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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,717£6,802948,8245,122
Aberdeen City5£7,448838,72319
Aberdeenshire6£7,671738,9917
Antrim7£8,311637,73026
Argyll and Bute1£5,9791147,000-
Armagh1£7,995746,968-
Ballymena5£7,026839,0173
Barking & Dagenham - Greater London1£1,3251688,0003
Barnet - Greater London2£7,843744,3152
Bedfordshire78£6,2151052,81182
Belfast9£6,820845,52729
Berkshire63£6,893945,863117
Bexley - Greater London3£7,693851,5469
Blaenau Gwent2£4,9971064,7996
Brent - Greater London3£9,166940,389-
Bristol38£6,191953,41768
Bromley - Greater London4£8,370743,93611
Buckinghamshire35£6,751945,02178
Cambridgeshire50£7,124844,27788
Cardiff5£10,397640,9547
Carmarthenshire8£9,095641,2745
Ceredigion13£7,546950,90018
Cheshire55£7,554838,919164
City of Edinburgh19£6,965851,36845
City of London - Greater London15£4,0171268,02938
Coleraine2£13,84911,5325
Conwy5£10,095733,2356
Cornwall14£8,574739,84635
County Durham61£6,100954,457105
Craigavon6£6,313949,2144
Croydon - Greater London4£4,1411186,27410
Cumbria24£8,515538,55421
Denbighshire2£6,345940,6753
Derbyshire56£8,355732,881159
Derry1£9,995614,798-
Devon65£7,019848,447121
Dorset15£8,173736,66666
Dumfries and Galloway2£5,9951137,9878
Dundee City11£7,778738,46829
Dungannon5£6,0481155,8007
Ealing - Greater London4£5,1581162,37510
East Ayrshire10£9,047530,56814
East Lothian2£9,599431,1322
East Riding of Yorkshire9£7,375741,34619
East Sussex30£7,889951,17537
Enfield - Greater London1£3,7001727,1165
Essex76£6,0851054,889159
Falkirk7£4,6811158,53530
Fermanagh3£5,3281160,421-
Fife10£9,467629,06032
Flintshire2£3,4451481,0002
Glasgow City26£8,150640,72690
Gloucestershire27£5,9661051,85441
Greater Manchester148£7,071845,099240
Gwynedd1£7,995749,0001
Hampshire62£6,936944,550122
Harrow - Greater London6£4,4801268,72110
Havering - Greater London25£5,3661156,00949
Herefordshire7£5,6101055,27716
Hertfordshire55£7,096847,035111
Highland5£8,516733,2513
Hillingdon - Greater London13£4,1771264,84517
Hounslow - Greater London2£4,1471063,97310
Inverclyde2£7,748847,4092
Isle of Anglesey3£3,0621372,7674
Isle of Wight8£5,2331272,87014
Kent91£7,229848,933177
Kingston upon Thames - Greater London9£6,543952,6137
Lancashire109£7,115746,098215
Leicestershire50£6,579847,51892
Lincolnshire52£6,889844,49392
Lisburn1£5,7951095,0004
Merseyside47£8,399636,74370
Merthyr Tydfil3£8,529544,9643
Merton - Greater London1£5,9751038,0002
Monmouthshire1£1,9951872,0004
Moray4£9,871532,2619
Neath Port Talbot1£4,89010-4
Newham - Greater London2£3,0491499,669-
Newport2£5,7951145,7464
Newry and Mourne1£7,250961,100-
Newtownabbey14£9,973426,57230
Norfolk68£7,327845,534112
North Ayrshire8£8,147645,9709
North Down2£3,1231488,0003
North Lanarkshire7£5,3271153,44218
North Yorkshire38£7,673737,72993
Northamptonshire56£9,451531,80874
Northumberland11£6,2801053,30318
Nottinghamshire27£6,781948,42059
Omagh1£5,2951080,271-
Oxfordshire32£7,771737,74541
Pembrokeshire2£5,7451062,4692
Perth and Kinross4£7,724739,87313
Redbridge - Greater London1£2,9501869,0001
Renfrewshire15£9,457638,37225
Rhondda Cynon Taf21£6,072957,34926
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders1£7,195835,0002
Shropshire27£6,793848,75658
Somerset37£7,609744,83559
South Ayrshire9£8,318731,4467
South Lanarkshire1£2,4001788,0002
South Yorkshire78£6,744848,567141
Staffordshire78£6,941940,118116
Stirling3£9,331626,8308
Suffolk42£6,748950,66671
Surrey70£7,081844,954152
Swansea3£8,283632,7642
The Vale of Glamorgan2£7,125836,843-
Tyne and Wear75£7,717739,958130
Warwickshire56£4,6041168,09482
West Lothian11£7,113951,21313
West Midlands102£6,332951,156252
West Sussex43£7,694845,60153
West Yorkshire89£6,853847,054227
Wiltshire35£6,799947,98564
Worcestershire25£5,814953,20330
Wrexham3£5,4951170,0001
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