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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,924£6,951847,3595,054
Aberdeen City8£9,048533,08417
Aberdeenshire5£7,606741,5097
Angus3£5,0641055,3408
Antrim6£8,313641,11325
Argyll and Bute1£5,9791147,000-
Ballymena4£7,385741,5303
Ballymoney1£5,750928,8374
Barking & Dagenham - Greater London1£7,138731,1802
Barnet - Greater London1£6,545841,8302
Bedfordshire87£5,9081054,71579
Belfast8£6,811940,25229
Berkshire63£6,959945,879111
Bexley - Greater London9£6,479954,29519
Blaenau Gwent6£8,073637,29810
Brent - Greater London3£9,166940,389-
Bridgend1£4,9951087,465-
Bristol34£5,9481057,79663
Bromley - Greater London7£8,696639,72212
Buckinghamshire36£6,470947,28473
Caerphilly1£5,9901041,00012
Cambridgeshire50£7,370843,72886
Cardiff1£4,991973,26913
Carmarthenshire9£9,417539,0215
Ceredigion20£6,983955,97031
Cheshire48£6,743945,385157
City of Edinburgh29£7,190846,34635
City of London - Greater London34£5,9491052,02563
Coleraine3£13,89911,0294
Conwy8£8,833742,7397
Cornwall17£8,728636,45636
County Durham57£5,945955,012100
Craigavon6£6,247949,6133
Croydon - Greater London7£5,1081071,57615
Cumbria23£8,303639,54915
Denbighshire3£6,028943,1162
Derbyshire56£7,866734,653146
Derry1£9,995614,798-
Devon64£7,032849,317116
Dorset18£7,196839,04261
Down1£9,95039,0001
Dumfries and Galloway2£5,9951137,9878
Dundee City10£7,626738,44726
Dungannon5£6,0481155,8007
Ealing - Greater London4£4,2091362,2268
East Ayrshire10£8,256641,02614
East Lothian2£9,599431,1322
East Riding of Yorkshire14£7,179843,03838
East Sussex40£7,148950,88545
Essex86£6,401951,985164
Falkirk9£6,473849,84827
Fife12£9,658625,18031
Flintshire2£3,4451481,0002
Glasgow City24£8,469638,28773
Gloucestershire31£6,0401051,02243
Greater Manchester138£7,259842,958229
Gwynedd1£7,995749,0001
Hampshire73£7,090945,775115
Harrow - Greater London6£4,8961166,33010
Havering - Greater London24£4,1801271,02432
Herefordshire9£6,324951,33113
Hertfordshire59£7,182846,782106
Highland5£9,357630,9995
Hillingdon - Greater London14£4,1061269,96615
Hounslow - Greater London3£3,4311463,64811
Inverclyde2£7,748847,4092
Isle of Anglesey3£3,0621372,7674
Isle of Wight8£5,2331272,87014
Kent104£7,153847,545185
Kingston upon Thames - Greater London9£6,388854,4245
Lancashire109£7,181746,348201
Leicestershire49£6,632848,85886
Lincolnshire45£7,089744,07088
Lisburn2£5,2451076,1184
Merseyside57£7,862738,67977
Merthyr Tydfil5£7,291756,2892
Merton - Greater London1£5,9751038,0002
Monmouthshire4£4,7451258,0408
Moray2£10,995329,8649
Neath Port Talbot1£8,495813,5005
Newport11£6,164954,35017
Newry and Mourne1£7,250961,100-
Newtownabbey17£10,025426,19228
Norfolk75£7,521844,599103
North Ayrshire8£8,659642,7757
North Down1£3,6951567,0005
North Lanarkshire9£6,346951,69720
North Yorkshire45£7,887737,80983
Northamptonshire56£9,342531,26571
Northumberland10£6,5641051,72920
Nottinghamshire46£7,225844,31072
Omagh1£5,2951080,271-
Oxfordshire30£7,420838,80544
Pembrokeshire2£7,247753,5342
Perth and Kinross4£6,974945,33312
Powys1£5,495945,9001
Redbridge - Greater London1£2,9501869,0001
Renfrewshire15£9,844635,28022
Rhondda Cynon Taf23£6,006956,65922
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders1£7,195835,0002
Shropshire27£6,971846,39657
Somerset33£7,896742,83055
South Ayrshire8£8,459634,9267
South Lanarkshire3£5,9661157,4259
South Yorkshire84£6,882847,567129
Staffordshire71£7,013941,860121
Stirling4£9,599535,6546
Suffolk52£8,544742,48187
Surrey88£7,069844,801148
Sutton - Greater London1£4,590986,0002
Swansea10£6,394947,16710
The Vale of Glamorgan1£6,999938,162-
Tyne and Wear74£7,763739,785127
Waltham Forest - Greater London1£3,6951358,0002
Warwickshire58£4,8451165,49570
West Lothian11£8,904739,04112
West Midlands110£6,620947,653236
West Sussex50£7,333847,44148
West Yorkshire84£6,804846,429213
Wiltshire35£7,084945,58459
Worcestershire32£6,090951,22129
Wrexham5£7,195842,0035
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