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Used Fiat 500 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Fiat 500 on finance

Financing a used Fiat 500, popular for its compact design and efficiency, necessitates an understanding of various aspects to ensure a satisfactory purchase and ownership experience. Here's a comprehensive guide on how to approach financing a used Fiat 500:

Preliminary Steps:

1. Budgeting:

  • Outline your budget considering all costs: down payment, monthly payments, insurance, and maintenance.

2. Credit Score:

  • Understanding your credit score is pivotal as it influences your loan’s interest rate.

3. Model Identification:

  • Decide on the Fiat 500 model, year, and features that meet your needs.

4. Vehicle Inspection:

  • Engage in a meticulous inspection and secure a vehicle history report to avoid hidden issues.

Financing Routes:

1. Bank Loan:

  • Attain a loan from a bank, buy the car, and repay in monthly instalments.

2. Hire Purchase (HP):

  • Pay a deposit, followed by fixed monthly payments. Ownership is transferred after the final payment.

3. Personal Contract Purchase (PCP):

  • After a deposit and lower monthly instalments, you may return, purchase, or trade the car at the agreement's end.

4. Lease Purchase:

  • Similar to PCP, with an obligation to buy the car at the contract’s conclusion.

5. Dealer Financing:

  • Explore financing offers from Fiat dealerships and compare them with other options.

6. Peer-to-Peer Lending (P2P):

  • Obtain funds directly from individuals through online P2P platforms, ensuring to understand the terms.

Procurement Process:

1. Selecting a Seller:

  • Opt for a reputable dealer or private seller to minimize risks associated with used cars.

2. Negotiations:

  • Actively negotiate the vehicle price and, if applicable, financing terms.

3. Test Driving:

  • Essential to confirm the vehicle's condition and performance meet your expectations.

4. Finalize Financing:

  • Once settled on a financing option, thoroughly review and agree to the terms.

5. Insurance Coverage:

  • Procure suitable insurance coverage before completing the purchase.

6. Handling Paperwork:

  • Ensure all documentation (e.g., contract, title transfer) is accurately completed and stored.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars, including the Fiat 500, depreciate and consider this in your purchasing decision.

  • Warranty Evaluation: Explore existing or additional warranty options for security.

  • Total Payment Awareness: Be cognizant of the total payable amount throughout the financing term.

  • Early Repayment Clarity: Understand the stipulations and any penalties related to early loan repayment.

In Conclusion:

Embarking on financing a used Fiat 500 involves a combination of meticulous planning, understanding your financial situation, the vehicle itself, and the available financing options. Employing a systematic approach, considering the aforementioned aspects, and perhaps consulting a financial advisor can facilitate a secure and economically sound purchase, allowing you to enjoy your Fiat 500 with financial peace of mind.

About the Fiat 500

When we talk about cars with a legacy, the Fiat 500 inevitably comes to mind. This iconic Italian compact has been turning heads since its inception, blending vintage charm with modern functionality, all within a compact, city-friendly frame.

A Glimpse into the Past:

The Fiat 500's legacy traces back to the late 1950s, born as an affordable and compact vehicle for the masses. Over the decades, while the world around it evolved, the 500 managed to retain its unmistakable character and appeal.

Contemporary Design:

Though the modern Fiat 500 pays homage to its ancestors in design, it doesn't shy away from contemporary touches. Rounded headlamps, the characteristic grille, and its compact silhouette are complemented by modern finishes, updated interiors, and the latest tech amenities.

Performance for the City:

Compact and agile, the Fiat 500 is perfect for the urban jungle. Its dimensions allow for easy manoeuvrability through narrow lanes, and parking becomes a breeze. Engine options are tuned for efficiency and provide enough pep for city commutes.

Going Electric:

Fiat hasn't remained untouched by the electric revolution. The Fiat 500e, the electric variant, offers zero emissions without compromising the iconic design. With a respectable range and the character of the original, it's a testament to Fiat's adaptability.

In a League of Its Own:

In the compact car segment, the Fiat 500 finds rivals like the MINI Cooper and the Volkswagen up!. However, with its rich history, distinctive looks, and Italian flair, the 500 holds a special place in many hearts.

Conclusion:

The Fiat 500, with its blend of heritage and modernity, stands as an enduring symbol of Italian automotive artistry. For those seeking a vehicle that offers style, practicality, and a touch of nostalgia, the 500 remains an evergreen choice in the UK and beyond.

Buying Guide

Want to find out everything about all 500 models, pros and cons, what to look out for and everything else you need to know? Check out our Fiat 500 buying guide here.

