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Used Fiat Panda on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat Panda on finance

Thinking about getting a used Fiat Panda on finance? Here's a simple guide to help you out.


Q: What should I know about the Fiat Panda? A: Check out its different models, how it runs, and any common issues other drivers have mentioned.

Q: Where can I find a good used Fiat Panda? A: Start with Fiat's official used car program. Then look at online car websites, Fiat dealers, and local ads.

Q: What are my options to finance it? A:

  • PCP: You pay a deposit, then monthly amounts. At the end, you can buy the car with a final payment, swap it, or give it back.
  • HP: Pay a deposit, then cover the car's cost with monthly payments. Once you're done, the car's yours.
  • Leasing: This is like renting. Use the car for a while and then give it back.
  • Personal Loan: Get a loan, buy the car, and pay back the loan bit by bit.

Q: How do I get a good finance deal? A: Get different quotes, both from Fiat dealers and other loan places. Use the interest rate (APR) to compare them.

Q: How important is my credit score? A: It's pretty important. A good score can get you better deals. You can check yours with places like Experian or Equifax.

Q: How should I budget? A: Figure out how much you can spend each month. A bigger deposit at the start can make your monthly payments less.

Q: What should I look for in the contract? A: If you go for PCP or leasing, watch out for limits on how many miles you can drive. Also, see if there are any fees for ending the deal early.

Q: Can I negotiate? A: Yes! Try to get a lower price for the Panda and better terms on the finance deal. It can save you money in the long run.


That's the basics! Remember to always read the fine print and ask if you're unsure about anything.

About the Fiat Panda

The Fiat Panda, with its distinctive square-ish design and practicality, has earned a reputation for being a go-to city car that doesn't compromise on space or comfort. It's a testament to Fiat's ability to create vehicles that are as functional as they are fun.

Features and Specifications:

  • Compact Yet Spacious: Despite its compact size, the Panda surprises many with its clever interior space management. The tall roofline ensures headroom is ample, and its sliding rear seat system can adapt to the need for more boot space or rear legroom.

  • Engine Range: The Panda offers a range of engine options, including economical petrol engines perfect for urban commuting.

  • City Driving Ease: Its small footprint makes it ideal for navigating narrow streets and tight parking spaces. The light steering, especially in 'City' mode, makes manoeuvring a breeze.

  • Practical Interior: The interior boasts numerous storage compartments, making it handy for storing all the essentials. The dashboard layout is user-friendly and straightforward.

  • Safety Features: The Panda comes equipped with a series of safety features including anti-lock brakes, airbags, and for some models, the Electronic Stability Control (ESC) to ensure safer driving in challenging conditions.

  • 4x4 Option: One of the standout features of the Panda lineup is the availability of a 4x4 version. The Panda 4x4 provides a genuine off-road capability, making it one of the smallest and most affordable 4x4s on the market.

Conclusion:

The Fiat Panda embodies the essence of an affordable, reliable, and practical car with a touch of Italian design flair. For those living in the city and wanting a vehicle that offers versatility and ease of driving, the Panda proves to be an admirable choice. It continues to win the hearts of many with its charm, functionality, and adaptability.

Buying Guide

Want to find out everything about all Panda models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat Panda buying guide here.

Fiat Panda Data by County

Fiat Panda data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All433£8,180944,833776
Aberdeen City4£11,448626,13913
Aberdeenshire3£13,829413,5431
Antrim1£5,2991267,000-
Argyll and Bute1£3,47913119,000-
Armagh1£9,495613,568-
Bedfordshire3£10,4401044,2308
Berkshire7£8,082844,85613
Bristol4£3,4951575,25010
Buckinghamshire8£5,4501155,2733
Cambridgeshire3£4,2951175,5498
Ceredigion1£8,495671,000-
Cheshire8£6,1471148,19813
City of Edinburgh5£7,377851,90727
County Durham9£5,9041164,32214
Croydon - Greater London1£2,9751250,700-
Cumbria5£5,3181257,4858
Derbyshire17£7,965946,29715
Devon5£5,2741267,38718
Dorset2£4,5701069,0617
Dumfries and Galloway1£9,995733,696-
Dundee City6£14,930418,33826
East Sussex1£1,5502095,0005
Enfield - Greater London1£3,8501261,0771
Essex7£5,0401060,04911
Falkirk1£19,99811027
Fife5£12,478517,82333
Glasgow City4£12,247629,36523
Gloucestershire4£7,850951,0607
Greater Manchester44£13,877519,77253
Hampshire9£5,7041167,13510
Herefordshire2£4,9951072,9134
Hertfordshire3£5,7601244,8509
Hillingdon - Greater London3£2,3831676,485-
Hounslow - Greater London1£7,895726,222-
Isle of Wight6£4,1631356,1311
Kent8£6,433964,84713
Kingston upon Thames - Greater London1£1,4901722,0001
Lancashire27£5,3141154,23824
Leicestershire14£12,0391030,37716
Lincolnshire6£8,412732,40913
Merseyside3£4,1621243,6782
Moray1£9,498622,3627
Newport1£3,3941750,000-
Newtownabbey3£8,163731,6486
Norfolk8£11,2041141,3969
North Lanarkshire1£2,9951936,4211
North Yorkshire10£9,529733,89015
Northamptonshire10£19,50167,13110
Northumberland1£7,9911135,2685
Nottinghamshire6£5,548960,58712
Oxfordshire6£11,830832,8884
Pembrokeshire1£14,99935,800-
Perth and Kinross10£18,52814,47818
Renfrewshire9£19,99811238
Rhondda Cynon Taf4£7,027860,7964
Shropshire13£7,640841,85215
Somerset9£8,392939,83515
South Ayrshire3£7,8961044,2273
South Yorkshire11£5,6201058,45222
Staffordshire4£6,9601037,92413
Stirling1£19,998081
Suffolk5£4,0341464,22410
Surrey3£9,078747,6617
Sutton - Greater London1£3,9991259,000-
Tyne and Wear6£7,5641050,31021
Warwickshire20£15,962320,97720
West Midlands14£8,526950,04738
West Sussex6£6,4281050,2007
West Yorkshire14£6,7831052,75623
Wiltshire4£6,2121054,7268
Worcestershire3£5,5641350,0167
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