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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,746£7,010847,3974,820
Aberdeen City7£8,919633,34716
Aberdeenshire5£7,606741,5097
Angus2£5,5991043,5805
Antrim8£8,683537,35025
Argyll and Bute1£5,9791147,000-
Ballymena5£7,006838,9913
Barking & Dagenham - Greater London1£7,138731,1802
Barnet - Greater London1£6,545841,8302
Bedfordshire80£6,1821053,45378
Belfast8£5,986950,80030
Berkshire64£6,897945,899111
Bexley - Greater London4£7,144856,7358
Blaenau Gwent2£7,147751,7966
Brent - Greater London3£9,166940,389-
Bristol35£5,8721058,72864
Bromley - Greater London6£9,162534,1729
Buckinghamshire38£6,506947,40972
Cambridgeshire46£7,224844,66283
Cardiff3£11,097531,9057
Carmarthenshire8£9,095641,2745
Ceredigion13£7,546952,36817
Cheshire46£7,380840,305159
City of Edinburgh26£7,320845,14636
City of London - Greater London21£5,0951157,80540
Coleraine3£13,89911,0294
Conwy6£9,745735,1965
Cornwall15£8,790634,99136
County Durham64£6,029953,54197
Craigavon6£6,180949,6133
Croydon - Greater London3£4,0901097,36510
Cumbria21£8,620537,83220
Denbighshire2£6,345940,6753
Derbyshire54£7,999734,185149
Derry1£9,995614,798-
Devon66£7,271848,025115
Dorset17£6,796943,25162
Down1£9,95039,0001
Dumfries and Galloway2£5,9951137,9878
Dundee City11£7,978736,24927
Dungannon5£6,0481155,8007
Ealing - Greater London5£4,7651262,9818
East Ayrshire9£9,107528,39613
East Lothian2£9,599431,1322
East Riding of Yorkshire7£7,239844,48621
East Sussex32£7,169954,28834
Essex80£6,342952,200155
Falkirk9£5,973950,62628
Fife12£9,658625,18029
Flintshire2£3,4451481,0002
Glasgow City24£8,390639,26584
Gloucestershire26£5,9211052,17941
Greater Manchester146£7,272843,010230
Gwynedd1£7,995749,0001
Hampshire70£7,012946,184113
Harrow - Greater London5£3,6771272,24910
Havering - Greater London20£4,6441263,78733
Herefordshire10£6,142953,10813
Hertfordshire59£7,236846,232102
Highland3£10,597421,4353
Hillingdon - Greater London15£4,2031268,56915
Hounslow - Greater London2£4,1471063,97310
Inverclyde2£7,748847,4092
Isle of Anglesey3£3,0621372,7674
Isle of Wight8£5,2331272,87014
Kent92£7,244848,701167
Kingston upon Thames - Greater London9£6,388854,4245
Lancashire113£7,053847,261199
Leicestershire52£6,629848,51586
Lincolnshire48£7,065844,41388
Lisburn2£5,2451076,1183
Merseyside49£8,207736,90568
Merthyr Tydfil3£8,719544,9643
Merton - Greater London1£5,9751038,0002
Monmouthshire2£2,4951673,4353
Moray3£10,995328,8029
Newport2£5,7951145,7464
Newry and Mourne1£7,250961,100-
Newtownabbey17£10,230424,34227
Norfolk73£7,452844,760104
North Ayrshire8£8,222646,3099
North Down1£3,2951567,0004
North Lanarkshire8£5,2641062,09919
North Yorkshire40£7,736738,70284
Northamptonshire57£9,169532,78870
Northumberland11£6,4211052,24517
Nottinghamshire29£6,714948,54157
Omagh1£5,2951080,271-
Oxfordshire30£7,653738,80940
Pembrokeshire1£4,9951171,9722
Perth and Kinross4£6,974945,33312
Redbridge - Greater London1£2,9501869,0001
Renfrewshire18£9,397636,68922
Rhondda Cynon Taf20£5,936958,11124
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders1£7,195835,0002
Shropshire28£6,780847,85754
Somerset36£7,789742,64555
South Ayrshire8£8,709729,2296
South Lanarkshire1£2,4001788,0002
South Yorkshire81£6,889848,299131
Staffordshire66£7,140940,614115
Stirling2£10,498317,7928
Suffolk38£7,078848,19571
Surrey82£7,147844,673142
Swansea3£8,283632,7642
The Vale of Glamorgan1£6,999938,162-
Tyne and Wear73£7,721739,329122
Warwickshire56£4,6071167,28271
West Lothian10£7,625848,57412
West Midlands104£6,462949,344239
West Sussex46£7,476847,25249
West Yorkshire80£6,949845,869220
Wiltshire39£6,986945,15358
Worcestershire30£6,152951,09231
Wrexham2£5,2451271,0001
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