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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,354£7,012846,9464,867
Aberdeen City7£9,926430,25515
Aberdeenshire6£7,912733,26613
Angus1£6,795776,6801
Antrim4£6,362949,16424
Ards5£6,682848,2434
Argyll and Bute1£5,979951,0001
Armagh1£7,495746,968-
Ballymena1£5,995938,6006
Ballymoney2£5,8731144,722-
Barnet - Greater London1£5,650841,830-
Bedfordshire50£6,578954,38492
Belfast10£7,223842,27217
Berkshire34£6,0531049,237104
Bexley - Greater London3£10,890226,0174
Blaenau Gwent5£7,797648,8946
Brent - Greater London2£13,873613,9281
Bristol34£6,210955,12863
Bromley - Greater London5£8,104845,4085
Buckinghamshire42£5,6031054,77371
Cambridgeshire43£8,131737,27379
Carmarthenshire9£7,983648,1215
Cheshire64£6,962844,489147
City of Edinburgh22£6,987850,39748
City of London - Greater London8£4,6921162,05019
Coleraine3£12,163220,3793
Conwy1£8,9953-8
Cornwall12£9,285535,42825
County Durham74£6,155952,548103
Craigavon7£5,5741060,0508
Croydon - Greater London2£4,390575,8669
Cumbria16£8,195543,74636
Derbyshire58£7,502745,553127
Devon45£7,300845,178123
Dorset15£6,133855,96142
Dumfries and Galloway3£6,595942,2965
Dundee City9£9,086529,73024
Dungannon5£7,707850,8946
Ealing - Greater London1£4,7951235,0009
East Ayrshire12£8,196634,69713
East Lothian1£9,699-30,2444
East Riding of Yorkshire10£8,043738,3586
East Sussex19£6,829954,46732
Essex82£6,213954,564154
Falkirk4£5,995951,90420
Fife10£7,220946,38225
Glasgow City21£8,048739,97283
Gloucestershire25£6,2861049,90658
Greater Manchester118£7,052845,528250
Gwynedd1£7,995749,000-
Hampshire69£6,290950,269118
Harrow - Greater London7£6,509939,1587
Havering - Greater London27£5,990957,78437
Herefordshire6£6,710746,72912
Hertfordshire57£6,471949,468111
Highland4£5,9981048,92110
Hillingdon - Greater London15£3,9421166,31516
Hounslow - Greater London2£5,8171260,8685
Inverclyde3£6,630944,7332
Isle of Anglesey3£2,9801474,4002
Isle of Wight8£7,521948,4249
Kent89£6,731849,694190
Kingston upon Thames - Greater London7£7,101750,8509
Lancashire96£7,053844,303204
Leicestershire64£6,067852,10282
Limavady1£7,745660,000-
Lincolnshire47£7,098748,52081
Lisburn4£7,234753,0915
Magherafelt1£4,6951250,000-
Merseyside18£7,998630,89958
Merthyr Tydfil2£7,897733,4446
Merton - Greater London1£2,2951368,0008
Midlothian2£4,9951056,575-
Monmouthshire1£2,5001471,8003
Moray3£9,262633,5066
Neath Port Talbot1£5,4951057,000-
Newham - Greater London2£2,9741499,669-
Newport3£5,4941059,3301
Newry and Mourne3£4,3981270,8801
Newtownabbey17£9,196531,48429
Norfolk45£7,772842,363122
North Ayrshire8£7,996639,64411
North Down1£11,945222,5964
North Lanarkshire6£5,5401058,88611
North Yorkshire40£8,120735,229102
Northamptonshire47£8,008638,26284
Northumberland7£6,3191057,17814
Nottinghamshire28£7,401838,80658
Omagh1£5,2951080,271-
Oxfordshire11£6,675848,43947
Perth and Kinross4£10,423520,83516
Renfrewshire8£11,522529,32837
Rhondda Cynon Taf18£6,295956,79523
Scottish Borders2£6,497839,8261
Shropshire14£6,402854,45164
Somerset40£7,181844,62882
South Ayrshire5£8,327636,30711
South Lanarkshire3£5,9661254,6812
South Yorkshire57£5,987957,118134
Staffordshire30£7,059836,00199
Stirling2£8,997628,97712
Suffolk41£6,539854,99574
Surrey57£7,303842,348114
Sutton - Greater London1£6,390936,0008
Swansea1£10,999311,120-
The Vale of Glamorgan1£3,9991362,7794
Tyne and Wear58£7,021847,340121
Warwickshire70£6,834954,62999
West Lothian7£7,767741,28613
West Midlands99£6,521950,902196
West Sussex35£7,421845,45257
West Yorkshire80£6,524946,676222
Wiltshire33£6,524948,23177
Worcestershire17£6,453853,52338
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