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Used Fiat Panda on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat Panda on finance

Thinking about getting a used Fiat Panda on finance? Here's a simple guide to help you out.


Q: What should I know about the Fiat Panda? A: Check out its different models, how it runs, and any common issues other drivers have mentioned.

Q: Where can I find a good used Fiat Panda? A: Start with Fiat's official used car program. Then look at online car websites, Fiat dealers, and local ads.

Q: What are my options to finance it? A:

  • PCP: You pay a deposit, then monthly amounts. At the end, you can buy the car with a final payment, swap it, or give it back.
  • HP: Pay a deposit, then cover the car's cost with monthly payments. Once you're done, the car's yours.
  • Leasing: This is like renting. Use the car for a while and then give it back.
  • Personal Loan: Get a loan, buy the car, and pay back the loan bit by bit.

Q: How do I get a good finance deal? A: Get different quotes, both from Fiat dealers and other loan places. Use the interest rate (APR) to compare them.

Q: How important is my credit score? A: It's pretty important. A good score can get you better deals. You can check yours with places like Experian or Equifax.

Q: How should I budget? A: Figure out how much you can spend each month. A bigger deposit at the start can make your monthly payments less.

Q: What should I look for in the contract? A: If you go for PCP or leasing, watch out for limits on how many miles you can drive. Also, see if there are any fees for ending the deal early.

Q: Can I negotiate? A: Yes! Try to get a lower price for the Panda and better terms on the finance deal. It can save you money in the long run.


That's the basics! Remember to always read the fine print and ask if you're unsure about anything.

About the Fiat Panda

The Fiat Panda, with its distinctive square-ish design and practicality, has earned a reputation for being a go-to city car that doesn't compromise on space or comfort. It's a testament to Fiat's ability to create vehicles that are as functional as they are fun.

Features and Specifications:

  • Compact Yet Spacious: Despite its compact size, the Panda surprises many with its clever interior space management. The tall roofline ensures headroom is ample, and its sliding rear seat system can adapt to the need for more boot space or rear legroom.

  • Engine Range: The Panda offers a range of engine options, including economical petrol engines perfect for urban commuting.

  • City Driving Ease: Its small footprint makes it ideal for navigating narrow streets and tight parking spaces. The light steering, especially in 'City' mode, makes manoeuvring a breeze.

  • Practical Interior: The interior boasts numerous storage compartments, making it handy for storing all the essentials. The dashboard layout is user-friendly and straightforward.

  • Safety Features: The Panda comes equipped with a series of safety features including anti-lock brakes, airbags, and for some models, the Electronic Stability Control (ESC) to ensure safer driving in challenging conditions.

  • 4x4 Option: One of the standout features of the Panda lineup is the availability of a 4x4 version. The Panda 4x4 provides a genuine off-road capability, making it one of the smallest and most affordable 4x4s on the market.

Conclusion:

The Fiat Panda embodies the essence of an affordable, reliable, and practical car with a touch of Italian design flair. For those living in the city and wanting a vehicle that offers versatility and ease of driving, the Panda proves to be an admirable choice. It continues to win the hearts of many with its charm, functionality, and adaptability.

Buying Guide

Want to find out everything about all Panda models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat Panda buying guide here.

Fiat Panda Data by County

Fiat Panda data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All458£8,835841,513747
Aberdeen City7£13,819516,39718
Aberdeenshire1£10,99553,6092
Argyll and Bute1£3,47913119,000-
Armagh1£8,495613,568-
Bedfordshire1£2,8951180,6767
Berkshire7£8,759852,90211
Bristol7£5,7511160,8768
Buckinghamshire4£3,3951381,6585
Cambridgeshire4£2,7431366,7256
Cheshire9£11,314733,38314
City of Edinburgh7£13,483430,08529
City of London - Greater London1£6,600947,950-
Cornwall2£9,993528,8502
County Durham9£5,3291165,59517
Cumbria3£4,7131152,99710
Derbyshire16£9,475833,64816
Devon7£5,8501154,86316
Dorset2£4,4701069,1286
Dumfries and Galloway1£9,995733,696-
Dundee City10£16,23728,23822
East Sussex1£9,995521,4463
Enfield - Greater London1£3,500962,8762
Essex10£4,3321163,4558
Falkirk5£19,99801220
Fife7£14,282514,02626
Glasgow City5£13,937520,80123
Gloucestershire6£10,3261141,6967
Greater Manchester42£12,295625,02855
Hampshire8£5,2891070,27717
Havering - Greater London1£4,4151048,598-
Highland1£7,99556,7614
Hillingdon - Greater London3£2,3831676,485-
Hounslow - Greater London2£5,1971053,611-
Isle of Wight3£4,6631358,6283
Kent9£4,8391064,34113
Lancashire19£4,8571161,92432
Leicestershire22£12,767821,50920
Lincolnshire9£7,464736,46612
Merthyr Tydfil2£7,845735,416-
Moray3£19,998066
Newport1£3,3941750,000-
Newtownabbey1£10,99539,3476
Norfolk10£10,4571038,31211
North Lanarkshire1£6,495862,7403
North Yorkshire10£11,121633,44817
Northamptonshire9£17,736910,29110
Northumberland1£3,2501181,0003
Nottinghamshire4£5,890955,10112
Oxfordshire6£12,256720,5655
Perth and Kinross8£16,367313,47117
Renfrewshire13£20,03613026
Rhondda Cynon Taf4£6,869860,7962
Shropshire8£7,345842,53615
Somerset7£6,7581043,05113
South Ayrshire2£9,7451027,5273
South Yorkshire10£7,004944,56722
Staffordshire5£6,9541042,3217
Stirling1£19,998082
Suffolk5£3,8541363,22212
Surrey18£16,222213,9475
Sutton - Greater London1£3,6991259,000-
Tyne and Wear7£8,383837,43020
Warwickshire19£17,557218,18314
West Midlands16£7,8021058,08539
West Sussex5£7,125946,5116
West Yorkshire15£6,5981055,83724
Wiltshire4£7,694746,4218
Worcestershire8£4,9871251,9155
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