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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,485£6,997847,4454,932
Aberdeen City3£7,581836,73121
Aberdeenshire9£7,868735,2049
Antrim1£4,3991250,00025
Ards2£9,490636,1347
Argyll and Bute2£5,9791049,000-
Armagh1£7,995746,968-
Ballymena4£7,498729,0984
Barnet - Greater London2£7,593744,3151
Bedfordshire62£6,2441150,55480
Belfast12£6,288949,89517
Berkshire44£5,974950,726127
Bexley - Greater London9£10,258433,7786
Blaenau Gwent3£7,498648,0904
Brent - Greater London2£9,7501044,9281
Bristol36£6,442954,75167
Bromley - Greater London4£7,494951,4079
Buckinghamshire39£6,176949,30185
Cambridgeshire36£6,691844,88488
Carmarthenshire9£7,928649,3355
Ceredigion1£4,5951148,0007
Cheshire59£7,352839,663138
City of Edinburgh25£7,059849,90351
City of London - Greater London11£3,7511373,15826
Coleraine2£13,84911,5322
Conwy2£5,7451163,57710
Cornwall5£9,099632,50533
County Durham61£5,943953,353103
Craigavon9£7,345846,3815
Croydon - Greater London6£7,059863,2147
Cumbria24£7,950638,15623
Denbighshire1£6,995731,0002
Derbyshire54£8,122636,520136
Devon55£7,836738,580120
Dorset15£7,357742,88851
Dumfries and Galloway3£5,9951142,3256
Dundee City8£8,095635,96928
Dungannon2£5,6731160,0006
Ealing - Greater London1£6,8501023,80011
East Ayrshire11£8,341637,44311
East Lothian2£7,749543,8203
East Riding of Yorkshire7£7,110852,77011
East Sussex24£7,667949,08934
Enfield - Greater London1£7,479818,4795
Essex74£6,175955,507145
Falkirk5£6,695858,01929
Fife7£7,322939,13633
Glasgow City34£7,233842,67676
Gloucestershire23£5,6781054,38646
Greater Manchester133£6,866844,351234
Gwynedd1£7,995749,000-
Hampshire63£6,660946,370121
Harrow - Greater London4£6,895939,9457
Havering - Greater London19£5,6131158,40247
Herefordshire7£6,038949,94211
Hertfordshire66£7,191846,234117
Highland7£8,012739,6594
Hillingdon - Greater London13£3,9361268,75212
Inverclyde2£7,498847,4092
Isle of Anglesey3£2,4801594,4003
Isle of Wight9£6,4071057,35513
Kent88£7,560746,363192
Kingston upon Thames - Greater London6£7,369748,5609
Lancashire102£7,249744,937215
Leicestershire52£6,360848,87688
Limavady1£7,745660,000-
Lincolnshire38£6,657849,14197
Lisburn3£7,028749,9006
Merseyside42£8,290635,17955
Merthyr Tydfil3£9,462524,0034
Moray5£9,595631,4416
Neath Port Talbot1£6,9991027,5534
Newham - Greater London2£2,9741499,669-
Newport2£4,6951177,6966
Newry and Mourne1£7,250961,100-
Newtownabbey11£9,294537,26534
Norfolk60£7,246846,146118
North Ayrshire9£7,308748,5946
North Down1£2,95013109,0003
North Lanarkshire8£5,2971159,69516
North Yorkshire47£8,437634,25097
Northamptonshire54£9,165532,22677
Northumberland8£6,516957,83619
Nottinghamshire25£7,134844,42953
Omagh1£5,2951080,271-
Oxfordshire15£6,413952,20352
Pembrokeshire1£8,295416,8001
Perth and Kinross6£8,413634,90313
Redbridge - Greater London1£2,2991183,4441
Renfrewshire11£10,434629,47828
Rhondda Cynon Taf20£6,209958,59432
Richmond upon Thames - Greater London1£4,685967,6362
Scottish Borders2£8,072724,431-
Shropshire34£6,732848,69366
Somerset35£7,764743,65559
South Ayrshire7£8,046734,19610
South Lanarkshire1£2,4001788,0001
South Yorkshire64£6,804848,652142
Staffordshire56£6,597941,39486
Stirling4£9,622526,0538
Suffolk40£6,261953,77772
Surrey52£6,922842,531132
Swansea2£6,874835,4983
The Vale of Glamorgan1£7,250735,5003
Tyne and Wear65£7,045848,134122
Warwickshire67£7,045955,74695
West Lothian11£8,041742,44313
West Midlands106£6,467949,587214
West Sussex29£7,915740,50357
West Yorkshire86£6,637846,578229
Wiltshire43£7,052845,11565
Worcestershire16£5,6561049,90936
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