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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,594£6,955847,8234,946
Aberdeen City3£7,914833,39419
Aberdeenshire8£7,664739,0757
Antrim4£8,945631,08426
Ards2£10,135521,6329
Argyll and Bute1£5,9791147,000-
Armagh1£7,995746,968-
Ballymena5£6,856839,0173
Barking & Dagenham - Greater London1£1,9991688,0002
Barnet - Greater London2£7,593744,3151
Bedfordshire69£6,1371051,96783
Belfast12£6,153951,12820
Berkshire60£6,246950,959116
Bexley - Greater London2£9,693541,6708
Blaenau Gwent2£5,997975,3567
Brent - Greater London3£8,999940,389-
Bristol33£6,161953,67967
Bromley - Greater London4£8,370743,9369
Buckinghamshire35£6,620949,52082
Cambridgeshire45£6,734845,03790
Cardiff1£4,991973,269-
Carmarthenshire8£8,758641,2744
Ceredigion4£7,445852,7963
Cheshire55£7,469839,780154
City of Edinburgh25£7,359847,99946
City of London - Greater London13£3,6231272,00124
Clackmannanshire1£8,998631,9051
Coleraine2£13,84911,5324
Conwy4£9,495734,0638
Cornwall9£8,802634,06733
County Durham60£5,957954,828101
Craigavon8£6,334955,4756
Croydon - Greater London6£4,7251177,0499
Cumbria21£8,687537,82222
Denbighshire2£6,345940,6753
Derbyshire52£8,550632,932144
Devon59£7,574842,052122
Dorset13£7,389744,08163
Dumfries and Galloway2£5,9951137,9878
Dundee City9£7,973735,97631
Dungannon5£5,9481155,8005
Ealing - Greater London3£6,1121157,9339
East Ayrshire11£8,996528,95915
East Lothian1£9,299330,2443
East Riding of Yorkshire6£7,030845,48412
East Sussex30£7,873849,89738
Essex73£6,1121056,482148
Falkirk8£5,5331054,65528
Fermanagh1£5,9951146,634-
Fife9£8,631732,00031
Glasgow City33£8,165736,35580
Gloucestershire29£6,057951,82839
Greater Manchester143£6,959845,132229
Gwynedd1£7,995749,0001
Hampshire57£6,631946,886116
Harrow - Greater London7£5,0111163,1678
Havering - Greater London24£5,7511054,33244
Herefordshire9£5,8621051,66011
Hertfordshire52£6,701951,089120
Highland4£8,772735,0683
Hillingdon - Greater London14£4,0171266,26713
Hounslow - Greater London2£3,9971063,97310
Inverclyde2£7,748847,4092
Isle of Anglesey3£3,0621372,7672
Isle of Wight8£6,0461165,73314
Kent89£7,542847,701183
Kingston upon Thames - Greater London7£6,246952,8565
Lancashire108£7,238745,686223
Larne1£6,995944,549-
Leicestershire49£6,428847,84998
Lincolnshire51£7,048844,99586
Lisburn2£7,645756,7875
Merseyside40£8,668633,62555
Merthyr Tydfil4£8,710541,9033
Monmouthshire2£2,4951670,0001
Moray4£9,871532,2617
Neath Port Talbot1£4,89010-4
Newham - Greater London2£2,9741499,669-
Newport3£6,2621151,1645
Newry and Mourne1£7,250961,100-
Newtownabbey16£9,105532,64431
Norfolk60£7,085846,125113
North Ayrshire8£8,147645,9707
North Down1£2,95013109,0003
North Lanarkshire7£5,7931052,96418
North Yorkshire45£7,687738,57893
Northamptonshire57£9,057533,47277
Northumberland11£7,565841,83316
Nottinghamshire21£6,600950,89564
Omagh1£5,2951080,271-
Oxfordshire22£7,741737,07747
Perth and Kinross3£7,632747,21214
Renfrewshire14£10,197532,26026
Rhondda Cynon Taf20£5,747959,53430
Richmond upon Thames - Greater London1£4,685967,6361
Scottish Borders2£8,072724,2492
Shropshire29£6,932847,25655
Somerset38£7,387745,12259
South Ayrshire9£8,346729,8638
South Lanarkshire1£2,4001788,0001
South Yorkshire70£6,548851,082149
Staffordshire65£7,166837,72185
Stirling2£9,199824,3616
Suffolk43£6,536952,91872
Surrey63£6,827845,364147
Sutton - Greater London1£5,290844,0005
Swansea2£7,749832,6952
The Vale of Glamorgan1£7,250735,5232
Tyne and Wear72£7,568742,817122
Warwickshire57£4,6681166,62188
West Lothian11£7,841744,42313
West Midlands110£6,540949,896228
West Sussex39£7,107948,64450
West Yorkshire88£6,787846,710223
Wiltshire40£7,168847,22063
Worcestershire19£6,113949,12335
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