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Used Fiat Panda on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat Panda on finance

Thinking about getting a used Fiat Panda on finance? Here's a simple guide to help you out.


Q: What should I know about the Fiat Panda? A: Check out its different models, how it runs, and any common issues other drivers have mentioned.

Q: Where can I find a good used Fiat Panda? A: Start with Fiat's official used car program. Then look at online car websites, Fiat dealers, and local ads.

Q: What are my options to finance it? A:

  • PCP: You pay a deposit, then monthly amounts. At the end, you can buy the car with a final payment, swap it, or give it back.
  • HP: Pay a deposit, then cover the car's cost with monthly payments. Once you're done, the car's yours.
  • Leasing: This is like renting. Use the car for a while and then give it back.
  • Personal Loan: Get a loan, buy the car, and pay back the loan bit by bit.

Q: How do I get a good finance deal? A: Get different quotes, both from Fiat dealers and other loan places. Use the interest rate (APR) to compare them.

Q: How important is my credit score? A: It's pretty important. A good score can get you better deals. You can check yours with places like Experian or Equifax.

Q: How should I budget? A: Figure out how much you can spend each month. A bigger deposit at the start can make your monthly payments less.

Q: What should I look for in the contract? A: If you go for PCP or leasing, watch out for limits on how many miles you can drive. Also, see if there are any fees for ending the deal early.

Q: Can I negotiate? A: Yes! Try to get a lower price for the Panda and better terms on the finance deal. It can save you money in the long run.


That's the basics! Remember to always read the fine print and ask if you're unsure about anything.

About the Fiat Panda

The Fiat Panda, with its distinctive square-ish design and practicality, has earned a reputation for being a go-to city car that doesn't compromise on space or comfort. It's a testament to Fiat's ability to create vehicles that are as functional as they are fun.

Features and Specifications:

  • Compact Yet Spacious: Despite its compact size, the Panda surprises many with its clever interior space management. The tall roofline ensures headroom is ample, and its sliding rear seat system can adapt to the need for more boot space or rear legroom.

  • Engine Range: The Panda offers a range of engine options, including economical petrol engines perfect for urban commuting.

  • City Driving Ease: Its small footprint makes it ideal for navigating narrow streets and tight parking spaces. The light steering, especially in 'City' mode, makes manoeuvring a breeze.

  • Practical Interior: The interior boasts numerous storage compartments, making it handy for storing all the essentials. The dashboard layout is user-friendly and straightforward.

  • Safety Features: The Panda comes equipped with a series of safety features including anti-lock brakes, airbags, and for some models, the Electronic Stability Control (ESC) to ensure safer driving in challenging conditions.

  • 4x4 Option: One of the standout features of the Panda lineup is the availability of a 4x4 version. The Panda 4x4 provides a genuine off-road capability, making it one of the smallest and most affordable 4x4s on the market.

Conclusion:

The Fiat Panda embodies the essence of an affordable, reliable, and practical car with a touch of Italian design flair. For those living in the city and wanting a vehicle that offers versatility and ease of driving, the Panda proves to be an admirable choice. It continues to win the hearts of many with its charm, functionality, and adaptability.

Buying Guide

Want to find out everything about all Panda models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat Panda buying guide here.

Fiat Panda Data by County

Fiat Panda data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All471£8,474945,344774
Aberdeen City2£5,6471135,19614
Aberdeenshire1£10,99553,6093
Argyll and Bute1£3,47913119,000-
Armagh1£9,495613,568-
Bedfordshire1£2,9951180,6769
Belfast1£2,7501389,0001
Berkshire9£9,006843,36610
Bristol5£4,5341353,22010
Buckinghamshire6£4,0261374,6897
Cambridgeshire5£5,563970,4115
Ceredigion1£8,495671,000-
Cheshire9£10,004841,26615
City of Edinburgh12£16,739213,73630
City of London - Greater London1£6,600947,950-
Cornwall1£9,990530,2002
County Durham11£5,4011064,76413
Croydon - Greater London1£2,9751250,700-
Cumbria5£5,0181257,4857
Derbyshire16£9,202840,73915
Devon9£5,8731061,39417
Dorset2£4,5701069,1286
Dumfries and Galloway1£9,995733,696-
Dundee City11£17,26226,71724
Enfield - Greater London1£3,8501261,0771
Essex11£4,4491165,2319
Falkirk8£19,9980224
Fife8£15,79769,93729
Glasgow City2£4,4951361,00025
Gloucestershire3£15,156426,0018
Greater Manchester47£12,736623,97149
Hampshire11£5,2981172,73012
Herefordshire1£3,8961295,5004
Hertfordshire3£5,7601244,8507
Hillingdon - Greater London3£2,3831676,485-
Hounslow - Greater London1£7,895726,222-
Isle of Wight4£4,9971252,1963
Kent12£6,224954,96110
Lancashire24£4,9951163,44130
Leicestershire18£13,389926,26617
Lincolnshire8£7,308841,35713
Merseyside4£5,4961141,3842
Moray5£17,89814,4796
Newport2£4,1971467,717-
Newtownabbey1£10,99539,3478
Norfolk11£10,251936,96810
North Lanarkshire1£6,495862,7402
North Yorkshire11£10,273733,25517
Northamptonshire8£19,74477,20210
Northumberland1£3,2501181,0006
Nottinghamshire5£5,1581061,0829
Oxfordshire7£11,397827,3335
Pembrokeshire1£14,99935,800-
Perth and Kinross6£17,54827,46018
Renfrewshire11£20,089112836
Rhondda Cynon Taf4£6,987860,7964
Shropshire10£8,338735,80917
Somerset5£6,1541152,42618
South Ayrshire3£8,663934,3453
South Yorkshire11£5,0871171,61119
Staffordshire3£7,325922,89913
Stirling1£19,998081
Suffolk6£3,7031368,23811
Surrey2£6,836961,6668
Sutton - Greater London1£3,6991259,000-
Tyne and Wear9£6,4641160,43619
Warwickshire20£17,079318,58819
West Midlands18£11,376738,82842
West Sussex7£7,010948,7795
West Yorkshire11£5,7171159,53023
Wiltshire3£4,9291256,5649
Worcestershire6£5,2801251,2945
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