,2688,377
500C322£10,755526,486592
500E179£17,15727,318268
500L158£6,712855,085306
500L Mpw19£5,6001068,66853
500X657£10,452643,7221,327
500x Dolcevita500£10,938214,632946
Bravo11£2,3331679,33712
Doblo254£9,530757,475284
Ducato215£24,936752,599208
Fiorino52£9,146550,49653
Fullback32£14,549670,41245
Grande Punto34£2,2421679,88565
Panda560£6,936844,526937
Punto148£3,7641164,383206
Punto Evo27£2,7751372,46834
Qubo32£8,106855,52637
Scudo72£22,016322,20536
Talento25£13,486559,41843
Tipo312£10,951433,316467
500E C8£18,630210,0955
Sedici5£2,4111789,9481
Multipla5£3,5971571,5772
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