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Used Fiat Panda on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat Panda on finance

Thinking about getting a used Fiat Panda on finance? Here's a simple guide to help you out.


Q: What should I know about the Fiat Panda? A: Check out its different models, how it runs, and any common issues other drivers have mentioned.

Q: Where can I find a good used Fiat Panda? A: Start with Fiat's official used car program. Then look at online car websites, Fiat dealers, and local ads.

Q: What are my options to finance it? A:

  • PCP: You pay a deposit, then monthly amounts. At the end, you can buy the car with a final payment, swap it, or give it back.
  • HP: Pay a deposit, then cover the car's cost with monthly payments. Once you're done, the car's yours.
  • Leasing: This is like renting. Use the car for a while and then give it back.
  • Personal Loan: Get a loan, buy the car, and pay back the loan bit by bit.

Q: How do I get a good finance deal? A: Get different quotes, both from Fiat dealers and other loan places. Use the interest rate (APR) to compare them.

Q: How important is my credit score? A: It's pretty important. A good score can get you better deals. You can check yours with places like Experian or Equifax.

Q: How should I budget? A: Figure out how much you can spend each month. A bigger deposit at the start can make your monthly payments less.

Q: What should I look for in the contract? A: If you go for PCP or leasing, watch out for limits on how many miles you can drive. Also, see if there are any fees for ending the deal early.

Q: Can I negotiate? A: Yes! Try to get a lower price for the Panda and better terms on the finance deal. It can save you money in the long run.


That's the basics! Remember to always read the fine print and ask if you're unsure about anything.

About the Fiat Panda

The Fiat Panda, with its distinctive square-ish design and practicality, has earned a reputation for being a go-to city car that doesn't compromise on space or comfort. It's a testament to Fiat's ability to create vehicles that are as functional as they are fun.

Features and Specifications:

  • Compact Yet Spacious: Despite its compact size, the Panda surprises many with its clever interior space management. The tall roofline ensures headroom is ample, and its sliding rear seat system can adapt to the need for more boot space or rear legroom.

  • Engine Range: The Panda offers a range of engine options, including economical petrol engines perfect for urban commuting.

  • City Driving Ease: Its small footprint makes it ideal for navigating narrow streets and tight parking spaces. The light steering, especially in 'City' mode, makes manoeuvring a breeze.

  • Practical Interior: The interior boasts numerous storage compartments, making it handy for storing all the essentials. The dashboard layout is user-friendly and straightforward.

  • Safety Features: The Panda comes equipped with a series of safety features including anti-lock brakes, airbags, and for some models, the Electronic Stability Control (ESC) to ensure safer driving in challenging conditions.

  • 4x4 Option: One of the standout features of the Panda lineup is the availability of a 4x4 version. The Panda 4x4 provides a genuine off-road capability, making it one of the smallest and most affordable 4x4s on the market.

Conclusion:

The Fiat Panda embodies the essence of an affordable, reliable, and practical car with a touch of Italian design flair. For those living in the city and wanting a vehicle that offers versatility and ease of driving, the Panda proves to be an admirable choice. It continues to win the hearts of many with its charm, functionality, and adaptability.

Buying Guide

Want to find out everything about all Panda models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat Panda buying guide here.

Fiat Panda Data by County

Fiat Panda data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All561£8,815842,848860
Aberdeenshire8£13,466514,79820
Angus10£16,23728,23822
Argyll & Bute1£3,47913119,000-
Ayrshire3£8,0281032,6406
Bedfordshire2£2,3431666,4138
Berkshire7£8,759852,9023
Blaenau Gwent1£6,495770,6371
Bridgend2£6,2471076,500-
Bristol7£5,7511160,8768
Buckinghamshire7£5,7161160,3047
Caerphilly1£6,995883,0002
Cambridgeshire5£3,4721363,8145
Cardiff1£8,495511,9721
Carmarthenshire3£5,1951032,659-
Ceredigion4£8,684850,0094
Cheshire10£10,945735,34514
Cornwall4£9,121623,4939
County Antrim1£10,99539,3478
County Armagh1£8,495613,568-
County Durham8£4,8031271,41918
Cumbria3£4,7131152,99710
Derbyshire16£9,117835,90518
Devon8£5,5561155,60116
Dorset4£4,1701381,5648
Dumfries & Galloway1£9,995733,696-
East Riding of Yorkshire4£4,7671252,6993
East Sussex3£5,9951323,98810
Essex11£4,3651062,18011
Falkirk2£19,99802422
Fife11£14,224520,58732
Flintshire2£4,1451261,000-
Gloucestershire9£8,9891048,6398
Greater London13£5,2231257,6198
Greater Manchester45£11,721726,24055
Hampshire10£5,9461063,55825
Isle of Wight3£4,6631358,6283
Kent12£4,9951061,20016
Lanarkshire7£11,596637,08027
Lancashire20£4,7041261,72732
Leicestershire23£12,372924,74720
Lincolnshire9£7,414736,46611
Merseyside5£9,996729,81410
Merthyr Tydfil2£7,845735,416-
Midlothian6£9,856649,08121
Monmouthshire2£4,6951449,468-
Moray2£19,998057
Neath Port Talbot1£3,7911286,0001
Newport3£4,6661172,902-
Norfolk13£11,6581136,91013
North Yorkshire10£11,121633,44817
Northamptonshire8£16,873911,57811
Northumberland1£3,2501181,0003
Nottinghamshire6£6,279950,85416
Oxfordshire6£12,256720,5655
Perth & Kinross8£16,367313,47117
Renfrewshire14£19,96212826
Rhondda Cynon Taf5£5,854965,8922
Shropshire9£7,028945,68816
Somerset7£6,7581043,05112
South Yorkshire11£6,822944,19221
Staffordshire13£8,380933,44621
Stirling1£19,998082
Suffolk6£7,1611152,68513
Surrey20£14,987318,2746
Swansea2£7,3721043,2151
Torfaen2£6,2451051,5861
Tyne and Wear8£7,813839,45725
Warwickshire24£15,596419,48516
West Lothian3£14,165326,37010
West Midlands18£7,0031058,55541
West Sussex15£9,041835,05413
West Yorkshire15£6,2311054,67626
Wiltshire4£7,694746,4218
Worcestershire8£4,9871251,9155
Wrexham1£20,9950103
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