Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,687£6,858948,3365,073
Aberdeen City5£7,448838,72319
Aberdeenshire5£7,606741,5097
Antrim7£8,311637,73026
Argyll and Bute1£5,9791147,000-
Ballymena5£7,026839,0173
Barnet - Greater London2£7,843744,3152
Bedfordshire78£6,2941052,89980
Belfast9£6,820845,52729
Berkshire63£6,879946,044116
Bexley - Greater London3£7,693851,5469
Blaenau Gwent2£4,9971064,7996
Brent - Greater London3£9,166940,389-
Bristol35£6,146954,80068
Bromley - Greater London5£8,635640,78210
Buckinghamshire37£6,726947,18975
Cambridgeshire47£6,971845,53988
Cardiff5£10,397640,9547
Carmarthenshire8£9,095641,2745
Ceredigion13£7,546950,82918
Cheshire53£7,584838,687164
City of Edinburgh20£6,892951,92644
City of London - Greater London16£4,1091268,81637
Coleraine2£13,84911,5325
Conwy5£10,095733,2356
Cornwall14£8,574739,84635
County Durham63£6,143953,519102
Craigavon6£6,313949,2144
Croydon - Greater London4£4,1411186,27410
Cumbria23£8,465638,81221
Denbighshire2£6,345940,6753
Derbyshire53£8,279733,044159
Derry1£9,995614,798-
Devon66£7,226847,519118
Dorset15£8,193736,66666
Dumfries and Galloway2£5,9951137,9878
Dundee City12£8,046636,45128
Dungannon5£6,0481155,8007
Ealing - Greater London5£5,0251262,1819
East Ayrshire11£8,997529,94213
East Lothian2£9,599431,1322
East Riding of Yorkshire7£7,368742,76420
East Sussex29£7,734952,35937
Enfield - Greater London1£3,7001727,1165
Essex73£6,1721054,487159
Falkirk8£5,5331052,37929
Fermanagh3£5,3281160,421-
Fife10£9,417629,06032
Flintshire2£3,4451481,0002
Glasgow City26£8,375639,28089
Gloucestershire27£5,9841051,85441
Greater Manchester141£7,087844,910239
Gwynedd1£7,995749,0001
Hampshire61£6,944845,019122
Harrow - Greater London6£4,4801268,72110
Havering - Greater London25£5,4081156,82548
Herefordshire7£5,6181055,27716
Hertfordshire56£6,887948,674109
Highland3£9,764528,3313
Hillingdon - Greater London13£4,1771264,84517
Hounslow - Greater London2£4,1471063,97310
Inverclyde2£7,748847,4092
Isle of Anglesey3£3,0621372,7674
Isle of Wight8£5,2331272,87014
Kent91£7,278848,989176
Kingston upon Thames - Greater London10£6,388953,6526
Lancashire108£7,129745,987214
Leicestershire48£6,548848,30292
Lincolnshire51£6,901844,68091
Lisburn2£5,2451076,1183
Merseyside45£8,455635,99271
Merthyr Tydfil3£8,529544,9643
Merton - Greater London1£5,9751038,0002
Monmouthshire1£1,9951872,0004
Moray4£9,871532,2619
Neath Port Talbot1£4,89010-4
Newham - Greater London2£3,0491499,669-
Newport2£5,7951145,7464
Newry and Mourne1£7,250961,100-
Newtownabbey14£9,973426,57230
Norfolk68£7,330845,534112
North Ayrshire8£8,209645,9709
North Down2£3,1231488,0003
North Lanarkshire7£5,9701051,74717
North Yorkshire39£7,765737,33091
Northamptonshire56£9,454531,80874
Northumberland11£6,2801053,30318
Nottinghamshire26£6,700948,74159
Omagh1£5,2951080,271-
Oxfordshire32£7,791737,74541
Pembrokeshire1£4,9951171,9722
Perth and Kinross4£7,724739,87313
Redbridge - Greater London1£2,9501869,0001
Renfrewshire17£9,597636,56823
Rhondda Cynon Taf21£6,072957,34926
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders1£7,195835,0002
Shropshire27£6,793848,75658
Somerset38£7,675744,41458
South Ayrshire8£8,546731,8787
South Lanarkshire1£2,4001788,0002
South Yorkshire77£6,847848,391140
Staffordshire76£6,973940,232116
Stirling3£9,331626,8308
Suffolk41£6,822849,30570
Surrey70£7,129844,657150
Swansea3£8,283632,7642
The Vale of Glamorgan2£7,125836,843-
Tyne and Wear72£7,642740,273128
Warwickshire56£4,6041168,09282
West Lothian11£7,113951,21313
West Midlands102£6,376950,708250
West Sussex44£7,593846,57452
West Yorkshire84£6,879846,632226
Wiltshire38£6,810947,03461
Worcestershire25£5,814953,20330
Wrexham2£5,2451271,0001
Add postcode for better results.