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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,379£7,016846,8744,868
Aberdeen City6£9,748532,90616
Aberdeenshire6£7,912733,26613
Angus1£6,795776,6801
Antrim3£6,696849,55224
Ards5£6,682848,2434
Argyll and Bute1£5,979951,0001
Armagh1£7,495746,968-
Ballymena1£5,995938,6006
Ballymoney2£5,8731144,722-
Barnet - Greater London1£5,650841,830-
Bedfordshire50£6,578954,38493
Belfast10£7,273842,27218
Berkshire34£6,1711048,075104
Bexley - Greater London3£10,890226,0174
Blaenau Gwent5£7,797648,8946
Brent - Greater London3£9,915830,619-
Bristol33£6,239954,90763
Bromley - Greater London5£8,104845,4085
Buckinghamshire41£5,593954,72872
Cambridgeshire43£8,155737,26181
Carmarthenshire9£7,983648,1215
Cheshire65£6,915844,471148
City of Edinburgh22£6,951851,78448
City of London - Greater London9£5,1871058,54718
Coleraine3£12,163220,3793
Conwy1£8,9953-8
Cornwall12£9,285535,42825
County Durham74£6,151952,540102
Craigavon7£5,5741060,0508
Croydon - Greater London2£4,390575,8669
Cumbria17£8,361542,89035
Derbyshire60£7,523744,825125
Devon45£7,300845,178123
Dorset16£6,000957,02641
Dumfries and Galloway3£6,595942,2965
Dundee City8£9,472528,38324
Dungannon5£7,707850,8946
Ealing - Greater London1£4,7951235,0009
East Ayrshire12£8,196634,69713
East Lothian1£9,699-30,2444
East Riding of Yorkshire9£7,826838,8086
East Sussex18£6,8001055,58133
Essex79£6,156954,773157
Falkirk4£5,995951,90420
Fife11£7,067944,85124
Glasgow City22£8,274739,04582
Gloucestershire28£6,3341049,13856
Greater Manchester119£6,942845,969247
Gwynedd1£7,995749,000-
Hampshire70£6,305949,604119
Harrow - Greater London7£6,509939,1587
Havering - Greater London27£5,990957,78439
Herefordshire6£6,710746,72912
Hertfordshire59£6,343951,135109
Highland4£5,9981048,92110
Hillingdon - Greater London15£3,9421166,31516
Hounslow - Greater London3£4,7111266,5794
Inverclyde3£6,630944,7332
Isle of Anglesey3£2,9801474,4002
Isle of Wight8£7,521948,4249
Kent88£6,800849,377193
Kingston upon Thames - Greater London7£7,101750,8509
Lancashire97£7,025844,367204
Leicestershire65£6,123851,59283
Limavady1£7,745660,000-
Lincolnshire48£7,127748,12082
Lisburn4£7,234753,0916
Magherafelt1£4,6951250,000-
Merseyside19£8,025631,00257
Merthyr Tydfil2£7,897733,4446
Merton - Greater London1£2,2951368,0008
Midlothian2£4,9951056,575-
Moray3£9,262633,5066
Neath Port Talbot1£5,4951057,000-
Newham - Greater London2£2,9741499,669-
Newport3£5,4941059,3301
Newry and Mourne4£5,1111268,435-
Newtownabbey17£9,196531,48430
Norfolk49£7,717742,961120
North Ayrshire8£7,996639,64411
North Down1£11,945222,5964
North Lanarkshire6£5,5401058,88611
North Yorkshire40£8,121735,229102
Northamptonshire46£8,137637,61484
Northumberland8£6,4921058,06513
Nottinghamshire28£7,266839,90457
Omagh1£5,2951080,271-
Oxfordshire11£6,694848,43948
Perth and Kinross3£9,931526,27916
Renfrewshire9£11,464526,69736
Rhondda Cynon Taf18£6,295956,79523
Scottish Borders2£6,497839,8261
Shropshire14£6,402854,45165
Somerset41£7,074845,27181
South Ayrshire5£8,327636,30711
South Lanarkshire2£5,7001250,5222
South Yorkshire57£5,940957,390136
Staffordshire33£7,149835,19897
Stirling2£8,997628,97712
Suffolk42£6,599854,49775
Surrey58£7,280942,203115
Sutton - Greater London1£6,390936,0008
Swansea1£10,999311,120-
The Vale of Glamorgan1£3,9991362,7794
Tyne and Wear60£7,028847,223122
Warwickshire70£6,834954,629101
West Lothian7£7,767741,28614
West Midlands100£6,484951,429196
West Sussex36£7,382845,50358
West Yorkshire82£6,615846,448218
Wiltshire33£6,524948,23180
Worcestershire17£6,453853,52338
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