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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

3,078 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,994£7,675744,4455,636
Aberdeenshire13£10,466420,98031
Angus10£9,966532,67431
Ayrshire18£7,691642,13342
Bedfordshire61£5,9191055,64983
Berkshire41£6,335951,36577
Blaenau Gwent10£5,855858,66721
Borders3£9,949321,3623
Bridgend18£6,870849,13123
Bristol29£6,412948,81464
Buckinghamshire54£4,9021158,68791
Caerphilly4£3,8701184,1195
Cambridgeshire41£6,627746,29287
Cardiff21£8,786531,60432
Carmarthenshire10£8,235543,1317
Ceredigion7£10,241542,7497
Cheshire64£7,668842,308146
Clackmannanshire1£9,998232,6631
Conwy2£8,393755,50011
Cornwall24£9,581433,90538
County Antrim40£8,835534,33580
County Armagh11£6,534853,90414
County Down12£8,235646,37618
County Durham59£5,994954,250123
County Londonderry7£8,166745,4372
County Tyrone6£6,3881057,18012
Cumbria18£8,272542,70940
Denbighshire1£7,795646,4791
Derbyshire80£7,485643,700132
Devon58£8,231741,911123
Dorset29£7,883740,28048
Dumfries & Galloway4£7,845730,8804
East Riding of Yorkshire23£7,819643,90853
East Sussex40£7,566848,22447
Essex111£5,8501055,404185
Falkirk11£13,832214,02921
Fife10£12,148425,89435
Flintshire8£3,7581266,2414
Gloucestershire34£9,241954,18768
Greater London107£5,5941054,781182
Greater Manchester158£9,174635,216274
Gwynedd1£7,495749,000-
Hampshire60£6,359946,070137
Herefordshire5£6,076949,60315
Hertfordshire51£6,050951,453128
Highland2£6,2471046,02311
Inverclyde1£5,998959,3563
Isle of Anglesey2£3,0951370,3505
Isle of Wight13£6,5191051,9136
Kent109£6,948849,607238
Lanarkshire55£8,855634,46899
Lancashire97£6,780844,988213
Leicestershire56£6,682848,16683
Lincolnshire54£6,950849,23373
Merseyside36£6,347949,07487
Merthyr Tydfil2£6,844742,6975
Midlothian24£9,798528,28760
Monmouthshire4£6,219951,5759
Moray6£15,247312,94314
Neath Port Talbot3£6,663949,0263
Newport16£7,120651,15928
Norfolk64£7,684643,704113
North Yorkshire36£8,235735,63698
Northamptonshire44£8,122640,094100
Northumberland11£6,1301054,26921
Nottinghamshire45£7,226738,98078
Oxfordshire20£6,856852,75835
Pembrokeshire4£6,0461054,4865
Perth & Kinross6£15,498113,00825
Renfrewshire23£13,259217,08838
Rhondda Cynon Taf29£6,827851,50724
Rutland1£9,000234,652-
Shropshire45£7,814639,39470
Somerset39£8,038741,25489
South Yorkshire71£6,417852,598118
Staffordshire72£7,023837,825151
Stirling3£9,332429,17911
Suffolk47£6,928747,941102
Surrey77£6,766944,780131
Swansea23£7,442743,51153
Torfaen2£6,894840,8136
Tyne and Wear59£6,614845,892129
Vale of Glamorgan4£6,219954,6456
Warwickshire83£7,491849,770103
West Lothian10£9,375640,64122
West Midlands103£7,207845,852194
West Sussex65£8,158738,59288
West Yorkshire85£6,704845,599216
Wiltshire37£7,670743,43484
Worcestershire23£6,104952,37130
Wrexham8£6,992747,71113
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