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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,452£6,940848,4604,910
Aberdeen City2£8,373824,57519
Aberdeenshire9£7,829735,2049
Antrim6£6,298853,87422
Ards2£9,490636,1347
Argyll and Bute2£5,9791049,000-
Armagh1£7,995746,968-
Ballymena4£6,712839,5985
Barnet - Greater London2£7,593744,3151
Bedfordshire60£6,3341051,79783
Belfast10£6,701944,53216
Berkshire41£6,156950,115124
Bexley - Greater London8£9,641438,8838
Blaenau Gwent4£8,248550,6694
Brent - Greater London3£10,081936,9521
Bristol34£6,159956,55670
Bromley - Greater London4£7,494951,4078
Buckinghamshire41£6,272949,55686
Cambridgeshire33£6,905842,69387
Carmarthenshire10£7,735749,8924
Ceredigion2£4,5951146,0007
Cheshire60£7,004842,710140
City of Edinburgh27£7,276849,07248
City of London - Greater London8£4,6411270,21720
Coleraine1£13,69912,9253
Conwy1£5,4951162,15311
Cornwall7£9,220631,31832
County Durham57£5,780955,438104
Craigavon9£7,345846,3815
Croydon - Greater London5£7,553859,7258
Cumbria22£7,726638,77123
Denbighshire1£6,995731,0002
Derbyshire61£8,222635,937129
Devon49£7,746739,605121
Dorset14£7,274746,02051
Dumfries and Galloway3£5,9951142,3255
Dundee City9£7,584740,90525
Dungannon3£5,9471167,0006
Ealing - Greater London3£5,5121248,26711
East Ayrshire11£8,341637,44311
East Riding of Yorkshire8£7,158848,41810
East Sussex22£7,830848,21135
Enfield - Greater London1£7,249818,4795
Essex69£6,045957,142147
Falkirk5£6,695858,01925
Fife9£8,505730,27329
Glasgow City32£7,479741,67878
Gloucestershire25£5,6721055,99546
Greater Manchester136£6,714846,214230
Gwynedd2£5,995958,960-
Hampshire75£6,555946,478116
Harrow - Greater London4£6,895939,9457
Havering - Greater London19£5,7981156,50047
Herefordshire7£6,138948,74812
Hertfordshire64£7,121846,713123
Highland7£7,940739,6594
Hillingdon - Greater London13£3,9361268,75212
Inverclyde2£7,498847,4092
Isle of Anglesey3£2,4801594,4002
Isle of Wight9£6,4071057,35512
Kent92£7,672745,570187
Kingston upon Thames - Greater London6£7,619748,06010
Lancashire93£7,073747,032216
Leicestershire50£6,266851,19688
Limavady1£7,745660,000-
Lincolnshire40£6,582848,88193
Lisburn3£7,028749,9006
Merseyside45£8,144636,69255
Merthyr Tydfil4£8,471634,7513
Merton - Greater London1£2,7951280,0009
Moray5£9,395631,4415
Neath Port Talbot1£6,9991027,5534
Newham - Greater London2£2,9741499,669-
Newport2£4,6951177,6964
Newry and Mourne1£7,250961,100-
Newtownabbey6£10,613433,09335
Norfolk55£7,367845,912124
North Ayrshire7£7,725644,5628
North Down1£2,95013109,0003
North Lanarkshire9£5,4531057,64716
North Yorkshire46£8,401635,16297
Northamptonshire51£9,180532,10275
Northumberland8£6,516957,83618
Nottinghamshire27£7,291845,01553
Omagh1£5,2951080,271-
Oxfordshire19£6,561947,09750
Perth and Kinross7£8,568631,22913
Redbridge - Greater London1£2,2991183,4441
Renfrewshire12£10,814526,56427
Rhondda Cynon Taf20£6,199958,59427
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders2£8,072724,431-
Shropshire30£6,640849,44965
Somerset36£7,356747,15862
South Ayrshire8£7,878735,41110
South Lanarkshire2£4,7001270,7501
South Yorkshire66£6,557851,116142
Staffordshire53£6,574941,23887
Stirling4£8,897636,1549
Suffolk35£6,117955,74079
Surrey52£7,018840,500130
The Vale of Glamorgan1£7,250735,5003
Torfaen1£4,690-52,000-
Tyne and Wear59£6,993848,519125
Warwickshire65£6,970955,76197
West Lothian9£7,973741,34415
West Midlands96£6,271951,501218
West Sussex33£7,582841,53156
West Yorkshire86£6,405947,730226
Wiltshire40£7,159843,54566
Worcestershire16£5,6561051,23433
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