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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,725£6,939947,7304,853
Aberdeen City7£8,562632,47317
Aberdeenshire5£7,606741,5097
Antrim8£8,683537,35025
Argyll and Bute1£5,9791147,000-
Ballymena5£7,006839,0173
Barking & Dagenham - Greater London1£7,138731,1802
Barnet - Greater London1£6,545841,8302
Bedfordshire80£6,3201052,33476
Belfast9£6,820845,59029
Berkshire64£6,914945,986112
Bexley - Greater London4£7,144856,7358
Blaenau Gwent2£7,147751,7966
Brent - Greater London3£9,166940,389-
Bristol37£5,982957,32264
Bromley - Greater London5£9,336533,5829
Buckinghamshire39£6,559947,34372
Cambridgeshire50£7,456842,02083
Cardiff4£9,572645,7957
Carmarthenshire8£9,095641,2745
Ceredigion12£7,546950,23218
Cheshire49£7,339840,501159
City of Edinburgh25£7,417845,90937
City of London - Greater London15£4,3241265,87036
Coleraine3£13,89911,0294
Conwy6£9,745735,1965
Cornwall14£8,423741,22234
County Durham61£6,118953,20098
Craigavon5£6,617845,3354
Croydon - Greater London3£4,0901097,36510
Cumbria22£8,670537,49220
Denbighshire2£6,345940,6753
Derbyshire54£8,152733,682150
Derry1£9,995614,798-
Devon65£7,242848,318116
Dorset20£7,632839,54561
Dumfries and Galloway2£5,9951137,9878
Dundee City11£7,823736,24927
Dungannon5£6,0481155,8007
Ealing - Greater London6£4,7201266,4848
East Ayrshire9£9,107528,39613
East Lothian2£9,599431,1322
East Riding of Yorkshire7£7,239844,48620
East Sussex31£7,174954,26534
Enfield - Greater London1£3,7001727,1165
Essex79£6,382952,590147
Falkirk9£5,973950,62628
Fife12£9,658625,18030
Flintshire2£3,4451481,0002
Glasgow City26£8,510638,91986
Gloucestershire26£5,9211052,16541
Greater Manchester147£7,275843,240233
Gwynedd1£7,995749,0001
Hampshire66£6,785945,608112
Harrow - Greater London5£3,6771272,24910
Havering - Greater London27£5,6921156,07545
Herefordshire8£6,028952,38415
Hertfordshire60£7,186846,263102
Highland3£9,764528,3313
Hillingdon - Greater London13£4,3001264,84517
Hounslow - Greater London2£4,1471063,97310
Inverclyde2£7,748847,4092
Isle of Anglesey3£3,0621372,7674
Isle of Wight8£5,2331272,87014
Kent93£7,271847,733165
Kingston upon Thames - Greater London10£6,029854,9225
Lancashire112£7,042847,260202
Leicestershire50£6,703847,17488
Lincolnshire50£7,037844,30389
Lisburn2£5,2451076,1183
Merseyside45£8,419636,12569
Merthyr Tydfil3£8,719544,9643
Merton - Greater London1£5,9751038,0002
Monmouthshire2£2,4951673,4353
Moray4£9,871532,2619
Newport2£5,7951145,7464
Newry and Mourne1£7,250961,100-
Newtownabbey17£10,160424,42927
Norfolk73£7,366845,230106
North Ayrshire8£8,222646,3099
North Down1£3,2951567,0004
North Lanarkshire7£5,4451056,72716
North Yorkshire41£7,651738,88786
Northamptonshire56£9,194532,99572
Northumberland11£6,4211052,24517
Nottinghamshire27£6,804947,70058
Omagh1£5,2951080,271-
Oxfordshire29£7,649738,70741
Pembrokeshire1£4,9951171,9722
Perth and Kinross3£6,965944,10213
Redbridge - Greater London1£2,9501869,0001
Renfrewshire18£9,425636,68922
Rhondda Cynon Taf20£5,936958,11124
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders1£7,195835,0002
Shropshire27£6,782847,35955
Somerset37£7,498745,26455
South Ayrshire8£8,709729,2296
South Lanarkshire1£2,4001788,0002
South Yorkshire76£6,806848,585135
Staffordshire69£7,028940,708114
Stirling3£9,665426,6717
Suffolk38£6,772850,29171
Surrey76£7,343843,098142
Swansea3£8,283632,7642
The Vale of Glamorgan1£6,999938,162-
Tyne and Wear70£7,642739,969125
Warwickshire55£4,2171171,03676
West Lothian9£7,139952,41113
West Midlands103£6,490948,449240
West Sussex45£7,549846,75450
West Yorkshire83£6,978845,807220
Wiltshire39£7,237843,81960
Worcestershire26£5,948951,39028
Wrexham2£5,2451271,0001
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