Fiat 500 Data by County

Fiat 500 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,612£6,956847,9614,659
Aberdeen City3£7,914833,39419
Aberdeenshire9£8,146634,9767
Antrim4£7,322741,55323
Ards1£13,59527,0528
Argyll and Bute1£5,9791147,000-
Armagh1£7,995746,968-
Ballymena4£7,346731,7714
Barking & Dagenham - Greater London1£1,9991688,0002
Barnet - Greater London2£7,593744,3151
Bedfordshire72£6,4131050,73677
Belfast11£6,294951,14120
Berkshire59£6,490949,075112
Bexley - Greater London2£9,693541,6708
Blaenau Gwent1£2,9951295,0008
Brent - Greater London2£9,7501044,9281
Bristol34£6,206952,72159
Bromley - Greater London3£7,995848,66710
Buckinghamshire33£6,551851,42577
Cambridgeshire46£6,653845,00185
Cardiff1£4,991973,269-
Carmarthenshire8£8,758641,2744
Ceredigion4£7,445852,7963
Cheshire56£7,531839,817142
City of Edinburgh25£7,339848,93544
City of London - Greater London12£3,3291374,22424
Clackmannanshire1£8,998631,9051
Coleraine2£13,84911,5323
Conwy5£8,795834,5147
Cornwall8£8,841632,42831
County Durham59£5,906954,984100
Craigavon8£6,334955,4754
Croydon - Greater London6£4,7251177,2148
Cumbria21£8,498538,07321
Denbighshire2£6,345940,6753
Derbyshire54£8,662633,040138
Devon62£7,429843,188110
Dorset16£7,459842,57860
Dumfries and Galloway2£5,9951137,9878
Dundee City10£8,576632,45631
Dungannon5£5,9481155,8005
Ealing - Greater London4£5,2061157,9509
East Ayrshire11£8,996528,95914
East Lothian1£9,299330,2443
East Riding of Yorkshire8£6,896846,79011
East Sussex29£7,886850,65237
Enfield - Greater London1£3,50011131,1785
Essex75£6,175955,803138
Falkirk8£5,8081057,23427
Fife10£8,867629,52127
Glasgow City34£8,073737,02377
Gloucestershire30£6,227949,99940
Greater Manchester142£6,851846,336220
Gwynedd1£7,995749,000-
Hampshire56£6,563947,280113
Harrow - Greater London7£4,9391261,6057
Havering - Greater London22£5,6691154,82242
Herefordshire8£5,8461052,24211
Hertfordshire55£6,616951,659110
Highland5£8,217734,6543
Hillingdon - Greater London14£3,9921266,26711
Hounslow - Greater London2£3,9971063,97310
Inverclyde2£7,748847,4092
Isle of Anglesey3£3,0621372,7672
Isle of Wight8£6,0461165,73313
Kent91£7,545847,451169
Kingston upon Thames - Greater London7£6,246952,8565
Lancashire114£7,143745,319203
Larne1£6,995944,549-
Leicestershire51£6,466848,21492
Lincolnshire51£7,220743,56183
Lisburn2£7,645756,7875
Merseyside43£8,575634,39549
Merthyr Tydfil4£8,710541,9033
Monmouthshire1£1,9951872,0002
Moray4£9,871532,2616
Neath Port Talbot1£4,89010-3
Newham - Greater London2£2,9741499,669-
Newport3£6,3281151,1645
Newry and Mourne1£7,250961,100-
Newtownabbey13£9,409533,12931
Norfolk61£7,118845,550103
North Ayrshire8£7,659749,9197
North Down2£4,3731173,7662
North Lanarkshire6£5,1981159,61719
North Yorkshire46£7,672739,43887
Northamptonshire61£9,006533,38071
Northumberland9£7,380844,62817
Nottinghamshire20£6,674850,59759
Omagh1£5,2951080,271-
Oxfordshire20£7,816735,98544
Pembrokeshire1£8,295416,8001
Perth and Kinross4£8,474637,24513
Renfrewshire14£10,683528,99624
Rhondda Cynon Taf19£5,785959,67029
Richmond upon Thames - Greater London2£5,3351256,6411
Scottish Borders2£8,072724,2491
Shropshire31£6,984846,02453
Somerset37£7,422744,83255
South Ayrshire10£8,262730,2667
South Lanarkshire1£2,4001788,0001
South Yorkshire67£6,648850,045141
Staffordshire66£7,120837,74077
Stirling3£9,964620,7896
Suffolk40£6,471953,75869
Surrey60£6,725846,685134
Sutton - Greater London1£5,290844,0005
Swansea2£7,749832,6952
The Vale of Glamorgan1£7,250735,5232
Tyne and Wear72£7,630741,829115
Warwickshire56£4,6641167,08881
West Lothian13£7,788744,10413
West Midlands107£6,546950,225212
West Sussex40£7,029948,20147
West Yorkshire88£6,660846,303216
Wiltshire41£6,958848,50359
Worcestershire19£6,102949,12330
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