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Used Fiat Panda on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat Panda on finance

Thinking about getting a used Fiat Panda on finance? Here's a simple guide to help you out.


Q: What should I know about the Fiat Panda? A: Check out its different models, how it runs, and any common issues other drivers have mentioned.

Q: Where can I find a good used Fiat Panda? A: Start with Fiat's official used car program. Then look at online car websites, Fiat dealers, and local ads.

Q: What are my options to finance it? A:

  • PCP: You pay a deposit, then monthly amounts. At the end, you can buy the car with a final payment, swap it, or give it back.
  • HP: Pay a deposit, then cover the car's cost with monthly payments. Once you're done, the car's yours.
  • Leasing: This is like renting. Use the car for a while and then give it back.
  • Personal Loan: Get a loan, buy the car, and pay back the loan bit by bit.

Q: How do I get a good finance deal? A: Get different quotes, both from Fiat dealers and other loan places. Use the interest rate (APR) to compare them.

Q: How important is my credit score? A: It's pretty important. A good score can get you better deals. You can check yours with places like Experian or Equifax.

Q: How should I budget? A: Figure out how much you can spend each month. A bigger deposit at the start can make your monthly payments less.

Q: What should I look for in the contract? A: If you go for PCP or leasing, watch out for limits on how many miles you can drive. Also, see if there are any fees for ending the deal early.

Q: Can I negotiate? A: Yes! Try to get a lower price for the Panda and better terms on the finance deal. It can save you money in the long run.


That's the basics! Remember to always read the fine print and ask if you're unsure about anything.

About the Fiat Panda

The Fiat Panda, with its distinctive square-ish design and practicality, has earned a reputation for being a go-to city car that doesn't compromise on space or comfort. It's a testament to Fiat's ability to create vehicles that are as functional as they are fun.

Features and Specifications:

  • Compact Yet Spacious: Despite its compact size, the Panda surprises many with its clever interior space management. The tall roofline ensures headroom is ample, and its sliding rear seat system can adapt to the need for more boot space or rear legroom.

  • Engine Range: The Panda offers a range of engine options, including economical petrol engines perfect for urban commuting.

  • City Driving Ease: Its small footprint makes it ideal for navigating narrow streets and tight parking spaces. The light steering, especially in 'City' mode, makes manoeuvring a breeze.

  • Practical Interior: The interior boasts numerous storage compartments, making it handy for storing all the essentials. The dashboard layout is user-friendly and straightforward.

  • Safety Features: The Panda comes equipped with a series of safety features including anti-lock brakes, airbags, and for some models, the Electronic Stability Control (ESC) to ensure safer driving in challenging conditions.

  • 4x4 Option: One of the standout features of the Panda lineup is the availability of a 4x4 version. The Panda 4x4 provides a genuine off-road capability, making it one of the smallest and most affordable 4x4s on the market.

Conclusion:

The Fiat Panda embodies the essence of an affordable, reliable, and practical car with a touch of Italian design flair. For those living in the city and wanting a vehicle that offers versatility and ease of driving, the Panda proves to be an admirable choice. It continues to win the hearts of many with its charm, functionality, and adaptability.

Buying Guide

Want to find out everything about all Panda models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat Panda buying guide here.

Fiat Panda Data by County

Fiat Panda data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All599£9,057843,055860
Aberdeenshire10£13,703516,75022
Angus9£18,55312,69426
Argyll & Bute1£2,97913119,000-
Ayrshire2£9,7451027,5277
Bedfordshire2£2,3431666,4137
Berkshire8£7,833958,6102
Blaenau Gwent1£6,495770,6371
Bridgend3£8,096857,037-
Bristol7£6,923945,6129
Buckinghamshire6£6,3121152,0228
Caerphilly1£6,995883,0001
Cambridgeshire5£3,3641363,8145
Cardiff2£6,747928,967-
Carmarthenshire3£5,1951032,659-
Ceredigion2£10,495640,7444
Cheshire10£9,935840,83013
Cornwall3£9,080722,29510
County Armagh2£5,6451042,584-
County Down2£4,5951163,8461
County Durham9£5,7961161,37220
Cumbria3£4,7131152,9978
Derbyshire17£8,639839,14219
Devon6£5,0761258,45017
Dorset7£3,6661380,3517
Dumfries & Galloway1£9,995733,696-
East Riding of Yorkshire2£4,9451174,0005
East Sussex4£5,7451340,6168
Essex11£4,3511062,18011
Falkirk9£19,9980520
Fife16£16,903312,65834
Flintshire1£5,7951251,0001
Gloucestershire8£9,4001150,0228
Greater London11£4,6871356,92411
Greater Manchester46£14,275520,77858
Hampshire7£5,3491062,46025
Isle of Wight2£4,9951261,9434
Kent9£4,841966,60218
Lanarkshire7£9,382842,65124
Lancashire21£4,7021158,94531
Leicestershire22£12,648822,98419
Lincolnshire9£7,469838,13912
Merseyside5£7,314933,5178
Merthyr Tydfil1£10,995514,6661
Midlothian13£17,356114,71321
Monmouthshire2£4,6951449,468-
Moray8£19,998077
Neath Port Talbot1£3,7911286,000-
Newport3£4,6661172,902-
Norfolk12£11,7721138,48813
North Yorkshire11£11,041633,07715
Northamptonshire10£18,0881210,5159
Northumberland1£3,2501181,0003
Nottinghamshire8£5,552952,19017
Oxfordshire4£14,810513,5236
Perth & Kinross9£15,381314,80917
Renfrewshire23£19,97601726
Rhondda Cynon Taf4£6,195962,1183
Shropshire10£7,375842,77418
Somerset7£6,7581043,05110
South Yorkshire12£5,8461051,29020
Staffordshire13£9,392731,59923
Stirling1£19,998082
Suffolk10£12,0951032,96115
Surrey18£14,034423,9518
Swansea2£7,3721043,2151
Torfaen1£4,6951160,0002
Tyne and Wear9£6,743945,40320
Warwickshire25£15,790318,70614
West Lothian7£19,9980211
West Midlands21£8,541952,85936
West Sussex14£9,242835,49214
West Yorkshire15£7,098951,99927
Wiltshire3£5,0631183,94810
Worcestershire8£4,9331251,9154
Wrexham1£20,9950113
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