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Used Fiat Panda on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat Panda on finance

Thinking about getting a used Fiat Panda on finance? Here's a simple guide to help you out.


Q: What should I know about the Fiat Panda? A: Check out its different models, how it runs, and any common issues other drivers have mentioned.

Q: Where can I find a good used Fiat Panda? A: Start with Fiat's official used car program. Then look at online car websites, Fiat dealers, and local ads.

Q: What are my options to finance it? A:

  • PCP: You pay a deposit, then monthly amounts. At the end, you can buy the car with a final payment, swap it, or give it back.
  • HP: Pay a deposit, then cover the car's cost with monthly payments. Once you're done, the car's yours.
  • Leasing: This is like renting. Use the car for a while and then give it back.
  • Personal Loan: Get a loan, buy the car, and pay back the loan bit by bit.

Q: How do I get a good finance deal? A: Get different quotes, both from Fiat dealers and other loan places. Use the interest rate (APR) to compare them.

Q: How important is my credit score? A: It's pretty important. A good score can get you better deals. You can check yours with places like Experian or Equifax.

Q: How should I budget? A: Figure out how much you can spend each month. A bigger deposit at the start can make your monthly payments less.

Q: What should I look for in the contract? A: If you go for PCP or leasing, watch out for limits on how many miles you can drive. Also, see if there are any fees for ending the deal early.

Q: Can I negotiate? A: Yes! Try to get a lower price for the Panda and better terms on the finance deal. It can save you money in the long run.


That's the basics! Remember to always read the fine print and ask if you're unsure about anything.

About the Fiat Panda

The Fiat Panda, with its distinctive square-ish design and practicality, has earned a reputation for being a go-to city car that doesn't compromise on space or comfort. It's a testament to Fiat's ability to create vehicles that are as functional as they are fun.

Features and Specifications:

  • Compact Yet Spacious: Despite its compact size, the Panda surprises many with its clever interior space management. The tall roofline ensures headroom is ample, and its sliding rear seat system can adapt to the need for more boot space or rear legroom.

  • Engine Range: The Panda offers a range of engine options, including economical petrol engines perfect for urban commuting.

  • City Driving Ease: Its small footprint makes it ideal for navigating narrow streets and tight parking spaces. The light steering, especially in 'City' mode, makes manoeuvring a breeze.

  • Practical Interior: The interior boasts numerous storage compartments, making it handy for storing all the essentials. The dashboard layout is user-friendly and straightforward.

  • Safety Features: The Panda comes equipped with a series of safety features including anti-lock brakes, airbags, and for some models, the Electronic Stability Control (ESC) to ensure safer driving in challenging conditions.

  • 4x4 Option: One of the standout features of the Panda lineup is the availability of a 4x4 version. The Panda 4x4 provides a genuine off-road capability, making it one of the smallest and most affordable 4x4s on the market.

Conclusion:

The Fiat Panda embodies the essence of an affordable, reliable, and practical car with a touch of Italian design flair. For those living in the city and wanting a vehicle that offers versatility and ease of driving, the Panda proves to be an admirable choice. It continues to win the hearts of many with its charm, functionality, and adaptability.

Buying Guide

Want to find out everything about all Panda models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat Panda buying guide here.

Fiat Panda Data by County

Fiat Panda data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All549£9,220842,783793
Aberdeen City13£17,44428,0475
Aberdeenshire1£10,75053,6092
Antrim1£5,7991267,000-
Argyll and Bute1£3,47913119,000-
Bedfordshire5£11,6161238,7738
Berkshire13£8,646841,74710
Blaenau Gwent1£3,495981,000-
Bridgend1£2,4951386,278-
Bristol6£5,0401258,37911
Buckinghamshire5£4,8941258,4786
Cambridgeshire4£6,594943,3588
Ceredigion3£8,895854,43913
Cheshire8£5,4501155,70411
City of Edinburgh12£17,364216,62523
City of London - Greater London1£5,9751335,000-
Conwy2£8,145830,853-
Cornwall4£7,842628,6835
County Durham11£5,6881160,20513
Croydon - Greater London2£2,8401383,8501
Cumbria5£7,969948,5493
Derbyshire9£6,196940,35215
Devon10£7,1281052,69512
Dorset4£6,728965,5755
Dumfries and Galloway1£9,995733,696-
Dundee City13£17,76026,48427
East Ayrshire1£4,7951042,867-
East Riding of Yorkshire1£7,990730,923-
East Sussex2£6,993937,67510
Enfield - Greater London1£5,3001143,605-
Essex10£5,1891159,19614
Falkirk8£18,68612,02426
Fife16£15,864313,24327
Glasgow City13£16,513310,47518
Gloucestershire3£20,595017
Greater Manchester41£14,112520,33460
Hampshire10£5,4001544,64112
Herefordshire2£6,4951061,5003
Hertfordshire4£4,8431263,1278
Highland1£9,498729,3012
Hounslow - Greater London1£8,395726,2221
Isle of Wight6£4,3061356,1311
Kent9£7,654941,50515
Lancashire26£5,5141156,90023
Leicestershire16£12,1441026,79412
Lincolnshire8£7,575743,18211
Merseyside3£10,762756,5425
Monmouthshire1£4,0001080,2601
Moray5£15,79726,6487
Neath Port Talbot1£6,295996,586-
Newport1£3,9951750,000-
Newtownabbey3£10,328421,8464
Norfolk9£12,654828,04412
North Yorkshire9£7,950841,80512
Northamptonshire10£14,9051024,73410
Nottinghamshire2£5,1571157,4769
Oxfordshire3£20,428-74
Pembrokeshire1£15,69935,8001
Perth and Kinross15£19,03112,21150
Renfrewshire20£19,9981634
Rhondda Cynon Taf3£4,2631180,9785
Shropshire15£7,474839,70011
Somerset12£8,369941,19214
South Ayrshire1£6,4951629,5233
South Yorkshire11£5,5581154,67211
Staffordshire10£8,869823,45321
Stirling1£19,99808-
Suffolk5£16,385721,44911
Surrey9£9,361935,40716
Swansea2£7,7471043,2155
Tyne and Wear8£7,792847,22418
Warwickshire22£17,511210,39319
West Midlands25£12,118731,96434
West Sussex4£5,8201051,4775
West Yorkshire11£6,16911119,04622
Wiltshire2£3,4951294,0007
Worcestershire9£7,771930,62713
Wrexham1£1,65011140,0001
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